Utah Loan Information

The APR for our car title loans in Utah range from 90% to 180% depending on your credit worthiness. Fees for our car title loans include an origination fee of 5% of the amount that you borrow, which we will add to your loan balance. For example, on a $1000 loan, your origination fee will be $50.

If you have a complaint about your title loan, you can call the Utah Department of Financial Institutions at 801-538-8830.

If you obtained your loan electronically, you should note that we are registered or authorized to offer title loans through the Internet in the following states: California, Arizona, Illinois Missouri, and New Mexico.

Please review interest rate table below. For a more specific payment schedule please use our payment calculator located on the lower right hand corner of this page.

THERE IS NO PREPAYMENT PENALTY.

For example, on a $1000 Auto Title Loan for a six (6) month term with a 144% APR, the monthly payments are reflected in the chart below:

Monthly Payment $ = 243.23

Month	Balance	Principal	Interest	Total Payment	APR
1	$876.77	$123.23	$120.00	$243.23	144%
2	$738.76	$138.01	$105.21	$243.23	144%
3	$584.19	$154.57	$88.65	$243.23	144%
4	$411.06	$173.12	$70.10	$243.23	144%
5	$217.17	$193.90	$49.33	$243.23	144%
6	$0	$217.17	$26.06	$243.23	144%
Total		$1000.00	$459.35	$1459.35

For example, on a $3000 Auto Title Loan for a eighteen (18) month term with a 108% APR, the monthly payments are reflected in the chart below:

Monthly Payment $ = 342.64

Month	Balance	Principal	Interest	Total Payment	APR
1	$2927.36	$72.64	$270.00	$342.64	108%
2	$2848.19	$79.17	$263.46	$342.64	108%
3	$2761.89	$86.30	$256.34	$342.64	108%
4	$2667.82	$94.07	$248.57	$342.64	108%
5	$2565.29	$102.53	$240.10	$342.64	108%
6	$2453.53	$111.76	$230.88	$342.64	108%
7	$2331.71	$121.82	$220.82	$342.64	108%
8	$2198.93	$132.78	$209.85	$342.64	108%
9	$2054.19	$144.73	$197.90	$342.64	108%
10	$1896.43	$157.76	$184.88	$342.64	108%
11	$1724.48	$171.96	$170.68	$342.64	108%
12	$1537.04	$187.43	$155.20	$342.64	108%
13	$1332.74	$204.30	$138.33	$342.64	108%
14	$1110.05	$222.69	$119.95	$342.64	108%
15	$867.31	$242.73	$99.90	$342.64	108%
16	$602.74	$264.58	$78.06	$342.64	108%
17	$314.35	$288.39	$54.25	$342.64	108%
18	$0	$314.35	$28.29	$342.64	108%
Total		$3000.00	$3167.46	$6167.46