Utah Disclosures

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Utah Loan Information

The Annual Percentage Rate (“APR”) for our loans in Utah range from 80% -204% For questions or complaints regarding loans, you may call our customer service at 888-700-2239. If your problem cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may want to call the Department for regulatory relief, if warranted.

Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830. Residents of other states may contact the regulatory agencies of the state in which they reside.

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee

        Dollar amount borrowed
Term in Months Interest Rate Charged Loan Fee $ 1,500 $ 2,000 $ 2,500 $ 3,000 $ 3,500 $ 4,000 $ 4,500 $ 5,000
6 144% 5% Interest and Fees $798.48 $1,064.64 $1,330.81 $1,596.97 $1,863.14 $2,129.29 $2,395.45 $2,661.61
APR* 164.97% 164.97% 164.97% 164.97% 164.98% 164.98% 164.98% 164.98%
12 144% 5% Interest and Fees $1,551.12 $2,068.18 $2,585.25 $3,102.31 $3,619.37 $4,136.41 $4,653.46 $5,170.52
APR* 156.82% 156.82% 156.82% 156.82% 156.82% 156.82% 156.82% 156.82%
18 120% 5% Interest and Fees $1,956.72 $2,608.97 $3,261.20 $3,913.25 $4,565.67 $5,217.92 $5,870.17 $6,522.39
APR* 129.27% 129.27% 129.27% 129.27% 129.27% 129.27% 129.27% 129.27%
24 120% 5% Interest and Fees $2,707.15 $3,609.48 $4,511.88 $5,414.27 $6,316.61 $7,219.03 $8,121.42 $9,023.76
APR* 127.90% 127.90% 127.90% 127.90% 127.90% 127.90% 127.90% 127.90%
30 100% 5% Interest and Fees $2,829.81 $3,773.04 $4,716.28 $5,659.62 $6,602.86 $7,546.10 $8,489.32 $9,432.66
APR* 106.44% 106.44% 106.44% 106.44% 106.44% 106.44% 106.44% 106.44%
36 100% 5% Interest and Fees $3,505.57 $4,674.05 $5,842.49 $7,011.16 $8,179.62 $9,348.11 $10,516.78 $11,685.20
APR* 105.94% 105.94% 105.94% 105.94% 105.94% 105.94% 105.94% 105.94%

*APR = Annual Percentage Rate