What Can I Do with the Funds I Borrow?

Extra Cash to Pay for Work Clothes or Work Uniform

You just got a new job—that’s great! You are on the path towards establishing your career, and you should feel confident and proud. Sometimes, in order to feel really confident—we need to look the part. Some employers require you to have a work uniform before you start your new job, too. Having a quality, professional wardrobe can be the extra boost you need to really walk into the office ready for success!

Some of the ways you can pay for nice work clothes are to:

• Shop at thrift stores instead of department stores
• Simplify your wardrobe so you don’t need as many new clothes
• Buy a few clothing items at a time instead of all at once
• Dip into your savings
• Use convenient funding, such as a car title loan¹

How to save money on work clothes

You don’t have to max out your credit card every time you go shopping for work clothes, you just have to have the right strategy. There are ways to go about saving money when you are looking for new clothes for work—here are some tips.

• Check out thrift stores to find the best deals on nice clothes

Thrift shops and second-hand stores can be a great place to find clothes for work on a budget. You can look professional at work in a high quality blazer but rest easy knowing you only paid $10 for it.

However, if you do go to a thrift shop or second-hand store for some new clothes for work, be prepared to do a little hunting. Sometimes, these kinds of stores can be extremely hit-or-miss—you could end up finding an Armani blazer for a few dollars, or you could find nothing but an undershirt with holes in it.

Chances are if you spend some time and do a little searching, you will be able to find exactly (or something comparable), to what you were looking for. Also, thrift and second-hand stores are constantly getting new items—so if you don’t find anything on one visit, you could strike gold on the next!

• Keep your wardrobe simple so you can get the most out of it

Purchase a few staple items in your wardrobe that you can mix-and-match throughout the week. Sure, a bold printed top looks fun—but can you wear it three times a week without seeming like you wear the same outfit every day?

Neutral colors like black, beige, or gray are solid and coordinate with one another. Save the crazy prints for smaller clothing items like an undershirt. You can wear gray pants, a black blazer, with various fun printed tops underneath throughout the week. Even though your outfit will look unique every time, all you are really changing is one small item.

Not only can this save you money, but it can also take the hassle out of picking out your clothes for work. Don’t waste your time in the morning trying to find the only pair of pants that matches a particular top. Mornings in general are enough of a pain as it is. When all of your clothes match, you can just grab and go!

How to pay for work clothes

Finding great deals is one thing, but actually paying for it all is another. Here are some ways to actually pay for the clothes you need for work.

• Buy your clothes over time instead of all at once

It might seem convenient to just buy a bunch of clothes you need for work at once, that way it is done, and you don’t have to worry about it for a while. But you might end up spending way more money than you want to if you do that.

Focus your shopping trips to finding just a few items at a time. You can spend the time and really hunt for the best deal, instead of spending a boatload on things you may or may change your mind on later.

When each piece in your wardrobe is exactly what you want, you may even have a little fun when you pick out your clothes for the workday.

Dip into your savings to afford new work clothing

Invest in your future. Instead of spending yourself broke while shopping for work clothing or uniforms, take a little money from your savings account if you have one. After a bit of time, you can always replace that money with what you are earning at work.

If you don’t have a savings account, you could always try asking a trusted friend or family member to loan you a bit of money, but this might not be a very appealing choice for you if you want to keep your financial situation on the private side.

Use convenient funding to pay for nice clothes for work

You might not want to dip into your savings or ask a friend or family member for money, and that is completely understandable. Your finances are a private subject and if you want to keep them to yourself there is nothing wrong with that.

But if you are looking for a fast and convenient way to pay for some nice new clothes for work, you might want to try title loans. Car title loans are so efficient, you may even receive your funding as soon as the next business day³!

Car title loans can be the best way for you to get a little extra money for work clothes¹. This is because car title loans come with a bunch of benefits and advantages, here are a few:

• High approval rate¹
• Fast funding
• Competitive terms
• Convenient rates
• No balloon payments or early installment fees

Click here to get started on your car title loan today!

How to Pay for a Wedding

Almost every little girl, (and some boys) has some idea of how she wants to celebrate her special day. Some girls want a rustic wedding, a fairy tale wedding, a quick trip to Vegas. What most girls don’t think about is how they plan on paying for the big day.  While there are a few ways to cut corners, there are also some ways to prepare ahead of time to ensure you will get everything you have ever dreamed of when it comes to the big day. Paying for the big day shouldn’t slow bleed your funds like a car payment or a home mortgage. By preparing a few things at home and planning, you can make paying for a wedding much less painful.

The Wedding Planner

 There are long term services, such as wedding planning services, that do offer wedding packages that you can pay over time, but they usually come at higher costs, and with no flexibility in venues or meals. They wedding planners might have contracts with popular local venues that come with cutbacks. The venues then make wedding packages with specific locations, and specific meal options that come specifically from their own kitchen, or their restaurant of choice. The venue will still offer tastings and color choices (that they have available and will have on hand to provide). While this may be a good option for someone who doesn’t have time to put in the work, it will cost much more but the result will be professional and beautiful. Since you won’t have to worry about planning, you can use that time to find the perfect, sleek, elegant dress to match your venue. Paying for a wedding planning service can range from a couple thousand to a quarter of a million dollars. Since the services are a bit more expensive, the planning company will take care of any upfront cost, and you just must pay the planning company and not the venue.

The DIY Bride

It’s your big day and you have a Pinterest dedicated to this milestone. You have had the colors, centerpieces and playlist ready since Pinterest first launched. You know how you want it to look, and with your extensive research, you know how to create all your master pieces. You can make any venue look right out of a magazine. A community center or a church reception hall will hardly be recognizable once you put your mind and Pinterest board to good use. Because of your exuberant attitude, you find you don’t need to spend more than a few thousand dollars to make your dream come true. You can take real pride in knowing that the venue meets your expectations because you took charge and made everything. Budget wise, you may need anywhere from two to five thousand, maybe eight since you want to splurge on your dream dress. Something lacy, yet comfortable so you can move around and enjoy your party. Since you need a slightly larger sum to get started, you can consider getting short term loans to pay for everything. Consider getting a secured loan, as they will offer many benefits that an unsecured loan will not.

The Rustic Forest Princess

 Leading a green lifestyle might be something you want to reflect on your big day. It is a part of your life, and now your partners, if it wasn’t already. Having an outdoor wedding, either in a forest preserve or a barn, allows you the freedom to use nature’s beauty as your decorations. You might consider using a finger food menu to keep waste to a minimum. Without needing silverware or plateware, you save on environmental costs. With an outdoor venue, you can have a larger gathering, so your budget will focus more on catering and of course, your dress.

The Savings Queen

 You are the kind of person who loves a good deal. It’s not just to save money, but bragging rights. You have coupons for everything, and are a part of a community of “couponers”. You exchange coupons via mail and share your tales of savings. You are part of a savings nobility with a skill set to be envied. You don’t need help affording your wedding. You don’t need help paying for your wedding. Six months before getting married, you got a job at a wedding publication and got major discounts on everything. Everything but the venue. Not too many venues worth having will offer discounts in exchange for exposure. Fortunately, you have a budget for this as well as your dress. There are some things that you must spend money on, because this is a once in a lifetime event. These expenses are worth it, and while you can find a dress on sale for a couple hundred dollars, one that is sleek, but still has ornate decorations that reflect your inner charm, you still must get funds for the venue. A simple VFW or hotel meeting hall will suit your guests and the homemade buffet style menu you came up with for under a hundred dollars. You still might need help paying for a couple hundred dollars, so if you can, again, consider secured loans. They offer competitive interest rates, and are secured.

Enthusiastic Courthouse Couple

 There is no white over the top dress, maybe a nice pantsuit or your nicest cream-colored dress. You don’t care, and you shouldn’t. You are in love and want forever to begin now.  Kudos to your big day. Court fees for a marriage certificate are laughable, but if you really need help paying for them, or the ring for that matter, ask your parents to help you with your funding. Get some pizza after and call it a night.

No matter what your big day looks like, or how it turns out, there are always ways to fund your dream. Just like with any milestone, it will be a celebration to be celebrated in the way you enjoy most. It is your life, and your accomplishment, so make it yours.

What Can I Do with the Auto Title Loan Funds I Borrow?

Q: What can you do with the Emergency Cash you borrow from a title loan?

A: Whatever your heart desires to get you the financial support you need or crave!

Many customers can and will use their title loan funding for:

• Paying for rent
• Living expenses for house/apartment/dorm room
• Utilities like cable, power, electric, water, gas, etc.
• Unexpected or Emergency medical issues for yourself or a family member
• As unfortunate as it is, funding can help toward a Funeral expense
• Getting by before an annuity, or other large sum of money comes in
• Helping out a family member or close friend in dire straits
• Funding can also help you with paying taxes or paying off credit cards, which aren’t always as fun.
• …or perhaps you need to pay off another loan or payday loan and get a much lower interest

Does financial support sound appealing? Want to learn more about title loans? Read on!

What is the Fuss about Auto Title Loans?

For those who may understand the concept of a title loan but want to know a little more, you’ve come to the right place. An auto title loan is one of the most common types of loans available in the market today, but that’s not to say it isn’t beneficial! Why is it a hot commodity today?

Your credit rating does not play a large role in the approval process for your loan. Because of this, title loans tend to be a speedy affair, as opposed to financing through another financial institution such as a bank or credit union. In layman’s terms, those with poor credit will more than likely be approved for a title loan—sometimes in as little as one business day^1,3!

What is an Auto Title Loan and What Do I Need to Obtain It?

Here’s the beauty of it all—an auto title loan sees you putting up the TITLE of your vehicle as collateral during your loan payment period, and you still drive it while paying off your loan!

An auto title loan has very few steps. You have to have a vehicle that has some sort of value or equity, and if this is the case, you could be one step closer to getting that money you need. Auto title loan amounts vary, depending on the programs offered by lenders. Similarly, there are various loan repayment schedules that are available.

Whether you have a clear or free auto title, you may be eligible for a title loan. What matters is your ability to pay back the loan. The basic requirements include:

• Have a qualifying vehicle with a clear or free title that is in your name
• A valid Driver’s License
• Paycheck stubs or bank account statements can be used to demonstrate your ability to pay back the loan.
• Residency information, such as current mail (utility bill, pay check, etc)

How Much Could I Possibly Obtain with My Auto Title Loan?

You may be eligible to borrow the minimum and maximum loan amounts varying by the state in which you reside.

We encourage you to request a free quote in order to get the maximum that you are eligible for. The amount you can borrow is based on a few factors:

• The equity of your vehicle evaluated for age, condition, model, ownership, make, brand and style.
• The place where you live can determine the amount you may borrow. The law of the state can determine the maximum loan amount as well. So, you may ask next…

Where Can I Obtain a Title Loan?

You are eligible to apply for a title loan if your vehicle is registered in your name. The process of evaluating the value of your car to determine the amount you can borrow is quick. You can get the money you desperately want within 24hrs if your car qualifies^1,3.

Get started in just a few minutes by filling out our easy to use application today and see if you qualify for an auto title loan and obtain the funds you need for whatever life may hold!