LoanMart's MoneyTalk articles provide the knowledge, tips, and tricks you need to do more with your money.
Budgeting and Saving
Making a Budget and Sticking to it (12)
Saving for Emergencies (7)
Saving for Retirement (8)
Saving Money on Everyday Purchases (29)
Ways to Earn Additional Income (9)
Improving My Credit
How Do Credit Scores Work? (10)
How Do I Improve my Credit? (11)
Getting and Using a Bank Account
Using Debit Cards (2)
What is the Best Way to Use a Bank Account? (3)
What Type of Bank Account Should I get? (2)
Getting and Using a Credit Card
How do I get a Credit Card? (3)
What is the Best Way to Use a Credit Card? (6)
What Type of Credit Card Should I get? (3)
Getting and Using a Loan
Auto Loans (3)
How do I get a Loan? (7)
Personal Loans (4)
Title Loans (9)
What is the Best Way to Use a Loan? (2)
What Type of Loan Should I get? (4)
Debt Consolidation (6)
Digital Payments (5)
Explanation of Various Financial Terms (8)
Online Privacy and Account Security (5)
Transferring Money (2)
Saving to Buy a House (2)
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Getting and giving gifts is on of humanity's oldest traditions. Love. Joy. Gratitude. Condolence. Whether you give or receive a gift, it tends to be a heartwarming or thoughtful experience.
Just because you aren’t in the best place financially, that doesn’t mean you shouldn’t enjoy life with your friends. Here are some terrific tips on how you can host a great party on a tight budget:
Sometimes the cheaper option isn’t actually the cheaper option. While you might think you’re saving money by always buying bargains, it might not be worth it if you end up having to replace stuff over and over. Do this instead.
Airfare can often be the most expensive thing that stops people from travelling. So, here are our best tips on how to save on airfare in order to afford that wanderlust.
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART
LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.
1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
2Based on consumers who received a loan from February 2002 to October 2018.
3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.
4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.
5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.
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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK
Loans for Florida, Illinois, Indiana, Kentucky, Michigan, Tennessee and Texas residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.
†All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.