What is a ChoiceCash Title Loan?
A ChoiceCash Title Loan is a special type of loan that is intended to help people in times of need. This type of loan is serviced by LoanMart and was created to be as convenient and affordable as possible.
ChoiceCash Title Loans work by using a vehicle’s title as collateral. By using the title as collateral for a vehicle that is paid off, or mostly paid off, individuals with low or unestablished credit could still qualify1.
Once all the loan is approved out and you have your money, the next thing you’ll have to think about is paying back the loan. Repayment terms are quite flexible and are designed to fit anyone’s lifestyle and budget.
The best part about a ChoiceCash Title Loan is that you get to keep your vehicle! All the while you are paying back your loan.
The Benefits of Getting a ChoiceCash Title Loan
Why get a ChoiceCash Title Loan? Well, outside of getting funding quickly, ChoiceCash Title Loans also offer some great benefits such as:
Small Monthly Payments
When it comes to a ChoiceCash Title Loan, the payment schedule is different than other companies generally offer. Since these loans are designed to help people in need, the monthly payments start pretty low and only get lower each month2. Because of this, a person’s final payment could be half as much as their first payment.
On top of that, ChoiceCash Title Loans also have no hidden fees of any kind. Nor will you run into any balloon payments or prepayment penalties. Rest assured that what you have to payback is the only amount of money you borrowed plus the applicable interest.
Extra Time to Pay
Traditionally, Florida lenders offer repayment terms for a year or less. But with a ChoiceCash Title Loan, Key West residents could have 3 years to payback the loan3.
Additionally, a person could choose to borrow more money during the term of the loan if they wished1. And to make things better, the extra funds that are borrowed could be obtained at the discounted rate1!
Get Your Money Quickly
People should be able to receive the funding they need, that’s why ChoiceCash Title Loans have flexible qualification requirements. In a matter of minutes, a person could fill out an inquiry online. And if approved, a person could even receive funding the very same day1.
Have it Your Way
ChoiceCash Title Loans are a convenient way for people to receive emergency funding. As such, a person has many options available on how they want their loan to look. Some of these options include allowing a person to choose how long they keep their loan, how soon they wish to repay, and if they want to borrow more money1.
Access Your Funds Through Your Local MoneyGram
When it comes to accessing the funds from your ChoiceCash Title Loan, you can do so at any MoneyGram location! In Key West alone, there are 10 locations where you could pick up your funds. So, the choice is yours on where to go.
To assist you in finding a local MoneyGram, use this helpful map to find a location near you.