Knowing What a ChoiceCash Title Loan Is
A ChoiceCash Title Loan is a loan that’s been created to help people in financial need. As such, it’s been designed to be as manageable and as flexible as possible—making it affordable for many.
ChoiceCash Title Loans work by using a vehicles title as collateral. Using a vehicles title as collateral is quite beneficial as credit is not the main qualifying factor. Thus, if you have bad credit or no credit, you could still be eligible for a ChoiceCash Title Loan1.
Repayment is also quite flexible too. Typically, title loans have terms that only extend to about a year. But with a ChoiceCash Title Loan, loan terms could last 3 years3.
The Advantages of a ChoiceCash Title Loan
While ChoiceCash Title Loans have impressive loan terms and could be obtained rather quickly1, they also have other advantages as well.
Smaller Monthly Payments
Title loan monthly payments can vary quite a bit depending on the lender. Thus, making it a bit difficult for some people to pay back what they owe in a timely manner. But with a ChoiceCash Title Loan, borrowers don’t have to worry about large monthly payments because payments start low and only get lower2.
With a ChoiceCash Title Loan, monthly payments keep decreasing every month—so long as the borrower continues making loan payments on time2. By the time a borrower makes their final loan payment, they could be paying significantly less than what their first payment was2.
Getting Paid Faster
The inquiry process for some loans can take a while to complete. But with a ChoiceCash Title Loan, inquiries could be finished in mere minutes1 A person could be approved and receive their funds the same day they apply1!
Zero Hidden Fees
Oftentimes people find out too late that the loans they acquired have hidden fees attached. Fees like these can take many forms and can make paying back a loan that much more expensive. Though with a ChoiceCash Title Loan, there are no hidden fees.
Get Your Funds at Any MoneyGram Location in East St. Louis
Once you have been approved for a ChoiceCash Title Loan, you will then have to pick up your money. To get ahold of your funds, you could go to any MoneyGram location. There are plenty of MoneyGram locations in East St. Louis, Illinois, so there are many options to choose from.
To help you find a MoneyGram in your area, review the map and the list of several MoneyGram locations nearby.