Understanding What a ChoiceCash Title Loan Is

A ChoiceCash Title Loan is a unique type of loan that’s been created to help people in times of financial need. And as such, this loan is quite easy to acquire for many individuals of varying financial backgrounds1.

To be approved for a ChoiceCash Title Loan, a person will be required to use their vehicle’s title as collateral. Using a vehicle’s title as collateral means that nearly anyone can be approved – even those with bad credit or no credit1.

Applying for a ChoiceCash Loan is rather easy too, as a person can fill out an application online and complete the process in minutes1. And while an eligible person is usually funded within 24 hours, it’s also possible that a person could be funded the same day they apply1!

When a person chooses this type of loan, they are still able to keep their vehicle while making monthly payments!

The Advantages of a ChoiceCash Title Loan in Lakeland

There is no denying that ChoiceCash Loans are easy to obtain, but there are also other advantages this loan offers as well, like:

Low Monthly Payments

Unlike other loans that can sometimes have large monthly payments, ChoiceCash Loans have low, affordable monthly payments instead. And those monthly payments could continue to get lower each month if a borrower continuously makes their payments on time2.

So by the time a borrower makes their final title loan payment, they could be paying half of what their first payment was2.

Longer Loan Terms

Terms for standard title loans are typically quite short and usually only extend to about 30 days. However, ChoiceCash Title Loan terms are much longer, potentially extending up to 3 years3.

Borrowing More Funds

When a person takes out a loan, they often find that they are unable to borrow more funds until their first loan is paid off. However, with a ChoiceCash Title Loan, an eligible customer could borrow more funds at the lowered rate they’ve received thus far1,2.

No Hidden Fees

One of the biggest annoyances that people can sometimes run into when borrowing money from lenders is hidden fees. Hidden fees can take many different forms, like balloon payments and pre-payment penalties. Each of these types of hidden fees can make repaying a loan more expensive.

But ChoiceCash Title Loans are designed to help people, that’s why there are no hidden fees. So the only money a person needs to pay is their regular monthly payment when payments are made on time.

Acquiring Funds at Your Local MoneyGram in Lakeland, Tennessee

After a person has been approved, they have the ability to visit their nearest MoneyGram to receive their funds.

As a resident of Lakeland, Tennessee, you have quite a few MoneyGram locations in your area. To help you find these locations, a map and a list of several store addresses are provided below.