Knowing What a ChoiceCash Title Loan Is

A ChoiceCash Title Loan is a loan that’s been created to help people in financial need. As such, the qualification requirements are quite flexible.

To apply for a ChoiceCash Title Loan, a person must submit some personal information through a short questionnaire, either online or over the phone. And while eligible borrowers are usually funded within 24 hours, funding could also be received the same day1!

To be approved for a ChoiceCash Title Loan, a person will need to use their vehicle’s title as collateral. By doing this, nearly anyone could be approved – even those with bad credit1.

The Benefits to a ChoiceCash Title Loan in Mount Sterling

Take a look at all the incredible benefits provided to ChoiceCash Title Loan borrowers in Mount Sterling, Kentucky:

Low Monthly Payments

ChoiceCash Title Loans are designed to provide financial support. As such, their monthly payments have been designed to show that.

Unlike other loans where the monthly payment and interest are fixed, ChoiceCash Loans have low monthly payments and rates that may decrease every month2.

Therefore, by the time someone makes their final payment, they could be paying half of what their original payment was2.

Longer Loan Terms

When taking out a loan, a person generally needs to pay back what they’ve borrowed before they can access more funds. With a ChoiceCash Loan however, a person could apply to borrow more money if they need a little more to get by.

Additional Time to Pay

With a more traditional title loan, loans terms tend to be quite short and they typically need to be paid back within 30 days. ChoiceCash Title Loans are not your traditional title loan though, so terms could extend up to three years3. This could make repayment all the easier for the borrower.

Zero Hidden Fees

Lenders oftentimes like to add hidden fees to their loans, which can sometimes take the form of balloon payments or pre-payment penalties. With ChoiceCash Title Loans, there are no hidden fees to worry about so the only thing that a borrower has to pay is their monthly bill.

What to Use ChoiceCash Title Loan Funds For?

ChoiceCash Title Loans are designed to help people who need financial assistance. Therefore, they are perfect for those unexpected financial emergencies.

Borrowers have used their ChoiceCash Title Loan funds to pay for various expenses, such as:

  • Funeral expenses
  • Medical supplies
  • Attorney fees
  • Car repair
  • Veterinary surgery
  • And many other emergencies!

Obtaining Funds from a Local MoneyGram in Mount Sterling, Kentucky

After a person has been approved for a ChoiceCash Loan, they can visit their nearest MoneyGram location to obtain their funds.