Knowing What a ChoiceCash Title Loan Is
A ChoiceCash Title Loan is a loan that’s designed to help people in times of financial need. That’s why this loan is intended to be as affordable as possible, so it can fit into almost anyone’s budget. It’s also why the processes for applying and repaying are as easy as they are.
To obtain a ChoiceCash Title Loan, a person can apply online or over the phone. The inquiry process is rather fast, as it can be completed in just a few minutes. Applying will require that a person use their vehicle’s title as collateral. By doing so, just about anyone could be approved1. So regardless if a person has bad credit or no credit history, they could still be approved for a loan!
Though the best part about this loan, is that a person can still drive their vehicle while paying back their monthly loan payments on time.
The Advantages of ChoiceCash Title Loans in Oakland
One of the advantages of a ChoiceCash Title Loan is the fact that it can be obtained rather quickly once approved. But, that is not the only advantage this loan has to offer. Other advantages include:
Low Monthly Payments
In general, title loans usually have large monthly payments. While this may mean that the loan will be paid off sooner, it may make repayment difficult for some people. That’s why ChoiceCash Title Loans have lower monthly payments than many other loans and the payments could get lower every month2.
While most loans have fixed monthly payments, ChoiceCash Title Loans monthly payments have the potential to shrink each month2. So, by the time someone makes their final loan payment, they could be paying half of what their first payment was.
Longer Loan Terms
Many loans have terms that can be rather short, and title loans are no exception. But ChoiceCash Title Loans are different. Since this loan was created to help people in times of need, they have loan terms that can extend up to 3 years3. Thus, making repayment that much easier for people.
No Hidden Fees
Another thing that many loans have is hidden fees. Oftentimes people find that they have to deal with balloon payments or pre-payment penalties, though they were never mentioned when they got their loan.
But ChoiceCash Title Loans are not meant to burden people with surprise payments. That’s why these loans don’t come with hidden fees. So the only money anyone ever has to pay is their monthly payment when the payments are made on time.
Faster Acquisition of Funds
The process of getting a loan can sometimes be rather long. What with applying for a loan, then waiting to be approved. But since ChoiceCash Title Loans were designed to be as flexible as possible, applying for a loan can be completed in only a few short minutes. Plus, a person could receive their funds in as little as 24 hours and in some cases, a person could even get their funds the same day they apply1.
Accessing Your Funds Through MoneyGram in Oakland
After everything is said and done, and you’ve been approved for a ChoiceCash Title Loan, you can then pick up your funds from your local MoneyGram location.
In Oakland, Tennessee, there is one MoneyGram location in the area. To help you out, a map and the address of where the MoneyGram is has been provided.