Understanding What a ChoiceCash Title Loan Is

ChoiceCash Title Loans are a specially designed loan meant to help those in need. Due to the numerous qualifying factors for eligibility, almost anyone could be approved for a ChoiceCash Loan1.

To apply for a ChoiceCash Title Loan, simply go online or visit a MoneyGram location in person to fill out an inquiry form. The process is quite fast, taking only about 5 minutes to complete. Those who apply could even receive funds in as little as one business day1!

In order to apply for a ChoiceCash Title Loan, an applicant will need a safe working vehicle, a vehicle title in their name, and a consistent source of income.

The Advantages of a ChoiceCash Title Loan in Kentucky

ChoiceCash Title Loans come with many advantages. These benefits include:

Innovative Loan Rewards

Many title loan lenders out there have monthly loan payments that can be rather high. However, those that have a ChoiceCash Title Loan won’t have to worry about large monthly payments.

Through innovative loan rewards, borrowers could earn:

  • Monthly payments that get lower each month2
  • Decreasing interest rates2

By paying on time each month, borrowers could earn loan rewards that may not be found anywhere else! Each month when a payment is made, a borrower’s monthly loan amount and interest rate could decrease until the loan is paid back2. By the time someone makes their last loan payment, they could be paying half of their first payment.

Longer Loan Terms

Another aspect that most title loans share are short terms. With short-term loans, repayment is typically expected within 30 days. ChoiceCash Title Loans are different, as term lengths could extend up to three years3 – making repayment all the easier for borrowers.

Faster Acquisition of Funds

Being approved for a loan can sometimes take a while. With a ChoiceCash Title Loan, acquiring funds may be easier, as applying for a loan can be done in a matter of minutes. Plus, it’s possible that a person could be approved the same day they apply1. They could also be funded the same day too!

Zero Hidden Fees

More often than not, hidden fees are attached to loans to make more money for loan companies. These fees can be anything from balloon payments to pre-payment penalties. While great for loan companies, these fees are not so great for the borrower.

That’s why ChoiceCash Title Loans have no hidden fees so borrowers can rest easy!

Borrowing Additional Funds

If you find that your initial loan is not enough to cover your expenses, don’t panic! With a ChoiceCash Title Loan, borrowers could apply to borrow more money. There is even a possibility that the new loan could come with a discounted rate1, 2.

Acquiring Funds from Your Local MoneyGram in Paris, Kentucky

After a person has been approved for a ChoiceCash Loan, they could easily and conveniently pick up their funds from their nearest MoneyGram location.