What is a ChoiceCash Title Loan?

ChoiceCash Title Loans are a unique type of loan that are intended to aid those in financial need. This loan was designed to help as many people as possible, and as such it was made to be as accessible and inexpensive as possible.

A ChoiceCash Title Loan works by using a vehicle’s title as collateral. Since the vehicle’s title is used as collateral, a person’s credit score isn’t the main qualifying factor. So even if you have bad credit or no credit, you could still be deemed eligible1.

Repayment for a ChoiceCash Title Loan is rather convenient, as terms are designed to fit around the borrower’s lifestyle and budget. Though, the best part about a ChoiceCash Title Loan is that a person gets to keep their vehicle while making convenient monthly loan payments!

The Advantages of a ChoiceCash Title Loan

ChoiceCash Title Loans are great for providing funds quickly and easily1. But besides that, this type of loan also features several other advantages like:

Faster Acquisition of Funds

People live busy lives and applying for a loan has traditionally been a long process. But with a ChoiceCash Title Loan, a person can apply for quick funding in a matter of minutes. Eligible borrowers could even receive their funds the same day they apply1.

More Time to Pay

There are many lenders who offer title loans, but the terms they offer are usually rather short. Typically, title loans last about a year or less. But a ChoiceCash Title Loan serviced by LoanMart is different.

With a ChoiceCash Title Loan, a person could have 3 years to pay off their loan. Repayment is that much easier3!

Small Monthly Payments

Normally, the monthly payments on a title loan (or any loan for that matter) can vary quite a bit. But a ChoiceCash Title Loan aims to change that. To start, the monthly payments for this type of loan start lower than most other loans and only get lower from there2.

Each month when a loan payment is due, the amount a person owes gets increasingly smaller2. By the time a person gets to their last loan payment, they could be paying half of what their first payment was.

No Hidden Fees

There are plenty of loans out there that claim to have low rates and low monthly payments. But what’s not mentioned is that those loans can sometimes come with hidden fees. Hidden fees can take many forms, but some of those fees could be balloon payments or pre-payment penalties.

With a ChoiceCash Title Loan, there are no such fees. So, the only money you have to think about paying is the money you’ve borrowed plus the applicable interest rates.

Acquire Your Funds Through Your Local MoneyGram

To gain access to the funds you borrow, you can go to any nearby MoneyGram location. For those living in the Royal Palm Beach area, there are many options available as there are 37 locations to choose from.

To help you find a local MoneyGram near you, here is a map and a list of some nearby locations in the area.