What is a ChoiceCash Title Loan?
ChoiceCash Title Loans are a type of loan that are intended to help people of various financial backgrounds. Because this loan was designed to help those in need, it’s quite flexible and can fit into just about anyone’s budget.
This loan functions by using a vehicle’s title as collateral. Since a title is used as collateral, a credit score will not be the sole qualifying factor, but rather one among many. Qualifying is rather manageable, as even a person with bad credit could still be approved1.
Repaying a ChoiceCash Title Loan is quite different, too, as loan terms could extend up to 3 years3. Thus, making repayment that much easier for borrowers. Perhaps the best part about a ChoiceCash Title Loan is that you can still drive your vehicle while making your monthly loan payments on time.
The Advantages of a ChoiceCash Title Loan in Shively, Kentucky
Acquiring Funds Sooner
The inquiry and approval process for a standard loan can take some time. However, with a ChoiceCash Title Loan, the inquiry process could be completed in minutes. Qualified applicants could even receive their funds within 24 hours1!
Lower Monthly Payments
Unlike most title loans out there that have high monthly payments, ChoiceCash Title Loans typically have small monthly payments. And every month, those monthly payments could keep getting lower with exclusive loan rewards2!
Typically, loans have monthly payments that stay the same throughout the duration of the loan. But with ChoiceCash Title Loans, borrowers could earn loan rewards that get them lower loan payments every month2! By the time someone makes their last loan payment, they could be paying half of their first payment.
No Hidden Fees to Worry About
Many times, borrowers find that the loan they have signed up for has numerous hidden fees. These fees can take many forms, but oftentimes they can be balloon payments or pre-payment penalties.
However, ChoiceCash Title Loans have no hidden fees to worry about. ChocieCash Title Loans were made with honesty and transparency in mind.
Borrowing Additional Funds
Sometimes a borrower needs additional funds to cover their expenses, but many lenders won’t allow more money to be borrowed until the first loan is completely paid off. ChoiceCash Title Loans are different, as a person could apply to borrow more money if they need a little more funding to get by. Plus, the added funds that are borrowed could come at a discounted rate1, 2.
Acquiring Your Funds at MoneyGram in Shively, Kentucky
After you’ve been approved, you could then acquire your title loan funds. To gain access to your funds, you can visit any MoneyGram location in your area. For those living in Shively, Kentucky, there are as many as 44 locations within a 10-mile radius.