Understanding a ChoiceCash Title Loan

ChoiceCash Title Loans are a type of loan geared toward helping people in financial need. This loan is designed to aid as many people as possible, that’s why it may easily fit into anyone’s budget.

The way a ChoiceCash Title Loan works is by using a vehicle’s title as collateral. By using a vehicle’s title as collateral, almost anyone could be approved1. So if you have no credit history or bad credit, that may be okay, as you too could be able to receive a ChoiceCash Title Loan1.

For those concerned about what repayment might be like, you need not worry. That’s because ChoiceCash Title Loans have very reasonable loan terms. Normally, title loans have terms that only last one year. But with a ChoiceCash Title Loan, a borrower could have up to three years to repay the loan3.

The Advantages of a ChoiceCash Title Loan in South Cleveland

While a ChoiceCash Title Loan could provide longer loan terms, that is not the only benefit customers receive when taking out this type of loan.

Quickly Obtaining Funds

Typically, applying for a loan can be a rather long process. But applying for a ChoiceCash Title Loan is rather quick, as the process could be completed in a matter of minutes. Plus, a qualified borrower could receive emergency funds within 24 hours, or in some cases, the same day they apply1!

Low Monthly Payments

Many times when people take out a loan, their monthly payments end up being higher than they thought. When it comes to a ChoiceCash Title Loan, the monthly payments start low and may get lower2.

ChoiceCash Title Loans are rather unique as both the monthly payments and the interest rates decrease over time as the borrower makes loan payments on time2. By the time someone makes their final loan payment, they could be paying half of what their first payment was.

Borrowing Additional Funds

When a person takes out a loan, they typically need to pay it off first before they can borrow more. But that’s not the case with a ChoiceCash Title Loan, as borrowers could apply for more funding at the lowered rate.

Zero Hidden Fees

Quite often loans can come with hidden fees such as balloon payments. These added payments can sometimes make it tough for a person to adequately pay back their loan. Though with a ChoiceCash Title Loan, there are no hidden fees to worry about. Thus, making it easier for anyone to pay back what they owe.

Acquiring Your Funds from Your Local MoneyGram in South Cleveland

Once you’ve been approved for a ChoiceCash Title Loan, you’ll then need to pick up your funds. To get your money, you can visit your nearest MoneyGram location. For residents living in South Cleveland, Tennessee, there are several location options to choose from.

To help you find your nearest MoneyGram location, a map and a list of all 9 nearby locations have been provided.