Title Loan Resources

Are you stuck between choosing to inquire about a title loan or a cash advance? They are both similar ways to borrow money, but you need the best choice for your financial situation.

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What If I Can’t Afford My Title Loan?

If you are an existing LoanMart customer and you have a title loan you just don’t think you can afford, we want you to know that we understand. Sometimes money can be tight and other situations can happen that could cause us to need immediate financial attention. That’s why we’ve put in multiple steps to ensure that if you can’t afford a title loan, we are here to help!

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Disclosures

LoanMart may act as the broker for the loan, and may not be the direct lender. LoanMart is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. Loan proceeds are intended primarily for personal, family and household purposes.

¹ All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

² Based on borrowers who received a loan from February 2002 to April 2016.

³ Application processes could take 5 minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time based on the time from final approval following receipt and review of all required documents and signing, prior 5PM PST on a business day.

⁴ To exercise the right to rescind, the borrower(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the borrower(s) must return any monies received and fees paid on behalf of the borrower(s) by certified funds. If payment is not received by that time. Borrower(s) will owe the full amount of the loan indicated on the agreement. Borrower(s) who canceled a loan pursuant to the 5-Day Peace of Mind Guarantee from LoanMart are not eligible for the 5-Day Peace of Mind Guarantee promotion. The 5-Day Peace of Mind Guarantee promotion is only available once per borrower.

⁵ Minimum and maximum loan amount varies by state.

Alabama: Loans made pursuant to Alabama Consumer Credit Act. Alabama Disclosures. Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License. California: Loans made or arranged pursuant to a California Finance Lenders Law License. Illinois: Loans made pursuant to Illinois Department of Financial & Professional Regulation Consumer Installment Loan Act License. Missouri: Loans made pursuant to Missouri Revised Statute 367.100, Regulated by the Missouri Division of Finance. Missouri Disclosures and Fee Schedule. New Mexico: Loans made pursuant to New Mexico Regulation and Licensing Department Financial Institutions Division Small Loan Company License. New Mexico Disclosures. South Carolina: Loans made pursuant to South Carolina Consumer Finance Division. South Carolina Disclosures and Fee Schedule. Utah: Loans regulated by Utah Department of Financial Institutions. Utah Disclosures, Complaints and Fee Schedule.

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LoanMart is a responsible lender and takes its legal responsibilities seriously. Questions? Customersupport@800loanmart.com or call 855-399-2261.

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