When life throws you an unexpected financial emergency, it doesn’t matter what time it is – it can be the middle of the night and you need money soon! With LoanMart, you’ll have the opportunity to apply online at any time of the day and receive a response once we get into the office early the next morning!
It doesn’t matter if your car is high mileage because it’s a classic car or simply an older model, you still may be able to enjoy the many advantages a title loan has over other personal loans.
Lenders will typically promote title loan balloon payments by saying you can just refinance your loan before the one-time payment is due. But, what if you can’t manage that? After spending months to years paying interest for the loan, you’ll have to refinance and potentially pay a higher payment to include interest and the principal amount for another couple of months or years. Then, you’re stuck with the loan for longer than you should be.
When you’re in need of emergency money, the last thing you need is a loan that has all these hidden traps that can cost you more money. If you want a company that has title loans with easy to understand terms, LoanMart believes in providing you with all the information you need.
With a commitment like a title loan, you want to make sure you know all the information you can about them and your options. You may be asking yourself, “How long do I have to cancel a title loan?”
As one of the many American-based car title loan companies in the country, we’ll take all these factors into account before reviewing your application and discuss any questions or concerns you may have about your auto title loan.
But which states allow title loan lending? Well don’t worry, LoanMart has you covered! Title lending is allowed in 20 states in the US, with different laws governing the details of the loan.
At LoanMart, we are all about customer service and making the customer experience a positive one. Through the years, we’ve continuously improved our system to make the process more convenient for our customers. If you’re in a financial bind and need money fast, the last thing we want to do is complicate your situation more by making you jump through hoops to qualify.
If you’ve been researching car title loans, you may have noticed that there are tribal loan lenders, from the Ute reservation in Utah or New Mexico for example, offering car title loans.
What are the rates for a Title Loan? There are two different rates you need to be aware of when considering a title loan in Utah: Interest Rates and Loan Amounts
A registration loan is an unsecured loan that requires a government issued ID, a vehicle, proof of residence, proof of income, bank stubs, credit history and many more banking documents that assure they will receive repayment. A registration loan simply requires you to have your name on a vehicle registration. While this sounds good in theory, a registration loan is still an unsecured loan. In the state of Arizona, an unsecured loan does not have an interest rate cap.