With a commitment like a title loan, you want to make sure you know all the information you can about them and your options. You may be asking yourself, “How long do I have to cancel a title loan?”
As one of the many American-based car title loan companies in the country, we’ll take all these factors into account before reviewing your application and discuss any questions or concerns you may have about your auto title loan.
But which states allow title loan lending? Well don’t worry, LoanMart has you covered! Title lending is allowed in 20 states in the US, with different laws governing the details of the loan.
At LoanMart, we are all about customer service and making the customer experience a positive one. Through the years, we’ve continuously improved our system to make the process more convenient for our customers. If you’re in a financial bind and need money fast, the last thing we want to do is complicate your situation more by making you jump through hoops to qualify.
If you’ve been researching car title loans, you may have noticed that there are tribal loan lenders, from the Ute reservation in Utah or New Mexico for example, offering car title loans.
What are the rates for a Title Loan? There are two different rates you need to be aware of when considering a title loan in Utah: Interest Rates and Loan Amounts
A registration loan is an unsecured loan that requires a government issued ID, a vehicle, proof of residence, proof of income, bank stubs, credit history and many more banking documents that assure they will receive repayment. A registration loan simply requires you to have your name on a vehicle registration. While this sounds good in theory, a registration loan is still an unsecured loan. In the state of Arizona, an unsecured loan does not have an interest rate cap.
If you inquire about a LoanMart car title loan late at night after business hours, rest assured that you will be one of the first customers contacted when we open for business the next morning.
Just like the need for emergency funding, working hours can sometimes be out of the ordinary. Instead of penalizing you for having different hours of availability, LoanMart makes the effort to be available for you instead.
You’ll want to be careful about which lender you do choose however. They may appear to be offering you a good deal, but if your lender is based in another country, you may have trouble contacting them if there is an issue. Differences in lending laws between the USA and the lender’s country may also cause problems. Because of this, many people choose to get their small loan from a US-based lender. There are two major types of small loans, secured and unsecured.
Faced with a financial emergency and you need a cash loan? Luckily, getting a loan with LoanMart, all we require is a clear-and-free car title and proof of income to qualify.
A direct lender for your auto title loans, such as LoanMart, has quite a few benefits for its consumers. Direct Lenders have control over their own finances; they are the ones who will ultimately approve or deny you for a loan.