LoanMart may act as the broker for the loan and may not be the direct lender. Credit approval is subject to LoanMart's credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies for may vary by applicant. Minimum loan amounts vary by state. LoanMart requires certain supporting documentation with each new applicant. Applicants need to demonstrate ability to repay the loan.
LoanMart is licensed or registered as required by applicable state law and does not offer or service student loans. Loan proceeds are intended primarily for personal, family and household purposes.
1 FICO is a trademark of Fair Isaac Corporation.
2 Based on borrowers who received a loan from February 2002 to April 2016.
3 Application process could take 5 minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Twenty-four hour funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5 PM PST on a business day.
4 To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the fourth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds. If payment is not received by that time, borrower(s) will owe the full amount of the loan indicated on the agreement. Borrowers who canceled a loan pursuant to the 3-Day Peace of Mind Guarantee from LoanMart are not eligible for the 3-Day Peace of Mind Guarantee promotion. The 3-Day Peace of Mind Guarantee promotion is only available once per borrower.
5 A bank account is required in order to obtain a personal loan from LoanMart. Loan proceeds must be disbursed via Automatic Clearing House ("ACH") to the borrower's bank account. Actual availability of funds can vary based on bank processing times, daily ACH deadlines and weekends and holidays.
6 Completing this step of the application does not impact your credit score, however, completing a full application may affect your credit score.
Alabama: Loans made pursuant to Alabama Consumer Credit Act. Alabama Disclosures. California: Loans made or arranged pursuant to a California Financing Law License. Missouri: Loans made pursuant to Missouri Revised Statute 367.100, Regulated by the Missouri Division of Finance. Missouri Disclosures and Fee Schedule. New Mexico: Loans made pursuant to New Mexico Regulation and Licensing Department Financial Institutions Division Small Loan Company License. New Mexico Disclosures. Utah: Loans regulated by Utah Department of Financial Institutions. Utah Disclosures, Complaints and Fee Schedule.
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