Title Loans Starting at $2,500

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Apply for Title Loans Online or Near You!

Are you in a financial situation where you must pay an unexpected bill or expense, but you do not have the funds to cover it? Over 25% of Americans do not have an emergency fund to fall back on if something unexpected happens. You can always sell items to allocate the money you need or get a second job to get extra income, but those can take a lot of time that you do not have.

You may also resort to asking your friends or family for emergency cash, but the truth of the matter is that it could also take effort to get it, and you may find yourself running late on your payments. Thankfully, there is an option available that can be quick and easy for you to get funded!³ You can easily apply for title loans online or near you today through LoanMart.


Apply for Car Title Loans Online

A title loan serviced by LoanMart can be an alternative financial resource to get you the cash you need without all of the hassles.¹ Most loan options require you to meet unobtainable requirements like perfect credit history and a 9-5 job. With title loans, the initial requirements are just to have a qualifying car with the title in your name and the ability to repay the loan.¹ That means that people from all sorts of financial backgrounds and credit histories can qualify for a title loan in comparison to other loan types.¹ Another great thing is that you can apply for title loans online! You can save the hassle of getting a loan through traditional means if you do not choose to do so.

While you may be able to apply for a car title loan serviced by LoanMart in person, wouldn't you want to skip all the hassle of leaving your house? With online title loans serviced by LoanMart, a loan agent can speed up the process with the excellent service that LoanMart is known for!³

No matter which way you choose to inquire about your money, you can expect a fast, flexible and convenient loan process with LoanMart!³ Get started on your title loan online or call a loan agent today at 855-277-4847 to see how you can qualify!


Before You Decide to Apply for Title Loans Online or Near You, How Does a Title Loan Work?

It's good to know what the process of a title loan is before deciding to apply for title loans online, or going to a participating store near you. A title loan is also known as a secured loan or a collateral-based loan. In this case, your car's title would work as the collateral to secure your money in the transaction. The use of collateral can allow you to eligible for a loan because even if you have a credit score that is not too strong, it works to minimize your risk as an unsafe borrower.

After all, your credit history is not the most important factor in getting a title loan. But the collateral not only helps you, the borrower, as it can also help provide the lender with the security that you will repay the loan in its entirety. If a loan agent approves you for a title loan, your lender will place a lien on your vehicle's title during the loan duration. Once you have paid off the loan, the lender will remove the lien. You must be up to date with your payments because if you start to miss them and fail to meet your installments, the lender can repossess your car. That is why your ability to make monthly payments is critical when inquiring about a title loan.

While it may sound intimidating that your income level is a factor in getting a title loan, LoanMart makes it flexible enough for you not to worry.¹ Thankfully, you do not need to have a full-time job. While proof of income is required, if you have other alternative forms of income, you should be good to qualify.¹ It's also good to note that you do not need to have a bank account to be eligible either.

What is essential in the inquiry process is for you to have enough income to support loan payments, which a LoanMart representative can assist you with. A loan agent can help you set up a payment schedule that is convenient for what you need, and you can choose loan terms that are flexible for what you can afford.1 With LoanMart, you are never alone during the loan duration, as an expert is available to help you with whatever you need throughout the entire process.

A secured loan like a car title loan works by allowing a borrower to access the equity in their car and turn it into cash! But when you inquire about a title loan, lenders will use the borrower’s income and available equity to determine the proposed loan amount. That means that if you want to get a high loan amount, you would need to have enough positive equity in your car and the income to support it.¹

It's okay if you do not know the equity from your vehicle, as most first-time borrowers usually don't know it either. Fortunately, you can use LoanMart's online calculator tool to get an estimate! With this estimate also comes a quote free of obligation that can let you get a head start on the inquiry process!

You will only need to input a few details about your car when using the tool:

  • The Make, Model, and Style of the Car: A car's make, model, and style can greatly contribute to its value. Some variations of makes or models, including luxury vehicles, often have more worth than others. If a car is a high-value vehicle or a luxury model, that may slow its depreciation. Popular makes or models usually have a high-value rate, no matter the year of their release. If your car has considerable fuel economy, that could also increase its worth on the market! The vehicle's style, such as its paint color and technology packages are also factors that can add value to it. A car's style refers to different variations, such as: sports vehicles, minivans, compact cars, station wagons, convertibles, etc.
  • The Year of the Car: The level of value in your vehicle can range depending on its age. The nature of the market states that recent cars usually have a lot more worth than older cars. A newer car also means it probably has a low mileage usage, which is a critical element in adding a lot of value to a vehicle. Owning an older vehicle may sound like it wouldn't have a shot in getting enough equity for a title loan, but it can be quite the contrary! Although newer models tend to have a higher resale value, a classic vehicle could hold more! Despite the vehicle's year, it could retain enough worth to qualify if it comes from a popular manufacturer.
  • The Current Condition of the Car: The condition of a vehicle is one of the essential aspects in determining its equity. A well-maintained car that received consistent care will often have more value than its counterpart.¹ The better condition your vehicle is in, the larger the loan amount could potentially be.¹ Technically speaking, the vehicle’s condition refers to the potential damage on the inside/outside of the car as well as the current maintenance record of the vehicle. To keep your car in good condition, ensure there is minimal damage, and keep up with your oil changes. Be on the lookout for no mechanical malfunctions and a clean engine compartment. The damages of a car can include severe rust, dents, or dings on a windshield.
  • The Car's Odometer Reading: The mileage record on the vehicle's odometer reading indicates how much you have driven it. It is a critical factor in a car's value, as a loan agent will use it to determine the potential life expectancy. If the vehicle has higher mileage on the odometer, it could mean that it would not last long, and potentially have future mechanical problems. So the higher the mileage in a car is, the greater the chance the car has a lower value. But that doesn't mean that you would not qualify for a title loan if the car has high mileage.¹ Your vehicle can still have enough equity to be eligible for a car title loan even if it has high mileage!¹
  • Any Modifications Done to the Vehicle: If you have thought of modifying your car with different components, perhaps think twice before doing so. Some modifications can potentially affect your vehicle's value, such as spoilers, custom stereos, and alloy wheels. However, not all modifications are harmful, as upgrading a vehicle's engine or exhaust can boost its resale value!

The equity of your vehicle means a lot when it comes to getting an auto title loan. With this information on hand during the approval process, you could quickly determine how much value your car has and see if it qualifies for a title loan serviced by LoanMart!¹ Luckily, you don’t need to know everything about your car to find out its equity. Just use the online title loan calculator through LoanMart today and let an agent do the hard work for you.


What Do You Need to Apply for Title Loans Online or Near You?

Not only would you need to have a car title and proof of income to apply for car title loans online or near you, but a loan agent may ask you to submit a few documents to verify your information and vehicle ownership. While most lenders require you to send them through traditional means, LoanMart offers you the opportunity to submit them conveniently online! Although it could sound daunting to go all over the place looking for documents to qualify for a title loan, you may already have them on hand.

As part of the verification process, you only need to provide the following documents in connection with your loan application:

  • Car’s Title: When inquiring about a title loan, ensure that your vehicle’s title is in your name. However, if you share your name with someone else on the title, you could still qualify for a loan. You can act according to the details written on your title; if there is “AND” in between names, that means that all parties must submit documents, but if there is an “OR” in-between, then either member on the title can do the inquiry process on their own. Don’t worry if you have misplaced or lost the title, as a loan agent can help you find out how to request a transfer or replace it at your local DMV. You may also have to take clear pictures of your car’s front, back, and sides, as well as its odometer reading and Vehicle Identification Number(VIN#), to verify its condition.
  • Proof of Income: You can use a wide variety of documents to verify your income, such as Social Security Income, bank statements, tax statements, worker’s compensation, pay stubs, retirement income, or other forms of alternative income.
  • Proof of Identification: You can validate your identity in different ways by using government-issued identification. You can use other forms such as a passport, driver’s license, or state identification.
  • Proof of Address: To demonstrate where you currently reside, you can provide different documents to prove this: utility bills, credit card statements, lease agreements, recent phone bills, etc.
  • References: A loan agent may ask you to provide personal or professional references, although they are not used to determine your eligibility for a title loan.

With LoanMart, it takes no time to send your documents online! Once a loan agent approves you for funding, you could receive your money in as little as 24 hours!³


Are There Any Benefits When You Apply for Auto Title Loans Online or Near You?

When you inquire about a title loan, you can expect to receive many perks once a loan agent approves you for funding! With loan options like LoanMart, there are some exclusive benefits to make your loan experience the best it can be.

Here is what you can expect when you apply for auto title loans online or near you:

  • Affordable Loan Payments¹: LoanMart allows you to choose loan terms convenient for what you can afford.¹
  • Incredibly Quick Funding³: With LoanMart, it only takes a few minutes to inquire about a title loan!³ Once a loan agent approves you for the loan, you could receive your money in as little as 24 hours!³
  • Bad Credit Won’t Hold You Back¹: You do not need to have a strong credit history to be eligible for a title loan serviced by LoanMart!¹ You can still qualify for a loan with your car title and proof of income.¹
  • No Hidden Fees⁵: Many loan options stun you with hidden fees that leave you in a cycle of debt in the long run. With LoanMart, there are no hidden fees or balloon payments to be found.⁵ There are also no prepayment penalties if you have the means to pay off your loan early!⁵
  • Large Maximum Amount¹: You may be able to get a high loan amount based on your vehicle’s equity. The amount you would receive depends on your car, your financial situation, and the state you reside in.¹

In addition to these perks, LoanMart offers excellent customer service that is available six days a week to assist you with anything you need! Call a representative at 855-277-4847 today and reap the benefits of a title loan serviced by LoanMart!


How Can I Apply for Title Loans Online or Near You?

Are you ready to get started on the approval process for the money you need now? If you decide to inquire about a loan in person, you can always visit your nearest MoneyGram location to speak with a representative. Bring the required documents with you, and it would only take a few minutes to get a response.³

But if you choose to apply for title loans online, you would only need to follow these three simple steps¹:

  1. Inquire about a title loan online by submitting a quick form or call a loan agent at 855-277-4847.
  2. Submit your documents to a loan agent.
  3. Get Your Money!

Take advantage of a quick and easy flexible approval process to get your money in an instant with LoanMart!³


3 Easy Steps

Find Out How Much Cash You Can Get Within Minutes

1. Submit Vehicle Info

Use your vehicle information
to apply. It only takes a few minutes.

2. Get Approved

Instantly find out how much
cash you can get. 1

3. Claim Your Cash

Get your cash by check, in person
or sent directly to you.

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All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PT on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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