5 Steps to Getting a Car Title Loan

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5 Steps Getting Car Title Loan | LoanMart

5 Steps Getting Car Title Loan | LoanMart

You can get the money you need fast without ever leaving your home to begin, you can even stay in your pajamas if you want.


At LoanMart we understand that life is crazy and unpredictable, but getting a car title loan shouldn’t be. Check out these 5 easy steps today and see how you can get the money you need1.

1 – Apply for a car title loan online or in-person

There are several different ways you can begin submitting your information:

  • Go to https://www.800loanmart.com, click “APPLY NOW,” and get started right away
  • Talk personally with a loan agent on our convenient live chat feature
  • Call 1-855-422-7412 and talk to our helpful customer service
  • Visit our main location or one of hundreds of participating stores

There are LoanMart agents available 7 days a week with extended hours. Our process is run quickly and efficiently, and if you filled out an inquiry overnight, you will be one of the first people contacted when we open up for business the next morning.

Applying online, through the chat feature, or over the phone doesn’t cost a thing and you are under no obligation to do anything. You have nothing to lose so why not try it out?

2 – Receive a pre-approval estimate

We’ll call you and/or email you with your approved loan amount based on the agreed terms and required documents you will submit and once they have been approved you are set. Then, one of our awesome LoanMart specialists will set up a time to fund the loan that works for you.

Don’t hesitate if you have poor credit or bankruptcy in your past; we care more about your ability to repay the loan and the value of your car more than the state of your credit.

3 – Gather your documents for funding

Some of the basic things we will need from you are:

  • Your car title (don’t worry, we can help if you can’t find it)

The car title needs to be in your name. If the car title has your name listed as well as someone else’s, either party could apply for a title loan in most states.

If you can’t find your car title, we can help, which will make the process even faster.

  • A valid driver’s license or government issued identification.

We won’t judge you on your picture, promise.

  • Proof of residence

A piece of mail like a utility bill is perfect!

  • Proof of income

We’ll take one of those check stubs you usually rip up and throw away, or a bank statement if you are self-employed. If neither of these work, you may have other ways to prove income.

You can show us another stream of income such as self-employment, retirement, disability, or social security. If you are unemployed, we still may be able to help. If we need any other documents, we will tell you about it.

4 – Take pictures of your car

Use your best Insta-skills and snap some shots of your car. Opt for natural lighting instead of adding a filter, it will make your car look the best.

Maybe give your car a little wash so we can see how shiny it is, this is also a really good excuse to go through the car wash and re-visit the child-like thrill of watching those giant mops flop all over your car.

Make it a full-out photo shoot and take a few pictures of your car from multiple angles. Throw on some runway music and wear a beret if that helps.

5 – Sign your car title loan and receive your money

LoanMart has various ways to give you your money, we want this process to be quick and easy – but never rushed, so you have the best car title loan experience possible.

You can also complete the car title loan in person by coming into one of our participating stores.

From there, you can keep using your car and spending your money however you like. LoanMart will never monitor, track, or ask how you are using your money … because it’s your money. We might ask you how your LoanMart loan has helped you for a testimonial to share with other people like you who are looking for a loan, but it is 100% up to you if you want to share that information with us.

We know you want this process to be quick and easy too, that’s why there are absolutely no balloon payments or penalties for pre-payment or paying off your loan early.

Getting a car title loan from LoanMart is quick and painless, unlike that time your basement flooded. Check us out today, experience the LoanMart advantage, and see why LoanMart has been the leading provider of non-traditional lending services since 2002. 250,000 customers can’t be wrong2.

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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