Title Loans in Florida

How To Get An Auto Title Loan in Florida

Title loans in Florida are available through several loan providers, and the process if fairly straightforward no matter which company you end up working with. In order to get a Florida title loan, you’ll need to own a vehicle with a Florida-issued title, have sufficient income to afford loan payments, and meet the lender’s basic title loan requirements.¹

To get a title loan in the Sunshine State, you’ll usually follow these steps:

• Submit a loan application and find out what you’re approved for¹
• Provide some required documents
• Sign your loan agreement
• Provide your vehicle title
• Receive your loan funds

When the loan is finalized and funded, the lender will place a lien on your vehicle’s title, which will remain in place until your loan is paid off.

With LoanMart-serviced loans, you can conveniently apply for a Florida car title loan online or over the phone. There’s no need to visit a loan store! Whether you live in the Sunshine State, simply start by completing the pre-approval form or by calling 855-422-7412 to speak directly with a title loan agent. If you qualify, you can receive your funds in as little as one business day or less!^{1 3}

Vehicle Title Loan Requirements in Florida

To qualify for an auto title loan in Florida – whether you apply with an online provider or a store-based provider – you will need to meet the following requirements:¹

• Be a Florida resident and at Least 18 Years Old
• Have a Florida-issued Title to a Qualifying Car in Your Name
• Have Proof of Income

Florida title lenders will usually require that you submit some paperwork to verify that you meet these requirements and your vehicle ownership and identity.¹ To that end, you’ll likely be asked to provide the following documents:

• A Valid, Government-Issued Photo ID such as a Florida driver’s license, state ID or passport
• Proof of your Current Address in Florida
• Your Florida Vehicle Title
• Proof of Income
• Recent Photos of Your Vehicle

LoanMart-serviced auto equity loans are designed with a lot of flexibility, which is relevant to large parts of Florida’s population. For example, several qualifying documents can be submitted as proof of income. This includes pension statements or recent benefit letters for Florida’s large retiree population, bank statements or other valid statements that evidence gig-work or seasonal income, and many more. What’s firm is the requirement to have sufficient income to afford title loan payments, and to own a qualifying vehicle that’s titled in the state. Florida residents who’ve recently moved to the Sunshine State will need to transfer their vehicle title through the FLHSMV before borrowing against their vehicle title.

With LoanMart-serviced title loans, you can conveniently submit the pictures and your required documents online! If you have questions about applying for a title loan in Florida, contact a title loan agent at 855-422-7412.¹

Florida Cities and Regions We Serve

As an online option, LoanMart-serviced loans offer quick cash solutions to borrowers throughout the state. This includes residents of the major metropolitan areas including:

• Miami – the economic center of South Florida
• Jacksonville – the Sunshine State’s largest and most populous city in Northeast Florida
• Tampa – the hub of the Tampa Bay metro and one of the state’s major metropolitan areas
• Orlando – Central Florida’s hub for tourism and healthcare

Residents of other major cities in Florida frequently seek out LoanMart-serviced title loans as well, including borrowers in:

• St. Petersburg – Tampa Bay’s second-largest city
• Fort Lauderdale – seat if Broward County seat, part of the South Florida metro
• Hialeah – Florida’s 6th-largest city which boasts a large Hispanic population that might appreciate LoanMart’s ability to offer Florida title loan services in Spanish¹
• Tallahassee – Florida’s state capital anchoring the Panhandle

Besides these major cities and regional hubs, LoanMart-serviced title loans have appealed to Florida residents with urgent borrowing needs throughout the state, including:

• South Florida: customers in Boca Raton, Oakland Park, West Palm Beach and Jupiter
• Southwest Florida: residents of Cape Coral, Fort Myers, Port Charlotte and Sarasota
• The Tampa Bay region: borrowers from Clearwater, Brandon, Spring Hill and Lakeland
• Central Florida: people living in Kissimmee, Deltona, Leesburg, Ocala or Gainesville
• The Florida Space Coast and Treasure Coast, including borrowers in Melbourne, Palm Bay and Palm Coast, Port St. Lucie, Fort Pierce and New Smyrna Beach
• The Florida Panhandle, including applicants looking for car title cash in Panama City, Pensacola and Fort Walton Beach

How Much Can I Get Through an Online Title Loan in Florida?

If you qualify for online car title loans in Florida, you will typically be able to access up to 50% of the value of your car. Your approved loan amount is primarily based on your car’s equity and your income!¹ With LoanMart-serviced loans in Florida, you could get approved for up to $15,000 if your vehicle holds enough equity.¹ On average, Florida borrowers receive around $5,100.

To find out exactly how much your car, truck or SUV qualifies for, use the online car title loan calculator to obtain an equity estimate and a loan quote for auto title loans serviced by LoanMart, free of obligation.¹

Title Loans During Hurricane Season in Florida

If you live near the Florid a coast, Hurricanes and their impact on your life and finances are likely top of mind for several months of the year. Living in one of the most hurricane-exposed states in the country can impact existing and potential title loan borrowers in Florida in different ways:

• Hurricane-related expenses and temporary loss of income can quickly add up, making a fast cash solution vital for Floridians who haven’t saved up for a large emergency fund. With a Florida title loan, residents might be able to take care of storm preparation expenses, evacuation costs or necessary urgent repairs
• Vehicle damage caused by hurricanes and tropical storms may require fast repairs so that life can return to normal. Vehicles that were severely damaged and flooded may even be declared salvage, with their title updated accordingly to a salvage title or flood title. These vehicles generally have a lower equity value, but may still qualify for a LoanMart-serviced title loans with an adjustment of the estimated value.¹
• Existing title loan customers in Florida who are impacted by the storm and face a temporary cash crunch may find it hard to keep up with their title loan payments. With LoanMart-serviced title loans, borrowers can count on compassionate customer service agents that will collaborate to make title loan payments as manageable as possible during natural disasters.

How to Pay Back Your Florida Auto Title Loan

Because Florida residents can apply for auto title loans serviced by LoanMart online, the funding process can be very convenient. Eligible borrowers can access emergency funding without having to travel far and visiting a loan store.¹

The same is true for making or scheduling the monthly payments. With LoanMart-serviced loans, there are many convenient payment methods, including both electronic and in-person options like MoneyGram and other cash payment options. No matter where you are in Florida, chances are that there will be a MoneyGram location near where you live or along your daily commute.

Not sure where the closest MoneyGram location is to you? Check out the map below along, which features a dropdown list of a few MoneyGram locations throughout the Sunshine State:

Florida Online Title Loan Statistics for LoanMart-serviced Customers

The following data for Florida borrowers serviced by LoanMart is meant to help you understand what others have qualified for in your state, so you can better decide if a title loan could be right for you:¹

What Places in Florida Can I Get a Title Loan Serviced By LoanMart?