Car Title Loans in Florida

3 Easy Steps

Here’s How to Get Your Cash1


Click or Call

The process is extremely fast. Apply over the phone or online.1


Submit Info

Submit documents by 2 pm PT, get your cash the same day3.


Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

How Much Cash Can I Get For My Title Loan?

3 Easy Steps

Here’s How to Get Your Cash1


Click or Call

The process is extremely fast. Apply over the phone or online.1


Submit Info

Submit documents by 2 pm PT, get your cash the same day3.


Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

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If you are from Florida and need money, inquire now about a competitive title loan serviced by LoanMart!1

Title Loans in Florida

One of the ways to access fast cash in your state is through a title loan! Title loans in Florida are a great way to turn your car's available equity into cash.

If you need fast financial relief, the key is your car's title! Use your vehicle's title to get access to the cash you need and keep driving your car while you pay off your title loan.1

Title loans serviced by LoanMart in Florida are some of the most streamlined on the market. After loan approval, you could get your funds in as little as 24 hours!3 When you need to solve your financial emergency fast, LoanMart has your back.3

Title Loans Florida

How do Title Loans in Florida Work?

Equity-based loans have been used for decades to help borrowers with assets obtain cash. Besides title loans in Florida, other equity-based loans are:

  • Home Equity Loans
  • Auto Equity Loans
  • Or Home Equity Lines of Credit (HELOC)

If you own or are close to owning a car, it has a certain amount of equity in it that can be used to obtain the financial help you need. Equity is the difference between the market value of the car and what you still owe on it. The more positive equity there is, the more you can borrow from through a title loan serviced by LoanMart.

With a car title loan, your vehicle's title will be the collateral for the loan. This can allow you to borrow cash based on your vehicle's value instead of solely on your credit history! LoanMart has created a flexible approval process that is accessible to Floridians from all different credit histories and backgrounds.1

Simply use your title to get the cash you need in as little as one business day through a car title loan!1

Can I Qualify for a Car Title Loan in Florida if the Title is Not in My Name?

While there are a few documents you will need to apply for a car title loan in Florida, the most important one is your vehicle's title. If the vehicle title has been misplaced or it is not currently in your name, it cannot be used as collateral for the loan.

There are many reasons why the car title may not be in the right shape- that's okay! The experts at LoanMart have been around the block a few times and can walk you through the process to get your title right. If you are currently unable to locate your title or it is not in your name, the loan agents at LoanMart will recommend these steps to you:

  1. Visit Your Local Florida HSMV: The Florida Highway Safety and Motor Vehicles Department is where you will need to visit to request a title transfer or duplicate title replacement.
  2. Fill Out the Right Forms: In some cases, you can fill out the forms on the website ahead of time. They can be found on the HSMV website. Bring those filled-out forms with you if you are requesting a title transfer to your name at your local HSMV.
  3. Bring the Right Materials: Before visiting the HSMV, you will need to bring a few documents with you to avoid going through this process again. Make sure to bring your vehicle registration as well as your license, and other identifying documentation. If you are transferring your title or requesting a duplicate, you will need to bring a form of payment- cash is preferred!

Will My Vehicle Qualify for Auto Equity Loans in Florida?

Not every vehicle will qualify for a title loan in Florida, but many will! Your eligibility for a title loan and your loan amount is based on these two factors:

  1. The Available Equity in Your Vehicle
  2. Your Income and Ability to Repay the Loan

Even if your vehicle is older or has a significant number of miles on it, it may still have enough equity to qualify for a car title loan.1

There is no all-encompassing list of cars that can qualify for a title loan. But there is an online title loan calculator tool offered by LoanMart! With this tool, you will be able to see if your vehicle qualifies for a loan in no time at all.3

Simply input a few pieces of information about your vehicle, such as:

  • The Make, Model, and Style
  • The Year it Was Made
  • The Mileage on the Odometer
  • The Current Condition of the Car

…and find out if your car qualifies today!1

How Fast is the Approval Process for Car Title Loans in Florida?

The approval process for title loans in Florida does not need to be a hassle. LoanMart has been in the game for a long time. Long enough to know that in an emergency, you do not have time to waste! That's why the approval process has been streamlined to help borrowers like you in a financial emergency.

After loan approval, you could get your cash in as little as one business day.3

What Documents Do Florida Residents Need to Get Approved for an Auto Title Loan?

In addition to your vehicle's title, there are a few documents you will need to obtain approval for title loans in Florida. These documents can help speed the approval process along and make it easier for you!

With these documents, a loan agent can verify your information and keep the process moving:

  1. Proof of Income: This could be bank statements, pay stubs, or another form of alternative income. If you are self-employed, simply submit your tax forms or bank statements. If you receive a pension, SSI, or another form of government income, you can submit your award letter or statements.
  2. Proof of Address: To prove that you reside in the state of Florida, you will need a piece of mail or another document to prove your address. Typically, most candidates will use a mortgage/rental agreement or a recent credit card statement.
  3. Recent Photos of the Vehicle: One of the benefits of choosing LoanMart for funding in Florida is skipping the vehicle inspection in person! Simply take photos of the back, front, and sides of the car to complete the inspection online.
  4. A Government or Florida-Issued ID: The state of Florida issues driver's licenses, and that can be used as identification. In some cases, you can use a passport REAL ID to confirm your identity.

These documents can be submitted online for your convenience via email or fax! Loan agents can also walk you through the process when you call toll-free at 855-277-4847.

Do I Need a Bank Account to Apply for a Car Title Loan in Florida?

There are many reasons why you may not have a bank account. As a resident of Florida, however, you may find that it is tough to secure financial help if you do not have one. That does not have to be the case with LoanMart!

Applying for title loans in Florida can be a breeze, even if you don't have a checking account. LoanMart can offer many ways for a borrower to repay after loan approval! Some of the ways Floridian title loan borrowers can repay their loan with LoanMart include:

  1. Mail Payments to the Payment Center
  2. Visit a LoanMart Payment Location in-Person
  3. Pay by Phone via Credit Card or Through a Check
  4. Pay Online Using the MyAccount Tab

Even if you do not currently have a bank account, don't let that stop you from applying for the financial help you need! There are still ways to repay your loan on time, although some methods may come with additional fees, the opportunity is there.

Can I Still Apply for Auto Title Loans in Florida with Bad Credit?

Bad credit history can make it tough to qualify for many traditional loan options. Often, bad credit will mean high-interest rates when you receive approval for cash, or you may not even qualify at all. Many traditional loan options require a borrower to have good credit for them to receive loan approval.

Luckily, a car title loan serviced by LoanMart can offer a different perspective. Borrowers from all different kinds of credit and financial backgrounds could potentially qualify for a title loan!1

Car title loans in Florida are secured through collateral, which is the title to the borrower's vehicle. This allows a borrower to use their vehicle's value instead of their credit history to secure cash, as the collateral will minimize the risk to lend to someone without strong credit.

Your credit history may be considered during the approval process, but more than likely, it will not be the focus of it.1 Instead, a loan agent will focus on these three factors:

  1. Your Ability to Repay the Loan Each Month
  2. Your Income and Debt
  3. The Value of Your Vehicle

If you hold a steady income and a qualifying vehicle with considerable equity, your bad credit may not be an issue!1 Don't let your past stand in the way of your financial future. You may still qualify for the cash you need through a car title loan.1

Can I Keep Driving My Car After I Receive Approval for a Vehicle Title Loan?

If you are like most Florida drivers, your vehicle is your main source of transportation. Naturally, you don't want to give up your normal driving habits to get the cash you need! With a car title loan, your vehicle is collateral for the loan. This means that if you default on your loan, your vehicle may be repossessed to cover the debt.

Fortunately, LoanMart is not in the business of taking cars and understands how important your vehicle is to you. If you make your payments on time, you can keep your normal driving routine like it is business as usual. While your loan payments are tailored to your financial situation, things happen, and your circumstances may have changed. You may have lost your job, or another unexpected expense has set your finances back.

If this is the case, you may have trouble making your payments. To avoid a bad situation, contact your loan agent immediately. There may be more options than you think, but only if you reach out and communicate your hardship! Your loan could be refinanced or extended if you need it.1

How Do I Apply for Online Title Loans in Florida?

Ready to see if your vehicle and income qualify for the cash you need? As a resident of Florida, you have access to one of the fastest loan approval processes out there! With title loans serviced by LoanMart, there is a streamlined approval process waiting for you to take advantage of.

Get started on your car title loan today by:

  1. Call or Click Online: The first step to placing your loan inquiry is to choose how to submit it. You can head over to the website to fill out the inquiry form, or call a loan agent at 855-277-4847. Both prequalifying options can take no time at all!3
  2. Submit the Right Documents: Once your inquiry has been processed, the next step is to submit the documents required to verify your information. A loan agent will review them, and send you to the last step!
  3. Get Approved and Get Your Cash1: If your information qualifies for cash, the last step is to sign your loan contract after receiving loan approval! During this step, you can discuss your payment plan and loan terms with your loan agent. From there, you can sign your contract, and choose any of these methods to pick up your cash:
    • By Check in the Mail
    • Direct Deposit to Your Account
    • Picked Up at Any Participating Money Transfer Spot in Florida

If you could get your cash in as little as 24 hours, why wait to see if you qualify?3 Get started on your title loan inquiry today online, or over the phone at 855-277-4847! LoanMart agents are standing by 7 days a week for extended hours to get you the help you need. Find out if you qualify for title loans in Florida today!1

Pay Back Your Title Loan Serviced by LoanMart in Florida

Because Title loans serviced by LoanMart are so innovative, borrowers could receive advantages with the funding process. Title loans serviced by LoanMart allow eligible people to have access to emergency funding without having to travel too far.1

Title loans serviced by LoanMart allow eligible borrowers to repay their loans in a convenient way. No matter where you are in the state, chances are that there will be a MoneyGram location near where you live or along your daily commute.

Not sure where the closest MoneyGram location is to you? Check out the map below along, which features a dropdown list of a few MoneyGram locations throughout the state of Florida:

Title Loan Services across the US

Learn now about title loan services and cash options in various states

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All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PT on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver‘s license or other identifying documents.

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