Utah Loan Information

The Annual Percentage Rate (“APR”) for our loans in Utah range from 80% -204% For questions or complaints regarding loans, you may call our customer service at 888-700-2239. If your problem cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may want to call the Department for regulatory relief, if warranted.

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5%

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5% - 12 Months
Amount Financed
APR12 Months$500$1,500$2,000$2,500$3,000$3,500$4,000$4,500
80%$242.05$726.15$968.19$1,210.24$1,452.29$1,694.34$1,936.39$2,178.44
90%$275.67$827.00$1,102.67$1,378.33$1,654.00$1,929.67$2,205.34$2,481.00
100%$309.97$929.92$1,239.90$1,549.87$1,859.85$2,169.82$2,479.80$2,789.77
110%$344.95$1,034.86$1,379.81$1,724.76$2,069.71$2,414.66$2,759.62$3,104.57
120%$380.58$1,141.74$1,522.32$1,902.90$2,283.48$2,664.06$3,044.64$3,425.22
130%$416.84$1,250.51$1,667.35$2,084.19$2,501.03$2,917.87$3,334.71$3,751.54
140%$453.71$1,361.12$1,814.83$2,268.53$2,722.24$3,175.95$3,629.66$4,083.36
150%$491.17$1,473.50$1,964.66$2,455.83$2,947.00$3,438.16$3,929.33$4,420.49
160%$529.20$1,587.59$2,116.78$2,645.98$3,175.17$3,704.37$4,233.56$4,762.76
170%$567.77$1,703.32$2,271.10$2,838.87$3,406.65$3,974.42$4,542.20$5,109.97
180%$606.88$1,820.65$2,427.54$3,034.42$3,641.31$4,248.19$4,855.08$5,461.96
190%$646.50$1,939.51$2,586.02$3,232.52$3,879.03$4,525.53$5,172.04$5,818.54
200%$686.62$2,059.85$2,746.46$3,433.08$4,119.70$4,806.31$5,492.93$6,179.54
204%$702.79$2,108.38$2,811.17$3,513.97$4,216.76$4,919.55$5,622.35$6,325.14

 

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5% - 24 Months
Amount Financed
APR24 Months$500$1,500$2,000$2,500$3,000$3,500$4,000$4,500
80%$515.84$1,547.53$2,063.37$2,579.21$3,095.06$3,610.90$4,126.74$4,642.58
90%$592.60$1,777.80$2,370.40$2,963.00$3,555.61$4,148.21$4,740.81$5,333.41
100%$671.59$2,014.76$2,686.35$3,357.93$4,029.52$4,701.11$5,372.69$6,044.28
110%$752.64$2,257.92$3,010.55$3,763.19$4,515.83$5,268.47$6,021.11$6,773.75
120%$835.60$2,506.79$3,342.39$4,177.99$5,013.58$5,849.18$6,684.78$7,520.38
130%$920.31$2,760.92$3,681.23$4,601.54$5,521.85$6,442.15$7,362.46$8,282.77
140%$1,006.62$3,019.86$4,026.48$5,033.10$6,039.72$7,046.34$8,052.96$9,059.58
150%$1,094.39$3,283.18$4,377.57$5,471.96$6,566.35$7,660.74$8,755.13$9,849.53
160%$1,183.49$3,550.47$4,733.95$5,917.44$7,100.93$8,284.42$9,467.91$10,651.40
170%$1,273.78$3,821.35$5,095.13$6,368.92$7,642.70$8,916.48$10,190.26$11,464.05
180%$1,365.16$4,095.47$5,460.63$6,825.79$8,190.95$9,556.11$10,921.26$12,286.42
190%$1,457.50$4,372.51$5,830.02$7,287.52$8,745.02$10,202.53$11,660.03$13,117.54
200%$1,550.72$4,652.16$6,202.88$7,753.60$9,304.32$10,855.04$12,405.76$13,956.48
204%$1,588.23$4,764.69$6,352.92$7,941.15$9,529.38$11,117.61$12,705.84$14,294.07

 

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5% - 36 Months
Amount Financed
APR36 Months$500$1,500$2,000$2,500$3,000$3,500$4,000$4,500
80%$830.29$2,490.87$3,321.16$4,151.45$4,981.74$5,812.03$6,642.32$7,472.61
90%$957.90$2,873.70$3,831.60$4,789.50$5,747.40$6,705.30$7,663.20$8,621.10
100%$1,089.06$3,267.19$4,356.26$5,445.32$6,534.39$7,623.45$8,712.52$9,801.58
110%$1,223.30$3,669.91$4,893.21$6,116.51$7,339.82$8,563.12$9,786.42$11,009.72
120%$1,360.18$4,080.53$5,440.70$6,800.88$8,161.05$9,521.23$10,881.40$12,241.58
130%$1,499.29$4,497.86$5,997.15$7,496.44$8,995.73$10,495.02$11,994.30$13,493.59
140%$1,640.29$4,920.88$6,561.17$8,201.46$9,841.76$11,482.05$13,122.34$14,762.63
150%$1,782.88$5,348.65$7,131.54$8,914.42$10,697.31$12,480.19$14,263.08$16,045.96
160%$1,926.80$5,780.40$7,707.21$9,634.01$11,560.81$13,487.61$15,414.41$17,341.21
170%$2,071.82$6,215.46$8,287.27$10,359.09$12,430.91$14,502.73$16,574.55$18,646.37
180%$2,217.75$6,653.24$8,870.98$11,088.73$13,306.47$15,524.22$17,741.96$19,959.71
190%$2,364.42$7,093.27$9,457.69 $11,822.11$14,186.53$16,550.95$18,915.38$21,279.80
200%$2,511.71$7,535.14$10,046.86$12,558.57$15,070.29$17,582.00$20,093.72$22,605.43
204%$2,570.78$7,712.34$10,283.11$12,853.89$15,424.67$17,995.45$20,566.23$23,137.01

 

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5% - 48 Months
Amount Financed
APR48 Months$500$1,500$2,000$2,500$3,000$3,500$4,000$4,500
80%$1,175.65$3,526.95$4,702.60$5,878.25$7,053.90$8,229.54$9,405.19$10,580.84
90%$1,357.73$4,073.18$5,430.91$6,788.63$8,146.36$9,504.09$10,861.81$12,219.54
100%$1,543.84$4,631.52$6,175.36$7,719.20$9,263.04$10,806.88$12,350.72$13,894.56
110%$1,733.16$5,199.48$6,932.63$8,665.79$10,398.95$12,132.11$13,865.27$15,598.43
120%$1,925.00$5,774.99 $7,699.98 $9,624.98$11,549.97 $13,474.97$15,399.96$17,324.96
130%$2,118.79$6,356.37$8,475.16$10,593.95$12,712.74$14,831.53$16,950.32$19,069.11
140%$2,314.09$6,942.28$9,256.37$11,570.47$13,884.56$16,198.65$18,512.75$20,826.84
150%$2,510.55$7,531.66$10,042.21$12,552.76$15,063.31$17,573.86$20,084.41$22,594.97
160%$2,707.89$8,123.67$10,831.56$13,539.45$16,247.34$18,955.23$21,663.12$24,371.01
170%$2,905.89$8,717.68$11,623.57$14,529.47$17,435.36$20,341.25$23,247.14$26,153.04
180%$3,104.40$9,313.20$12,417.60$15,521.99$18,626.39$21,730.79$24,835.19$27,939.59
190%$3,303.28$9,909.85$13,213.13$16,516.41$19,819.69$23,122.97$26,426.26$29,729.54
200%$3,502.45$10,507.35$14,009.79$17,512.24$21,014.69$24,517.14$28,019.59$31,522.04
204%$3,582.18$10,746.53$14,328.71$17,910.89$21,493.07$25,075.24$28,657.42$32,239.60