Auto Title Loans in Santa Ana, California
Auto title loans have been known as a fast cash option in California for decades. If you’re a Santa Ana resident who is looking for a quick and convenient cash loan, an auto title loan serviced by LoanMart could be one of the options to consider!
With a car title loan, Santa Ana residents can get a loans against their vehicle to fund any personal expense that is too urgent to ignore.1
What’s Required to Qualify for Title Loans in Santa Ana?
To qualify for a vehicle-secured loan in Santa Ana, you’ll need to meet the lender’s credit requirements, and be prepared to provide a few documents to validate your application information. You’ll also need to be willing to use your car title to secure the loan.
While the credit requirements can slightly vary depending on the lender you work with, they usually include:1
- Owning a car or truck with sufficient value
- Having sufficient income to afford a car title loan payment
- Meeting some very basic credit criteria, such as not being in active bankruptcy
Compared to traditional loan options such as bank or credit union loans, title loans are a lot more flexible and easier to qualify for.1 The key requirement is to own a paid-off or close to paid-off vehicle, and with an average of 2 vehicles per household, many Santa Ana residents meet this key requirement.
If you live in Santa Ana and have recently been denied a loan by a bank or other lender, you can still be approved for an auto title loan serviced by LoanMart.1
How Much Can I Borrow With a Santa Ana Car Title Loan?
The maximum loan amount that Santa Ana residents can obtain through a title loan depends on a few key factors. They include:
- The lender or loan servicer they choose to apply with
- The value or available equity of the vehicle on the title loan application
- The applicant’s income, or, if a co-borrower is on the application, the combined income of the borrower and co-borrower
Santa Ana residents who are approved for an auto title loan serviced by LoanMart may qualify for up to $50,000.1 Since title loans typically allow borrowers to receive around 50%-60% of their vehicle’s value, most Santa Ana residents won’t qualify for the maximum amount. On average, in the first have of 2025, Santa Ana residents borrowed $13,950 when getting a car title loan serviced by LoanMart.
How Can I Pay My Title Loan in Santa Ana?
Making an auto title loan payment should be as easy and convenient as it is to get the loan.1 With auto equity loans serviced by LoanMart, there are several ways you can make your monthly payment:
- Log on to your online account and process a payment via bank account or payment card
- Pay using the mobile app
- Call customer service to make a payment over the phone
- Pay at participating money transfer locations in Santa Ana
While making the payment on your car title loan might not be top of mind while you are looking to get the cash you need, it’s still good to be informed about your options, and knowing how you can manage your loan!
