Can You Get Title Loans in Tulsa, Oklahoma?

Yes! Car title loans are available in Tulsa! Applying for title loans in Tulsa can be quick and easy if you meet the initial loan requirements and submit the correct documents to verify your application information. Typically, you can expect to receive your loan funds in as little as one business day if you qualify for a Tulsa car title loan serviced by LoanMart.1 3

Whether you are applying for an auto equity loan online or in person, here are the title loan requirements in Tulsa that you’ll need to meet to get approved:1

  • Income: When you apply for a car title loan, a title loan lender will ask you to provide proof of income during your application. However, you don’t need a traditional occupation to qualify for an Oklahoma title loan!1 You can submit proof of an alternative source of income to demonstrate your ability to repay an auto title loan. This can include recent bank statements, disability award letters, pension statements, and more. Visit our FAQ page to get more information.1
  • Age: Borrowers must be of legal age to apply. In Oklahoma, that means that all applicants must be 18 years old or older.
  • Vehicle: If you’re interested in applying for a Tulsa auto title loan, you will need to have a vehicle with a qualifying amount of equity. The amount of positive equity in your car is one of the key factors that largely determines your potential loan amount! Determining your car’s current equity involves subtracting the amount owed on any remaining car loan from the current market value of the vehicle. You can use LoanMart’s online calculator to get a quick estimate of your vehicle’s equity today!1 3

Keep reading to learn more about how title loans work in Tulsa. Don’t hesitate to call us at 855-422-7412 if you have any questions or want to apply over the phone!1

Can I Get Car Title Loans with Instant Approval in Tulsa?

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Most title lenders do not offer instant approval because they will review your income, financial history, and confirm your vehicle ownership and the condition of your vehicle during the approval process. If you choose to apply for an online title loan, you will be asked to upload a few documents and complete a virtual vehicle inspection after being pre-qualified for an auto title loan. Verifying your documents and the value of your car through an online appraisal can be quick, but it won’t be instant!1 3

With that information in mind, you can’t get an instant online title loan in Tulsa, Oklahoma, but the entire process can still be fast and convenient! Many borrowers have completed the entire process from the initial application to signing their title loan contract in just a few hours!1 3  

Apply online or call a LoanMart title loan agent at 855-422-7412 to get started on your loan application now.1 3

What Documents Do I Need for Online Title Loans in Tulsa?

online title loans tulsa oklahoma

During the underwriting process, you will be asked to upload some important documents to verify your application information. By collecting all of the necessary paperwork before you submit your application, you can potentially speed up the title loan process!3

With title loans serviced by LoanMart, you can conveniently upload your documents online, or send them directly to a title loan agent via email or text message .

Whether you live in Tulsa, or are applying for a title loan in a nearby city like Broken Arrow, Enid or Stillwater, below is the list of documents an applicant can expect to need:1

  • An Oklahoma-Issued Car Title: In order to apply for a Tulsa title loan, you must present a title to a qualifying vehicle in your name during your application.1
  • Proof of Identity: A title loan representative must verify your identity and age when you submit an application for a title loan in Tulsa. You will be asked to upload or send a valid, government-issued photo ID card, such as your Oklahoma driver’s license or U.S. passport.
  • Proof of Home Residence: There are several options to confirm your current address in Tulsa, Oklahoma. For example, you can submit recent utility bills, credit card statements, phone bills, or a recent lease agreement.
  • Proof of Income: Most applicants will upload recent pay stubs or bank statements during the approval process, but other paperwork can be accepted. Call 855-422-7412 to learn more about the types of documents you can use to demonstrate your ability to repay the loan.1
  • References: Title loan agents from LoanMart may ask you to provide some references during the approval process. 

Don’t hesitate to apply for the emergency money you need through a title loan serviced by LoanMart. Qualified borrowers in Oklahoma can choose direct deposit to get their funds in as little as 24 hours!1 3

Can I Get Auto Title Loans with No Inspection in Tulsa?

The short answer is that you likely won’t be able to get title loans with no inspection in Tulsa. Title loan borrowers usually need to present their car for an inspection, whether that’s online or at a nearby title loan store. Although this may seem onerous, one of the benefits of applying for online title loans serviced by LoanMart is that the vehicle inspection can be completed virtually. 

Why go through the hassle of a physical car inspection when you can apply for a title loan online and access a virtual appraisal instead? To complete an online vehicle inspection for a Tulsa title loan, you will need to snap a few pictures of your car’s front, rear, driver’s side door, passenger-side door, Vehicle Identification Number (VIN), and odometer reading. Once the photos are ready, you can text or email them to a title loan representative, or simply upload them online!

Do you have any questions about the inspection process? Call 855-422-7412 and ask our title loan agents about how to complete a vehicle inspection online!

Where Can I Apply for No Credit Check Title Loans in Tulsa?

car title loans tulsa oklahoma

Generally, it will be quite tough to find title loans with no credit check in Tulsa, Oklahoma. One of the main reasons that a credit check is an important part of the application process is that it allows the lender to thoroughly review your financial history. Without a credit check, a reputable lender cannot determine if you can responsibly take out another loan at this time. Creditable loan companies will also use the credit check to confirm your identity, which is for your safety as much as theirs!

However, it’s worth mentioning that bad credit may not be an issue since the focus of your application is primarily on your vehicle’s value and your ability to make loan payments.1 A title lender will still check your credit history, but don’t let that stop you from applying for a car title loan online or over the phone! Even if you have poor credit, you still have the chance to apply for a title loan serviced by LoanMart today!1 3

Take a look at the three easy steps to apply for bad credit title loans in Tulsa:1

  1. Call or Click: Start your application by submitting a short inquiry form online or calling a title loan representative from LoanMart at 855-422-7412.
  2. Provide Your Documents: After you’ve been initially approved, a title loan agent will reach out and ask you to submit the required documents to verify your application information.1
  3. Collect Your Title Loan Money: The last step in the application process is to sign your electronic loan agreement and get your money!1 Applicants who are eligible for title loans in Tulsa, Oklahoma, can get their money in a few different ways:
    • Direct Deposit to a Bank Account
    • A Check in the Mail
    • Visit a Participating Money Transfer Location in Tulsa to Pick Up Cash

Ready to apply for a car title loan in Tulsa, Oklahoma? If you’re eligible for funding, you can access competitive interest rates and obtain fast cash as soon as the same business day!1 3