Title Loans in Houston, Texas

How Do Title Loans Work in Houston, Texas?

Looking to learn more about title loans in Houston, Texas? Car title loans can be a convenient way to access quick cash!^{1 3} With a title loan, you will be able to borrow against the value of your vehicle and access emergency cash. Although you must use your car’s title as collateral for the loan, you will be able to drive it as long as you keep up with your loan payments.^{1 3}

To qualify for a Houston title loan, there are a few key requirements you’ll need to meet and several documents you’ll need to have on hand. Besides being of legal age to apply for a loan, you must submit the following paperwork during your application for a title loan in Houston, Sherman, Big Spring, Conroe, or anywhere else in Texas:¹

Proof of Identification: Many applicants will submit a Texas driver’s license during their applications, but you can also use a valid passport, state identification card, or permanent resident card to verify your identity and age!
Proof of Current Houston Address: You can use a few different documents to prove your residence in Houston, such as recent phone bills, credit card statements, mortgage statements, or lease agreements.
Proof of Income: Before you can borrow money through a car title loan, you must submit a document proving that you can repay the loan. As long as you can provide proof of alternative income, you don’t need to have pay stubs from a traditional job to qualify for a title loan. Acceptable forms of alternative income include settlement income, pension income, workers’ compensation, or retirement income.¹
Recent Images of Your Vehicle: Borrowers applying for Houston title loans must have their vehicles inspected before they can obtain loan approval. Fortunately, with LoanMart, you can access a virtual inspection instead of a physical one! Just use your smartphone to take clear pictures of your vehicle’s front, back, and sides, odometer reading, and Vehicle Identification Number (VIN). Once the photos are ready, you can upload them online or send them directly to a LoanMart title loan agent via email or text.
A Texas Car Title in Your Name: The car title must be in your name in order for you to qualify for a car title loan in Houston, Texas. If it’s not currently in your name, you may need to head down to your local Department of Motor Vehicles (DMV) office and request a title transfer! Keep in mind that you must be the rightful owner of the vehicle to request a car title transfer in Texas.

If you decide to apply for a car title loan serviced by LoanMart, you can upload your documents online during the application process. You have the option to email or text your paperwork directly to a title loan agent from LoanMart as well. Qualified borrowers can choose direct deposit to receive their title loan money in as little as 24 hours!^{1 3}

With LoanMart, you can expect to receive zero hidden fees or any other surprises along the way when applying for a Houston title loan. In fact, you can work closely with a title loan representative to discuss your loan terms, loan amount, and other pertinent loan information!¹ Dial 855-422-7412 if you have any title loan-related questions, such as “Where should you keep your car title?”

What are the Benefits of Getting Car Title Loans in Houston, Texas?

Take a look at some of the benefits you could take advantage of if you qualify for car title loans in Houston, Texas:¹

Keep Driving Your Car: If you are like most car owners, your car is an important part of your daily life. In fact, the average American will spend 26.4 minutes commuting every day! While you’re using your vehicle’s title as collateral to secure the loan, you can keep your keys and maintain access to your car throughout the repayment process if you manage your title loan payments correctly.
Bad Credit is Okay: Borrowers with poor credit histories may find it difficult to find lenders willing to work with them. People from all different kinds of financial backgrounds and credit histories can still apply for a Texas title loan! Since collateral is used to secure the funding, an applicant’s credit history isn’t the main focus of the application process.¹
No Hidden Fees: Payday loans typically have high interest rates, and some may even come with hidden fees. Comparatively, if you qualify for a car title loan serviced by LoanMart in Houston, Texas, you can access competitive interest rates, and you won’t deal with any hidden fees that could hurt your wallet.^{1 5}
Quick Funding: If you are struggling with a financial emergency, you may be looking for an instant approval loan to handle your situation. If you decide to apply for an auto title loan serviced by LoanMart, you could receive quick funding as soon as the next business day! In some cases, qualified borrowers can receive their funds the same day they apply. Call 855-422-7412 to get started on your application and see if you’re eligible for instant pre-approval!^{1 3}

What Happens if I Don’t Repay an Auto Title Loan in Houston, Texas?

Getting a title loan in Houston is generally simple and fast, but what happens if you don’t repay your loan? Be aware that borrowers who default on their title loans could have their vehicles seized and sold by their title lenders. However, most lenders prefer to avoid vehicle repossessions and may be willing to work with you if your loan payments become unmanageable due to unforeseen circumstances.

Life happens, and your financial situation may change while you are repaying a title loan in Houston, Texas. If you have issues during the repayment process, make sure to immediately contact your lender or loan servicer directly to discuss your options.

How Much Money Can I Get Through a Title Loan in Houston, Texas?

You may decide to take out an auto title loan if you have unexpected expenses and need emergency funding to get back on your feet. The loan amount you may be able to get through a car title loan in Houston, Texas, will primarily depend on the following factors:¹

The Amount of Equity in Your Car or Truck
Your Ability to Repay an Auto Title Loan in Houston, Texas

Typically, you can access up to 50% of the current value of your vehicle if you qualify for a title loan! Borrowers who are eligible for car title loans in Houston, serviced by LoanMart, can access their cash in as little as 24 hours.^{1 3}

Find out if you can qualify for emergency money by applying for a fast title loan in Houston, Texas! You can start your loan application by filling out a short prequalification form online today. If you prefer to speak directly with a title loan agent from LoanMart to get started, you can call 855-422-7412.¹

Why Choose Houston Car Title Loans Serviced by LoanMart?

Car title loans in Houston, Texas, can be helpful when dealing with an emergency and needing quick cash to get back on your feet.³ But did you know that an auto title loan serviced by LoanMart can offer more than just emergency cash? Take a look at some additional reasons why title loans serviced by LoanMart can be a valuable resource to consider when you need money for a financial situation:¹

Access to a Quick and Simple Application Process: Our streamlined process begins with a quick initial inquiry form that takes just a few minutes to complete. The overall application process is designed to be efficient and has just three straightforward steps!^{1 3} Call 855-422-7412 if you have questions about the application process for Houston car title loans serviced by LoanMart.
Flexible Repayment Options: There is no “one size fits all” financial situation, and many borrowers prefer to repay their title loans in different ways. If you qualify for funding through a car title loan serviced by LoanMart in Texas, you’ll have multiple repayment options to choose from. These options include setting up automatic payments from your bank account, mailing a check to the payment center, paying online through the online portal, or visiting a money transfer location in Houston to pay in person.
Online Account Portal: Conveniently access your loan information right here on the LoanMart website! You’ll be able to see your payment history, current balance, basic account information, and any important messages regarding your loan through the online portal. You can also download the LoanMart app on your smartphone to manage your account!
No Bank Account Required: You don’t need a bank account to apply for a title loan unless you want to receive your loan funds via direct deposit. To qualify for title loans with direct deposit in Houston, Texas, an applicant must have a checking account. However, there are other ways to get your money if you qualify for a car title loan serviced by LoanMart! With LoanMart, if you do not have a bank account, you can choose to receive your funds through a check in the mail or just pick up your cash at a participating money transfer location nearby in Texas.¹
Excellent Customer Service: The title loan agents you encounter during the application and repayment process can make or break your loan experience. When applying for an auto title loan serviced by LoanMart in Houston, Texas, you can expect to encounter experienced and compassionate individuals who work hard to help you through the application process. They are available six days a week for extended hours to take your call and answer any of your questions.¹

Find out if you can qualify for the financial assistance you need to cover an unexpected bill or expense! To get started, simply complete the online prequalification form and discover if you are eligible for instant pre-approval for a Houston title loan.¹

Contact a title loan agent from LoanMart at 855-422-7412 if you have any questions about applying for online car title loans in Houston, Texas.¹

Where Can I Repay My Title Loan Serviced by LoanMart In Person in Houston, Texas?

With title loans serviced by LoanMart, you could get your approved funds through your local participating money transfer location!¹ There are many Money Gram locations all over Houston, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Houston. Along with a list of contact information of a few of these locations.