You never know when you will end up needing some kind of last-minute emergency funding in a hurry. Big expenses have the irritating tendency to randomly pop up when least expected, and it’s unreasonable to expect yourself to always be prepared.
It’s always a good idea to have some savings set aside for an emergency , but sometimes that’s just not realistic when you’re living paycheck to paycheck. And sometimes the expenses are just too high. When you get hit with major medical bills or an immediate vehicle issue, you don’t have time to waste.
If you need to get a loan in Elizabethtown, Kentucky in an hour, you may be concerned that loans and lines of credit can’t be applied for and approved that quickly. However, ChoiceCash Title Loans has devised a system for their loans so that you may apply, be approved, and receive your money as fast as possible1. The inquiry process is so fast that you may be approved in just an hour and get your funding as fast as the same day1!
Fastest Car Title Loans in Kentucky
ChoiceCash Title Loans, marketed by LoanMart, specialize in car title loans which are a particular kind of secured installment loan. This type of loan provides funding very quickly to qualified individuals.
Title loans utilize the equity in the borrower’s vehicle as collateral for the amount of money approved. Since car title loans are secured, there is less risk involved on the part of the lender and that speeds up the approval process considerably! This aspect also makes it easier for individuals with less than perfect credit to be approved1.
Do the Three-Step Inquiry in Just an Hour
The inquiry process for a title loan with ChoiceCash Title Loans is so simple and straightforward. The application required of all potential borrowers may be completed in just 5 short minutes1! Inquirers may also complete the online form right from the comfort and privacy of their home.
To apply for your own title loan simply follow this easy, three-step process:
To get started, fill out the short online form at ChoiceCash Title Loans’ website. It’s quick, easy, and should only take you a few minutes1. This form will give ChoiceCash Title Loans the basic information they need about you, your ability to repay the loan, and the equity in your car. Hit submit and a ChoiceCash Title Loan agent will review the information you provided.
Once your preliminary inquiry form is received, ChoiceCash Title Loans will reach out to you to request that you send them the following documents:
- Government issued photo identification
- The title to your car in your name
- Proof of residence
- Proof of income
- A few photos of the front, back, sides of your car, odometer and VIN
- Four references
Finally, ChoiceCash Title Loans will reach out to notify you about your approval status for a title loan. Approved borrowers typically receive their approved funds in as little as one business day1!1 If you like, you may pick up your money is person at a MoneyGram location that is closest to you in Elizabethtown.
Pros of ChoiceCash Title Loans in Elizabethtown, Kentucky
ChoiceCash Title Loans works hard to get eligible customers the most competitive rates for car title loans in Kentucky. When you get really competitive interest rates on your loan, you end up spending less money overall, so borrowing is far more affordable for an array of people.
When the interest rates are kept low and competitive, the regularly scheduled monthly payments end up being affordable. This means you may easily budget the loan payments into your monthly expenses. ChoiceCash Title Loans wants you to have affordable payments, so your car title loan doesn’t add any financial stress.
Most other title loan options only give borrowers, at the most, one year to pay off their title loan which may make monthly payments sky high and also put a lot of pressure on the customer. ChoiceCash Title Loans, however, gives customers up to three whole years to pay down the balance of the loan3.
Top-Notch Customer Service
When you choose ChoiceCash Title Loans for your emergency funding needs, you will be guaranteed amazing, top-notch customer service. Communication and transparency are to be expected. ChoiceCash Title Loans prioritizes the customer so that they have the best borrowing experience possible.
Monthly Payments May Go Down
ChoiceCash Title Loans has even made it so that your monthly payments may decrease throughout the life of the loan while you continue to make your payments on time2. By the time you get to the end of the loan period, you may be paying half the amount that you were paying monthly at the beginning2.