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Financial hardships find most of us at some point or another. When that happens, we may need to reach out and find someone who will be able to give us the help we need. Luckily, if you are in or near Kingman then LoanMart may be able to do exactly that with a car title loan1.

When applying for a car title loan from LoanMart, you will need to be able to provide the following:

  • Proof of car insurance and registration
  • Identification
  • Pictures of the front, back, and sides of the vehicle
  • Picture of the vehicle identification number, plate, and odometer
  • Proof of income within the last 30 days
  • 4 personal reference (names and phone numbers)
  • Proof of residency within the last 30 days
  • The front and back of the title

If you are unable to provide proof of income, you may have a difficult time securing a car title loan. However, there may be some other ways to provide such proof that you may not have thought of.

Income Received Through Cash Only Wages

For some reason or another, many people are still employed in positions that their employers have decided to use a more old school approach to payment, and that is through cash wages. This leaves the employee with no paper trail to show that they are making documented income, other than a bank statement showing cash deposits. Fortunately, LoanMart can still work with you if this is your situation. We will be more than satisfied with accepting a letter from your employer saying that you work for them. This letter needs to include:

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  1. Your name
  2. The date
  3. The amount being paid to the customer in question
  4. The services the customer provides
  5. A signature and contact number for the employer

Social Security Benefits

Inevitably, there comes a time for everyone to retire. It’s time to enjoy those well-earned golden years after working so hard. For most people, retirement is when social security and retirement benefits from the state as well as any pension/401k plans they probably put away money into during the course of their career start to kick in. Fortunately for retired senior citizens, LoanMart will also accept pension statements from their retirement funds as a source of steady income.


One of the things people will frequently choose to do is invest money into an annuity, which is a lump sum of money that is meant to become a steady income for a set period of time. More often than not, people who invest in annuities usually use them for retirement, but they can be used for a variety of other purposes too. Luckily, annuities like social security along with retirement benefits are a valid way to prove you have a steady source of income to possibly qualify for a car title loan from LoanMart1.

Worker’s Compensation

In positions that are more based around manual labor, it is not uncommon for someone to become injured on the job. When a work-related injury does happen, they receive worker’s compensation from their employer as a way to keep their finances tended to while they recover. Due to this being a wage that is provided by the company the injured party works for, it is a valid way of proving that they have a steady stream of income.

Settlement/Court-ordered Award

Every now and again a company or an individual will want to avoid having to go through a long, drawn out court hearing during a lawsuit, so they might offer the suing party a monetary settlement. If a settlement is not reached however, the court will order the individual or company pay an award to the plaintiff – usually after they have been proved of wrongdoing. When this happens, funds awarded to the plaintiff can sometimes be divided up into regular, scheduled payments – as though it were regular income. Showing that you have proof of these kinds of payments may also count towards getting approved for a car title loan1.

Severance Pay

This form of income varies from state to state, so make sure the state you are applying for a car title loan accepts this form of income if that is what you plan to use. Unfortunately, there are times when things do not seem to work out between an employer and an employee for whatever reason. When this happens, the employee may then be terminated from their position in the company. When this happens, the employer may give to the ex-employee severance pay, which is a regularly paid amount of money paid to the terminated recipient for a set period of time. This money is provided in order to hold the ex-employee over financially until they can find themselves a new place of employment. Showing LoanMart a record of these severance payments may be a valid way to provide proof of income.

Where you Can Go

If you are in or near Kingman and you need to get a car title loan, LoanMart has these convenient nearby locations for you to drop in by using our store locator. You can also give us a call at any time at 1-877-787-4923!

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