Apply for Title Loans Serviced by LoanMart in Louisiana

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.1

2

Submit Info

Submit documents by 2 pm PT, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

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How Much Cash Can I Get?
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3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.1

2

Submit Info

Submit documents by 2 pm PT, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

Over 250,000 Customers Helped Since 20022
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If you are from Louisiana and need money, inquire now about a competitive title loan serviced by LoanMart!1

Title Loans in Louisiana

Louisiana is known for its rich history, incredible food, and vibrant music akin to its people. Different cities across the state have the characteristics that make Louisiana unique, bringing an unforgettable experience that stays with anyone who visits. The people are known for their strength against the odds and remarkable personalities that make anyone feel welcomed. When the residents of Louisiana are faced with a predicament where they don’t have the money to cover a financial situation, LoanMart is here to help with title loans that can be easy to get for people of all different financial backgrounds and credit histories.1

If you need financial assistance, you can use your vehicle’s title and income to see if you qualify for a quick funding option. You can easily inquire about title loans in Louisiana from the comfort of your home by going online to start the process!1 It only takes a few minutes to inquire, with the possibility of getting a response in less than an hour.3

Find out how you can get the money you need in Louisiana today! Call a representative from LoanMart to see what you must do to get a title loan. Qualified borrowers could receive their funding in as little as one business day!3

City in Louisiana

How Do Title Loans in Louisiana Work?

A title loan is a secured loan, or a collateral-based loan, which means that you secure your cash with your car’s title instead of just your credit history. Unlike most lending options that require you to use your credit to get money, you can just have a title from your car to retrieve fast cash with a title loan.

What lenders are actually looking for when you inquire about a title loan is two things:

  1. Your Vehicle’s Title Has Enough Available Positive Equity
  2. You Have the Ability to Repay a Title Loan Amount in Its Entirety

Collateral can often make the possibility of obtaining funds much easier than with unsecured loan options.1 The reason why lenders require a title for this transaction is that they can also use it to ensure that borrowers will repay the entire loan amount in full, one way or another. When you begin the process of repayment, a lender will place a lien on your title until you have paid off your monthly installments. If an individual fails to meet their payments, lenders have the legal right to repossess their vehicle and sell it to cover the remainder of the loan. This is the last case scenario and not an ideal one for both parties, however. Once you have completed all of your payments, the lender will no longer be the lienholder, leaving your title free and clear. While you are using your car’s title to secure cash, you can still keep your normal driving habits while you make your payments on time!


How Can I Qualify for Auto Title Loans in Louisiana?

The requirements for car title loans in Louisiana can be simple and straightforward.

You will only need to initially provide three things when you inquire about a title loan serviced by LoanMart:

  1. The Title from Your Vehicle in Your Name
  2. Proof of Income or Alternative Income
  3. A Qualifying Vehicle That Has Enough Equity

You may be worried about having a 9-5 job to satisfy the income requirement; that’s not the case. As long as you have the means to pay off a title loan, you can often use that alternative financial resource to validate your ability to repay the loan amount in full.1 If you desire a significant loan amount, you would need to have enough equity in your vehicle and the income to support it to justify that quantity.1

But on the other hand, LoanMart agents can often help set up loan terms that are flexible for what your budget can afford. You can also let a loan agent from LoanMart create a payment schedule for you to keep track of all your payments and not miss a single one. There are options available to make sure you get the money you need without any inconvenience.1

If you are like most borrowers, you may not know the current equity on your car. The equity on a vehicle is just the difference between the market value and what is currently owed (if anything). The higher the value rate of a car’s equity, the more money you can possibly get with a title loan.1 LoanMart thankfully has an online calculator tool that borrowers can use to find an estimate with a quote free of obligation.1

You must input a few details about your vehicle to get started:

  • The Make, Model, and Style of Your Car
  • The Current Condition of Your Car
  • The Year of Your Car
  • The Current Mileage of Your Car
  • Any Modifications or Alterations Done to Your Car

How Fast is the Approval Process for Car Title Loans in Louisiana?

LoanMart knows all too well that you cannot afford to wait for the cash you need to cover an emergency. It’s crucial to meet your payments in full when you have a limited period to pay off an expense with a minimal budget. That’s why loan options like LoanMart work to have your money soon!3 Qualified borrowers could get their cash in as little as one business day.3

Most loan options can take days or weeks to process your inquiry; LoanMart services title loans promptly.3 Once you open up the LoanMart inquiry form on your smartphone or laptop, you can inquire about car title loans in just a few minutes.3 Shortly after that, a loan agent can give you a quick response about your potential approval status.3 Auto title loans in Louisiana can be much faster than others across the country, with the chance of receiving cash in as little as 24 hours!3


What Documents Do I Need to Get Title Loans in Louisiana?

A loan agent will ask for a few documents for you to submit in addition to your car’s title and proof of income when you inquire about title loans in Louisiana. Keep in mind that there may be additional documents exclusive to your state, so contact your local Department of Motor Vehicles (DMV) for any details. But expect to have these general documents as a requirement to get your funding.

These documents help a loan agent verify your information and vehicle ownership during the inquiry process. Although it may sound like it’s a lot, these can actually be simple to have as you may already have them laying around the house:

  • Photo Identification: Loan agents will be required to verify your identity before approving you for a loan. You must have government-issued identification to satisfy this qualification, such as your driver’s license, passport, or state identification.
  • Recent Pictures of Your Vehicle: As part of the loan process, loan agents will ask to examine your car’s current condition to determine its equity. Most title loan options would conduct a traditional, in-person vehicle inspection. It can be inconvenient for many borrowers, as it could take some time. When you’re in a financial pickle, you don’t have time! With LoanMart, you don’t need to do all that, as you can just take photos of your car’s front, back, and sides to get started. You will also need to take photos of the odometer reading and Vehicle Identification Number (VIN). What’s even better is that you have the ability to send all of these photos online with a click of a button through your smartphone!
  • Proof of Income: The different alternative financial documents you can use to prove your ability to repay a loan are plenty. Examples of documentation include: paycheck stubs, bank statements, tax statements, SSI checks, pension income, retirement income, a letter of employment from your employer, etc.
  • Proof of Louisiana Residency: To prove that you currently live in Louisiana, you can use various documents to verify your address. Lease agreements, mortgage statements, credit card statements, utility bills, recent phone bills, mail, or other forms are suitable for this requirement.
  • Car’s Title: Some information to note about the title to your vehicle before inquiring is that it must be in your name. However, you can share a name on it and still qualify for a title loan. Depending on the details written on the title, you can do the inquiry process alone, or all parties must participate together. If you have lost or misplaced your title, LoanMart can help direct you to the right way to request a transfer or request a duplicate copy.
  • References: You may be asked to provide references during the approval process. They can be personal, professional, or both.

You can easily submit all your documents through the convenience of LoanMart’s online portal! If you have any questions or concerns about documentation, contact a representative today at 800-789-8648 for clarification.


Will I Go Through a Credit Check When I Apply for Car Title Loans in Louisiana?

This is something that many borrowers worry about when they ponder the idea of getting a loan for funding. Even if some have good credit, people are unsure if some loan options have hidden fees and charges that can hurt their scores. It can be nerve-wracking if you have poor credit since many lenders would deny you from getting a loan solely based on that. Fortunately, title loans in Louisiana serviced by LoanMart can often aid people from all different kinds of credit histories.3

However, a loan agent may consider running a credit check during the inquiry process for a title loan. You go through what is known as a hard inquiry check, which happens when you inquire about a loan and agree to proceed with the loan agreement. Unfortunately, the downside of that is that it can take off some points from your credit score, but this can be fixed with time and effort. As long as you have collateral and the income level to support a loan, you can often qualify for a title loan without an issue.1


Can I Keep Driving My Car After a Loan Agent Approves Me for Online Title Loans in Louisiana?

Many residents in Louisiana depend on their vehicles as their primary source of transportation. People can rely on Louisiana’s public transit systems, but those can be costly if you require a daily commute to work or school. When you inquire about car title loans in Louisiana, it’s understandable if you are thinking about what happens with your car after a loan agent approves you for your funding. Some loan options, like title pawn loan lenders, will keep your vehicle during the loan duration until you have paid off the entire loan amount. With loan options like LoanMart, you can keep your car wherever you go as long as you are on time with your monthly payments!

Take advantage of this and many other perks available through a flexible approval process with LoanMart!1


What are the Benefits of Getting Auto Title Loans in Louisiana?

Some borrowers who inquire about online car title loans in Louisiana might be preparing themselves to go through an arduous process to get their money and/or repay the amount in return. Thankfully, title loans are designed with convenience in mind, meaning that people’s loan experiences can be incredibly positive and easy. But in addition to getting fast cash, LoanMart offers other benefits that add to the overall loan process.

Take a look at some of the benefits you can enjoy when you obtain a title loan serviced by LoanMart:

  • Competitive Interest Rates1: LoanMart offers one of the most competitive interest rates in the industry.1 Borrowers can find significant financial aid with auto title loans for many situations.
  • Flexible Payment Schedule1: People are faced with many obstacles and momentous occasions that can make life challenging. LoanMart can assist borrowers with a payment schedule that keeps you on top of every payment. You can also set up automatic payments that can take your mind off each installment and lets you focus on your other priorities.
  • No Hidden Fees5: Most loan options try to stun borrowers with fees that were not disclosed initially, which can leave people in a cycle of debt. LoanMart works to be transparent, with no hidden fees and balloon payments that complicate things more than what you’re already going through.5 There are also no prepayment penalties if you choose to pay off your loan early.5
  • Convenient Online Process: Not only can you do everything from the comfort of your home, but you can also rely on a flexible and easy process for everyone to take advantage of.1 LoanMart also has plenty of accessible representatives who provide exceptional customer service to assist you with anything you need.

How Do I Apply for Title Loans in Louisiana?

Getting title loans in Louisiana can be simple when you inquire about one with LoanMart.1 Residents of Louisiana can take part in a streamlined approval process that allows borrowers to easily access their money despite their financial or credit history.1 As long as you have a car title to use as collateral and the income level to support a loan, you can be eligible for fast cash!3

Get started on your title loan by filling out and submitting a short form online, or call a loan agent at 800-789-8648 if you prefer working with someone on the inquiry. Remember to submit all of your documents when you initiate the title loan process. Once these are presented and ready to go, a loan agent can respond with approval status. If you’re approved for a title loan, you can get instant money!3


Where Can I Get Title Loans Serviced by LoanMart in Louisiana?

Because title loans serviced by LoanMart are so innovative, borrowers could receive advantages with the funding process. Title loans serviced by LoanMart allow eligible people to have access to emergency funding without having to travel too far.

And that is why title loans serviced by LoanMart offer a quick and easy funding process at different MoneyGram locations across the state of Louisiana1. No matter where you are in the state, chances are that there will be a MoneyGram location near where you live or along your daily commute.

MoneyGram makes it easy to get the last part of the title loan process completed

Not sure where the closest MoneyGram location is to you? Check out the map below, which features a drop-down list of a few MoneyGram locations throughout the state of Louisiana:


Title Loan Services across the US

Learn now about title loan services and cash options in various states

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All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PT on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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