What are the Requirements for Title Loans in Wausau, Wisconsin?
If you’re living paycheck to paycheck and you’re hit with an unexpected expense, you may be searching for emergency cash to make ends meet. Title loans in Wausau have simple requirements and a streamlined application process! When you need fast cash online, you’ll need to meet the following criteria to get approved for a loan against your car:1
- Age Requirement: In order to borrow against your car’s value, you’ll need to meet the age requirement, meaning you must be at least 18 years old to submit a loan application as a resident of Wausau or nearby cities like Sun Prairie and Sheboygan. A valid, government-issued photo ID, like a Wisconsin driver’s license or U.S. passport, is required to verify your identity and age.
- Vehicle Requirements: Having a perfect credit score is not required to get a title loan, but you will need to have a title to an eligible car or truck in your name to receive approval for emergency funding. Vehicles that are eligible for funding can be of various makes, models, and years. However, the vehicle needs to have sufficient value to be eligible as collateral for a title loan in Wausau, Wisconsin. Use LoanMart’s online calculator to learn more about your vehicle’s title loan value!1
- Document Requirements: Besides having a car title in your name and proof of identity, there are several documents you must submit to verify your information. Proof of income and residence, along with recent photos of your vehicle, can be submitted with the rest of your paperwork. You have the option to upload everything online to the web portal or send your documents to a LoanMart loan officer via email or text message.
Are you wondering if you can meet the requirements for a loan against your car? Call 855-422-7412 to speak with a loan officer today to learn more about the application process! You can answer a few questions about yourself and your vehicle online to instantly discover if you are prequalified for a Wisconsin title loan.1
Can You Get Online Title Loans in Wausau Without Showing the Car?
Your vehicle’s value plays an important role during your application for a Wausau title loan. As mentioned above, you don’t need a brand-new vehicle to qualify for a title loan, but your car must have positive equity. In order for the title lender or loan servicer to verify the value of your vehicle, you must display your car at some point during your application. While you can’t get online title loans in Wausau without showing the vehicle, your car’s value can be virtually appraised when applying for title loans serviced by LoanMart!1
To complete this step in the application process, you will need to take and submit the following photos of your vehicle:
- Front, Sides, and Rear of the Vehicle
- Interior of the Vehicle, Including the Odometer Reading
- Vehicle Identification Number (VIN)
Send or upload the pictures of your vehicle with the rest of your paperwork through one of the available submission methods! If you have any questions about how to take the photos, a title loan agent will be happy to assist you. Call 855-422-7412 to start your application or apply online now!1
Can You Get Title Loans in Wausau, Wisconsin, With Bad Credit?
If your financial situation changed due to job loss or another unfortunate event, you may have missed payments on your credit cards. Missing payments and increasing your overall credit utilization will negatively impact your credit score, making it harder for you to get approved for new credit in the future.
While you may not be able to qualify for a traditional bank loan with bad credit, car title loans in Wausau can be a different story. When you take out a title loan, you will use your car’s title as collateral for the loan, and the application process can be a lot more flexible than traditional bank loans! Although you may not be able to find car title loans with no credit check in Wausau, Wisconsin, you can still be approved for funding with a bad credit score.1
If you meet the loan requirements and submit the correct paperwork during your loan request, you can access up to $15,000 through a title loan serviced by LoanMart! Don’t wait to fix your tough financial situation. Call the toll-free number now or apply online today!1 If you are eligible for funding, you can get your money in as little as 24 hours.3
How Can You Find the Best Title Loans in Wausau, Wisconsin?
Finding the best title loans in Wausau can seem complicated because there are different available options, which can be overwhelming if you don’t know what to look for when choosing a lender or loan servicer. Before you submit an application for a loan against your car, consider the following:
- The Lender’s Reputation: The reputation of the title loan company you want to work with matters, so ensure that you check websites like the Better Business Bureau and Trustpilot to see recent customer reviews. You’ll be able to learn more about the positive and potentially negative interactions that consumers have posted about.
- The Loan Terms: The terms of the loan will impact your repayment experience, so it is important to compare your options in order to get the most optimal interest rate and repayment schedule available to you. When reviewing a loan agreement, check out the loan’s interest rate, the Annual Percentage Rate (APR), the amount of time you have to repay the loan, and see if there are any prepayment penalty clauses.
- Customer Service: No one wants to speak to a rude customer service representative. When applying for a loan, pay close attention to how the loan agents interact with you and their knowledge of the application process. You want to work with a lender or loan servicer that has helpful and experienced loan officers.
If you apply for an auto title loan serviced by LoanMart, you can expect flexible loan terms and competitive interest rates, along with helpful loan officers who are available for extended hours to walk you through your loan request!1 There are no prepayment penalties or balloon payments during the repayment process, and you’ll have access to convenient payment methods.5
Apply for Fast Personal Title Loans in Wausau, WI
When you’re facing a financial emergency, accessing a fast and convenient loan application can be a lifeline.1 If you are eligible for a title loan serviced by LoanMart, you’ll be able to receive your funding in as little as 24 hours!3
Below are the simple steps to apply for the financial help you need through personal title loans in Wausau, WI:
- Answer a Few Questions Online or Call the Toll-Free Number to Get Started
- Submit the Necessary Paperwork
- Sign Your Loan Contract and Receive Your Money Via Direct Deposit As Soon As the Next Business Day!1 3
Why wait to get started? If you have unexpected expenses and you can’t make ends meet, apply for car title loans in Wausau serviced by LoanMart today. Start your application online at your convenience or call one of our loan officers today!1
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Locations Near Wausau, Wisconsin
LoanMart is proud to help people all over the United States, including Wausau, Wisconsin and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:
Nearby States by Wisconsin That Offer A Title Loan Serviced by LoanMart
LoanMart is proud to help people all over the United States, including Wausau, Wisconsin and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:
