Understanding What a ChoiceCash Title Loan Is

A ChoiceCash Title Loan is a type of loan that has been designed to be even more flexible and convenient than other title loans. Due to this, nearly anyone could be approved1.

The approval process for a ChoiceCash Title Loan requires that a person use their vehicle’s title as collateral. For that reason, credit history is not heavily looked at during the approval process.

Applying for a ChoiceCash Title Loan can be done over the phone or online through the website. The inquiry form will ask some personal questions about a person’s background, their vehicle, and their finances. The inquiry form could be submitted in as little as 5 minutes, and upon approval, a person could be funded within just 24 hours1.

Though even better than all of that is how a borrower is able to take out a ChoiceCash Title Loan and still keep driving their car as they make their timely monthly payments!

The Advantages of a ChoiceCash Title Loan in Reidland

Although ChoiceCash Title Loans can be obtained quite easily, they also offer other advantages as well, like:

Lower Monthly Payments

Often, lenders have monthly payments that can be quite high. This can make repaying a loan a bit difficult for some. But those who take out a ChoiceCash Title Loan don’t have to worry about large monthly payments. This is because ChoiceCash Loans have small monthly payments compared to many other lenders, and those payments could keep getting smaller for the duration of the loan if a borrower keeps up on their loan payments2.

As payments are made on time each month, the amount a person owes will continue to decrease2. Therefore, by the time someone makes their last loan payment, they could be paying half of what their first payment was.

Longer Loan Terms

Most title loans also have short loan terms, meaning that loans generally need to be paid back within about 30 days. Since ChoiceCash Title Loans are designed to help people, their term lengths could extend up to three years3 – making repayment that much easier.

Zero Hidden Fees

Hidden fees are often attached to loans but hidden in the fine print of the loan agreement. These fees can take the form of balloon payments or pre-payment penalties. While these fees will benefit loan companies, they can be a bit of an annoyance for the borrower.

That’s why ChoiceCash Title Loans have no hidden fees! There’s only honesty and transparency throughout the loan process.

Borrowing More Funds for Expenses

Generally, most loan companies won’t allow borrowers to access more funds until the first loan is completely paid back. But ChoiceCash Title Loans were designed to help people, and as such a qualified borrower could apply for more funds if they need them.

MoneyGram in Reidland, Kentucky Has Your Approved Loan Funds

After a person has been approved for a ChoiceCash Title Loan, they can then easily pick up their funds from their nearest MoneyGram location.