Car Title Loans in Nebraska

How Do Title Loans Work in Nebraska?

If you live in Nebraska and are facing a sudden cash crunch, don’t despair! Title loans in Nebraska could be one of the solutions to get you the cash you need fast and without hassle. With a Nebraska auto title loan, you can use your car’s title as collateral for the loan and unlock emergency cash!^{1 3}

In order to obtain loan approval and access the quick funding you need, you will need to meet the following loan requirements:¹

1. Be of Legal Age to Apply for a Title Loan in Nebraska
2. Be Able to Provide Proof of Your Ability to Repay a Nebraska Title Loan
3. Have the Nebraska-Issued Title to a Qualifying Car or Truck in Your Name

Whether you’re looking for fast cash in Omaha, Lincoln or Grand Island, using your car or truck title can allow you to access cash quickly and conveniently.¹

If you are eligible for an online title loan in Nebraska, a title loan lender will place a lien on your car’s title once the loan is funded. This lien will remain in place until your loan is paid in full, but you will be able to drive your vehicle throughout the repayment period. Just make sure to pay your loan on time each month!

Got any questions about applying for online title loans in Nebraska? Give LoanMart a call at 855-422-7412. Our experienced title loan agents have seen it all and are ready to walk you through your loan request!¹

Does Nebraska Allow Title Loans and Title Pawns?

It is important to understand that the terms title loan and title pawn are sometimes used interchangeably, but they are not necessarily the same. If you apply for a title pawn with a pawnbroker in Nebraska, your vehicle may be stored at their shop or storage lot until your debt is fully repaid. With a title loan in Nebraska, the borrower is allowed to maintain access to their vehicle as long as they keep up with their loan payments.

Can I Get An Instant Approval When I Apply?

Although you can conveniently apply for a vehicle title loan online or over the phone, you likely will not be able to find a lender who offers title loans with instant approval in Nebraska. Whether you are applying for a title loan or a personal loan, a reputable lender will need to verify your information and conduct a credit check during your application. This is done to review your financial history, verify your identity, and determine your ability to repay the loan. That’s also why you can’t find title loans with no credit check in Nebraska!

Working with a reputable lender is advantageous, and although you can’t get instant online title loans in Nebraska, you can apply for a title loan serviced by LoanMart online and find out if you are eligible for same day pre-approval!^{1 3}

What Do I Need to Get Title Loans in Nebraska?

Although applying for title loans in Nebraska can be simple and convenient, you will be asked to submit a few documents to verify your income, age, and identity, as well as other loan application information.¹

Here’s a short list of the documents you can expect to need in order to obtain title loan approval as a Nebraska resident:¹

• Nebraska Car Title in Your Name: If you want to borrow against the value of your vehicle through a title loan, you must submit a qualifying car title during your application. The title needs to be in your name. If you have misplaced your current title, you will need to head to your local Department of Motor Vehicles office and request a duplicate title.
• A Valid, Government-Issued Photo ID Card: Nebraska driver’s licenses, state identification cards, and passports are the most common forms of identification submitted by applicants. Make sure your ID is not expired!
• Recent Photos of Your Vehicle: Take pictures of your car in clear lighting and submit them during your application. You’ll be expected to submit photos of all sides of your vehicle, as well as its VIN (Vehicle Identification Number) and odometer reading.
• Proof of Your Income: While you are not required to have a traditional job in order to apply for a Nebraska title loan, you must provide proof of your ability to repay the loan. Your loan amount is largely determined by your income and the value of your car! Upload recent bank statements, pay stubs, or proof of alternative income during your application.¹
• Proof of Current Residence in Nebraska: If you have any recent utility bills, bank / credit card statements, or lease agreements on hand, you can upload them online to prove your current address in Nebraska.

How Do I Get Title Loans Online with No Store Visit in Nebraska?

Are you searching for title loans online with no store visit in Nebraska? Applying for the cash you need doesn’t have to be complicated! You’ll be able to apply for a title loan online or over the phone in Nebraska. To apply over the phone, call LoanMart at 855-422-7412 to get started!¹

Take a closer look at the three-step application process you will need to complete to find out if you are eligible for quick funding:^{1 3}

1. Call Us or Apply Online: Conveniently submit your loan application online or over the phone with a LoanMart title loan agent today! It takes just a few minutes to find out if you are prequalified for emergency cash. Apply online or dial 855-422-7412!^{1 3}
2. Upload a Few Documents: Once you are initially approved, you will be asked to submit the required paperwork to verify your application information.¹ Upload your documents online, send them through a text message, or email them to a title loan agent. Additionally, during this step, you will need to complete a vehicle inspection. Getting title loans with no inspection in Nebraska is impossible, but with LoanMart, there is no need to drive to a store. You can complete a virtual vehicle inspection with your smartphone or computer! As previously stated, your vehicle will need to be photographed during your loan application. These photos will be used to determine the market value of your car and its overall condition, and a title loan agent will review them, along with your other documents. After your documents have been received and verified for completeness, you can move on to the next step of your application.
3. Get Your Fast Money: Upon final approval, you can discuss your loan terms with your title loan agent and learn more about the repayment process.¹ Once you sign your electronic loan agreement, you can get your funds via direct deposit or pick up your cash at a participating money transfer location near you in Nebraska. Another option is to have a check mailed to your current address. If you are eligible for a car title loan serviced by LoanMart in Nebraska, you can get your funds in as little as one business day!^{1 3}

How Do I Get Title Loans With Bad Credit in Nebraska?

Do you have a credit score under 600? If the answer is yes, then you have a “bad” credit score. Having a low credit score can make it more difficult for you to borrow money from some financial institution, especially banks. It can also affect your ability to get a job, especially if you are looking for a job with financial duties.

Getting title loans with bad credit in Nebraska is feasible as long as you can provide the previously mentioned documents and meet the title lender’s underwriting criteria!¹

Due to the fact that title loans are secured loans, the application process is much more flexible in comparison to unsecured loan options. Finding title loans with bad credit can be simple! If you have any questions about applying for title loans with bad credit in Nebraska, visit our FAQ page or give us a call at 855-422-7412.¹

Where Can I Apply for Title Loans Near Me in Nebraska?

If you live in a household with internet access in Nebraska, you can use your smartphone or computer to submit an application for a title loan near you! There is no store visit required to find out if you are eligible for the financial help you need.¹

You can use LoanMart’s online title loan calculator to get a loan quote with no obligation today. Here’s a list of the information you will need to submit into the online form:¹

1. The Make, Model, and Style of Your Car
2. The Year of Your Vehicle
3. Your Current State of Residence

How to Repay Your Title Loan Serviced by LoanMart in Nebraska

While you might not give much thought to how you can make payments on your title loan when you apply, it’s good to know that with Nebraska title loans serviced by LoanMart, you have a variety of convenient payment options available. Many residents of the Cornhusker State are making payments electronically, either by signing up for recurring ACH payments or paying online through the customer portal or LoanMart app! Borrowers who prefer to make payments the old fashioned way can do so by making payments at several participating money transfer locations throughout the state, including MongeyGram locations.

In order to provide even further assistance and convenience for customers based in Nebraska, below is a map as well as list of a few MoneyGram locations in Nebraska. However, there are several more MoneyGram locations throughout the entire state of Nebraska.

Demographic and Financial Statistics for Nebraska

The below table provides some of the key income, loan and financial statistics for Nebraska, which are intended to give you a better understanding of how your financial circumstances compare to other Nebraska residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

What Places in Nebraska Can I Get a Title Loan Serviced By LoanMart?