Sometimes life hands you lemons in the form of unexpected bills. Medical emergencies, vet emergencies, and other types of last-minute catastrophes can wreak havoc with your finances. When you’re looking for money to help keep your financial harmony in check, tile loans may help. Applying for a title loan in Cleveland may have never been so simple1!
Some Ohio lenders will only loan to those who meet their restrictive ideals but Title Loans serviced by LoanMart won’t judge you on any financial hardships you’ve been through in the past. The easy online process is the best way to apply for title loans in Cleveland, Ohio. Worried you won’t qualify because of low or bad credit?
Title loans might be able to help, no matter what your credit score is. To start the title loan process Title Loans serviced by LoanMart needs proof of ownership of your vehicle, proof of a consistent income, and your car title.
No, you don’t! You used to need to produce a paycheck during the process of applying for a title loan. But getting approved for a title loan in Cleveland is much easier now. You may be wondering what a confirmable source of income is. It can include:
- Paycheck Stub(s)
- Bank Statements
- Government Award Letters
- PayPal Transaction History
- Documentation of Legitimate Claimable Income
Applying for a title loan can be a tedious process. First you have to do your research and find a company that is willing to give you a loan. Then you have to go down to the company in person and fill out an application. Then you have to wait while a loan representative goes over your application, approves it, and figures out how to get your funds to you.
Simply answer the questions on the online inquiry form, submit the form, and a loan agent will then review your information and verify if your vehicle is pre-approved. Once you have been approved, you can choose how you want to receive your funds. Still confused about the process? Call at 440-613-8330 or use the online tools to reach out.
By filling out the online loan application! There’s no need to leave your home or office. Apply directly from your phone or computer. Our process ensures you are able to receive your approved money as quickly and easily as possible1.
If at any point during the application process you have questions or concerns, feel free to reach out to a loan representative who can answer all of your questions at 440-613-8330.
Looking for more specifics about the application process for title loans in Cleveland, Ohio? It’s three simple steps!
- Step One: Fill out the pre-qualification form to share more information about you and your vehicle. Depending on your answers, your car could possibly even receive pre-qualification on the spot1.
- Step Two: Keep your phone close by because a loan agent will be in contact shortly to get even more information from you such as a form of government issued photo ID, verification of income, and your car title. You will then be told where to send these documents.
- Step Three: After you’ve been approved, you’ll sign your loan agreement and then select how you would like to get your cash. Your funds can be added to your account via direct deposit if you so choose.
After all three steps have been completed, you will receive your approved funds and get on with the rest of your life.
- Government Issued Photo Identification– A state-issued ID, a driver’s license, or a current passport.
- Verification of Adress– A recent bill, a lease, a mortgage title, or a voter registration card.
- Verification of Income: A recent pay stub, a bank statement, or another official document to verify how you support yourself financially.
- Pictures of Your Vehicle: We usually ask for pictures of all visible sides of your car, your odometer, and VIN.
- Your Car’s Title: The title must be in your name and valid.
- Four References: Please provide four different references and keep in mind that Title Loans serviced by LoanMart accepts both professional and personal references.
Once you have submitted all of the necessary documents, the title loan process can move along quickly. But rest assured that if Title Loans serviced by LoanMart needs anything else from you, your loan agent will let you know.
The process can vary based on a variety of factors but a few applicants have been able to receive their loan within one business day after applying1! Occasionally, some customers even receive their cash the same day they apply 1.
When weighing if a title loan is the best option for you, it’s important to be honest with yourself about if you’ll be able to make your loan payment on time every month. If you don’t think you can, you may want to look elsewhere for help getting the funds you need. If you do decide a monthly payment won’t be an issue, please be aware that if at any time you cannot fulfill the terms of your loan, you may be at risk of repossession.
This means your vehicle could potentially be sold at auction.
If you think you won’t be able to make your scheduled payment, please reach out and contact as soon as possible at 440-613-8330. Title Loans serviced by LoanMart may be able to provide loan options, if available, to help you keep possession of your car.
Once your application has been approved by Title Loans serviced by LoanMart, you can choose how you would like to receive your funds.
- Through a Bank –Provide your routing and account numbers and the money will be wired to your account. Each bank differs in their payment process, however, which means you may not receive your funds in a timely manner, depending on the bank you use.
- With a Check –Title Loans serviced by LoanMart will happily issue you a check to cash at your bank or any other check cashing service.
- With MoneyGram– Our most popular and quickest option, simply stop at any participating MoneyGram location in Cleveland to retrieve your funds.
Choosing MoneyGram to get your money means that you can pick up your funds at an assortment of convenient locations around the city. After choosing your preferred location, provide the transaction number given to you by your loan representative and a photo ID. You can find a MoneyGram in the following Cleveland stores:
- Other participating locations
Your financial dreams don’t have to start someday. Start them today by applying for a Title Loan that might help you live the life you’re destined to live by clicking here1. Potentially receive your approved funds in as little as one business day with a title loan in Cleveland, OH1.