ChoiceCash Title Loans in Washington, D.C.

Washington, D.C. is the capitol of the United States, and is home to some of the most iconic federal government buildings in the country. Some of these buildings include the White House and the Supreme Court, which are part of the three branches of government. The United States Treasury also resides in Washington, D.C., and helps manage financial revenue within the country.

While government plays a huge role in what makes Washington, D.C. incredibly historic and important, a new financial frontier has been introduced to this city. ChoiceCash Title Loans serviced by LoanMart is now available to residents within this historic territory and introduces new financial benefits1. This funding option could alleviate any financial insecurity for qualified residents within the District of Columbia.

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What is a ChoiceCash Title Loan Serviced by LoanMart?

A title loan can be referred to by many names, such as a pink slip loan, an auto equity loan, or an auto collateral loan. Regardless of the name, the function of the loan remains the same. A ChoiceCash Title Loan is a unique form of lending that relies on the equity of your vehicle to secure the loan.

If you have a paid off vehicle in your name, you can use the car title as collateral to secure a loan1. This form of unique lending can be beneficial to those who are not as confident with their credit history, as loan eligibility will rely more on the equity of the vehicle and the borrower’s ability to repay the loan instead of the borrower’s credit.

How to Get a ChoiceCash Title Loan in Kansas

man holding money fanned out

What can be really beneficial to residents in the District of Columbia is that the process for loan approval through a ChoiceCash Title Loan can be easy1. For convenience, getting your emergency funding can be simplified even further by following just three simple steps:

First Step: Place a Loan Inquiry

A great benefit of choosing ChoiceCash Title Loans for funding in Washington, D.C. is the ability to start a loan inquiry completely online. This can be a huge convenience, especially for those that have no time to wait in line at a bank. Filling out a loan inquiry online can take mere minutes, during which you will be asked basic information about your car to help determine if you are eligible.

Second Step: The Right Documents

In order to further determine your eligibility, there are a few documents you will need to have handy in order to fully qualify for the funding you need.

While these documents can vary state by state, residents of the District of Columbia will need:

  • A current government issued photo ID
  • Proof of income (bank statement, paystub, pension statement, disability payments, etc.)
  • Proof of residency (utility bill, voter registration card, etc.)
  • Qualifying car title in your name
  • Various photos of the vehicle in bright light

These documents can help determine a borrower’s eligibility, and get them the right loan terms for their financial situation1. Once the required documents are sent in and verified, a loan agent can then give you details about your potential loan amount and repayment terms.

Third Step: Get Your Approved Funding

Once you have reviewed your loan terms with the agent, the loan contract will be drawn up and can sign to receive your funding in less than one business day1!

With ChoiceCash Title Loans in Washington, D.C., there are a multitude of funding options to pick from. For residents, you can choose between:

  • Direct Deposit
  • Receiving a Check in The Mail
  • Getting a Money Transfer
  • Visiting Your Closest MoneyGram Location

If you find yourself with any additional questions about the ChoiceCash Title Loan process, a loan agent can be contacted toll-free at 1-855-914-2945.

What Will Customer Service Look Like with ChoiceCash Title Loans?

With ChoiceCash Title Loans, honesty and transparency are two essential aspects of lending. Unlike other title loan options, ChoiceCash Title Loans are compassionate about helping the borrower and building a relationship.

Here’s what you can expect when getting a ChoiceCash Title Loan in Washington, D.C.:

Longer Hours to Work with Your Schedule

At ChoiceCash Title Loans, loan agents are available beyond the traditional 9 to 5 business hours. No matter what question you have or problem that needs addressing, a loan agent will be happy to help. Loan agents are conveniently available over the phone or through email for your convenience!

Care and Compassion

With ChoiceCash Title Loans, you can expect the upmost quality and care with handling your loan. At ChoiceCash Title Loans, borrowers can expect superiority when it comes to customer service. Unlike many other financers, ChoiceCash Title Loans will try to make the transactional relationship as enjoyable as possible.

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Can a Borrower with Bad Credit Still Get a ChoiceCash Title Loan?

If you have found yourself in a bad financial situation or stuck with bad credit history, you may feel like you have no options. While other forms of traditional lending may turn you down for a loan, ChoiceCash Title Loans help people from all different financial backgrounds get approval for a loan1.

This is due in part to flexible eligibility requirements that do not rely solely on the inquirer’s credit in order to receive approval.

The qualifying factors for a ChoiceCash Title Loan include the following:

The Borrower’s Income

One of the most important factor in the eligibility process for a title loan is proving your ability to repay the loan. Your monthly income will essentially determine your repayment terms and if you are eligible to take out a ChoiceCash Title Loan in Washington, D.C.

The Value of the Vehicle

Another important aspect of the eligibility process is the equity of the vehicle. As the vehicle’s title is used to secure the loan, the equity and value of the car helps determine how much the loan may be worth1.

Why Choose ChoiceCash Title Loans for Lending in Washington, D.C.?

the presidential white house

Choosing the right loan to aid your financial situation is the most important step toward acquiring financial freedom. With superior benefits and affordable terms, ChoiceCash Title Loans are one of the best funding options for residents in the District of Columbia.

Some of the ways that ChoiceCash Title Loans can be beneficial to borrowers include:

What separates ChoiceCash Title Loans from other loan options? The answer is highly competitive interest rates right from the start! When comparing title loan options, one of the most important factors to consider is how high the interest rates are. Higher interest rates can cost you more money in the long run and can be financially devastating.

As a result of using collateral to secure the loan, there are certain rewards available through ChoiceCash Title Loans. One of these rewards comes from simply from paying your loan on time! As you repay your loan, the interest rate and monthly payment amount could decrease each month2! By the time you would make your last loan payment, you could be paying half of what you started paying! This is an innovative perk of choosing ChoiceCash Title Loans!

Throughout the entire loan process, ChoiceCash Title Loans can offer unmatched flexibility. With ChoiceCash Title Loans, eligible borrowers can expect flexible terms that suit their financial situation.

Many loan providers have hidden fees in the fine print, which can burden the borrower and make the repayment process difficult. Fortunately for ChoiceCash Title Loan borrowers, there are no hidden fees to stress over!

What Will Repayment of a ChoiceCash Title Loan Look Like?

man holding out credit card

If you are interested in pursuing a ChoiceCash Title Loan in Washington, D.C., you may be wondering what the repayment process looks like. After receiving approval for a loan, your loan terms will be discussed, and a suitable repayment plan will be decided.

When repaying a loan, you could choose to pay through any of the following methods:

  • Pay By Phone
  • Visit a Payment Location
  • Pay with an Automatic Electronic Payment
  • Mail Your Payment
  • Pay Online Through Your Account

The payment will be due on the same day every month.

Another beneficial aspect of choosing ChoiceCash Title Loans for funding is the ability to receive extended repayment terms that last up to three years3! This allows borrowers to pay back the loan at their preferred pace!

What Can I Use My ChoiceCash Title Loan Funding for in Washington, D.C.?

Financial hardships are experienced by almost everyone at some point in their life. With ChoiceCash Title Loans in Washington, D.C., funding can be used for a variety of financial emergencies.

Some common ways that ChoiceCash Title Loan funding has been used includes:

Veterinarian Bills

When a beloved pet becomes sick and needs emergency medical treatment, the cost can be very expensive. A lot of people have trouble paying for emergency veterinarian care out of pocket. When this type of bill comes up, turn to a ChoiceCash Title Loan for funding.1

Home Repairs

Any homeowner can attest that owning a home is an expensive investment. Regular maintenance and repairs are constantly an issue, and those expenses can add on quickly. Whether it is faulty plumbing or a leaky roof, using a ChoiceCash Title Loan could help you get the funding you need.

Debt Relief

Many Americans find themselves in way over their head with financial debt. One way to combat debt can be with a ChoiceCash Title Loan1. By using title loan funding to pay off your various debts, you could end up with only one bill to worry about.

Emergency Travel

Emergency travel can be expensive, as airports will generally hike up prices for last minute airplane tickets. If an emergency travel expense is necessary, ChoiceCash Title Loans may be able to fund it1.

Funeral Expenses

When a loved one passes, the financial cost can be devastating. Funerals can average around $9,000, which can be more than most people have in their savings. Individuals who have found themselves struggling financially in Washington, D.C. have turned to ChoiceCash Title Loans to help alleviate some of those costly expenses.

What Will I Need to Qualify for a ChoiceCash Title Loan in Washington, D.C.?

cellphone next to laptop and notebook on wooden desk

Another benefit of ChoiceCash Title Loans is the ability to easily qualify for a loan1. In order to initially qualify for a ChoiceCash Title Loan, you will need to:

  • Be 18 Years of Age or Older
  • Have a Steady Income
  • Own a Vehicle In Your Name

Keep in mind that in order to be deemed eligible for a ChoiceCash Title Loan, you will need to have a qualifying car to use as collateral. If you have a qualifying car, you will also need to be able to prove you have the ability to repay the loan by showing proof of income.

Can I Get a ChoiceCash Title Loan Online?

woman holding phone in front of laptop

Most loan options require that you visit the financial institution in person, like a credit union or bank. Other loan options only allow you to do the initial steps of the inquiry online, which can be inconvenient if you are a busy person.

With ChoiceCash Title Loans serviced by LoanMart, the process can be completed entirely online! Through ChoiceCash Title Loans, you are able to apply completely online, without having to ever visit a participating store!

What If I Default on My ChoiceCash Title Loan?

If you experience unforeseen financial hardship, such as a job loss or injury at work, the fear of default may plague you. But not to worry, all you must do is keep open communication with your loan agent so that a solution can be reached.

With ChoiceCash Title Loans, repossession is kept as the absolute last resort. Financial hardship can happen to anyone indiscriminately, and if you cannot keep making your monthly loan payments, there are options available for you to take advantage of, such as refinancing1.

If you have found yourself facing default on your loan, one option is to refinance your title loan1. Refinancing would mean potentially lowering your monthly payments or extending your repayment term. Refinancing could help you acquire terms that work better for your new financial situation!

Can I Refinance My ChoiceCash Title Loan in the District of Columbia?

When you have found yourself falling behind on payments, it can be scary, as you could default on your loan. Individuals who default on their loan could face the risk of having their car repossessed, which can lead to even more issues for the borrower. Fortunately, with ChoiceCash Title Loans, compassionate lending is to be expected, which means repossession is held as the last resort.

By communicating any financial hardships with ChoiceCash Title Loans, you and your loan agent could come up with a solution that works best for both parties, such as refinancing1.

The refinance process simply involves taking out another loan to help repay the balance of the current loan. By doing this, you could end up with a new loan that offers repayment terms that work with your new financial situation1.

Some advantages of refinancing a title loan include:

Save Extra Money

One of the most common reasons that borrowers choose to refinance is to save money. If a borrower cannot afford to keep up with the current payment schedule, refinancing can potentially be the solution. Refinancing can help borrowers save money by lowering the interest rates of a loan, which could potentially mean lower monthly payments.

Get a Better Loan

Financial situations can change, and it can be beneficial to refinance a title loan to acquire terms that work with you not against you. Save yourself from a financial headache by refinancing in Washington, D.C. 1!

Can I Keep Driving My Car With a ChoiceCash Title Loan?

dog riding in passenger side of car

With ChoiceCash Title Loans in Washington, D.C., one of the perks is being able to keep driving during the repayment process! This is a great convenience, as it can mean you don’t have to rely on ridesharing apps or friends to get you where you need to go in Washington, D.C.

Why Were ChoiceCash Title Loans Created?

man and woman shaking hands

The creation of ChoiceCash Title Loans came about simply because individuals needed a better funding option for financial emergencies. With ChoiceCash Title Loans, obtaining funds is easier than ever, even for those that may have bad credit in Washington, D.C.1

ChoiceCash Title Loans provide borrowers with the following:


ChoiceCash Title Loans may be able to offer a funding solution to those that may have a hard time acquiring traditional funding in Washington, D.C. due to bad credit1. While some other traditional loans heavily base eligibility on credit, ChoiceCash Title Loans focus more on one’s ability to repay and the equity in their car.

Extra Rewards

For borrowers that continually make on time payments, there are tons of rewards available. Diligent borrowers could receive interest rates and monthly payments that get lower every single month2!

Great Customer Service

On top of being a flexible loan option, ChoiceCash Title Loans also offer exceptional customer service. One of the ways that ChoiceCash Title Loans set themselves apart from other loan options is by providing transparency and clear communication throughout the lending process.

Where Can I Get a ChoiceCash Title Loan in Washington, D.C.?

ChoiceCash Title Loans is a new and innovative loan for residents in Washington, D.C. to inquire about. One of the benefits of ChoiceCash Title Loans is the ability to complete the entire process online right from home!

Qualified borrowers can choose how they would like to receive their money. One convenient method is to simply visit a nearby MoneyGram location in Washington, D.C.

Below is an informative map of all the various MoneyGram locations in Washington D.C. for residents to visit. There are also additional location details below for a few stores.