Can I Get a Loan to Steam Clean My Carpets?

 
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Can I Get a Loan to Steam Clean My Carpets?

Prepping your house to put it on the market takes quite a bit of work. You want your home to be in the best shape possible so you can sell it at the highest price. And sometimes to do that, you need to invest not only time and energy, but money too.

Cleaning and staging a home to make the biggest profit possible can take some serious cash. One of the most important things you may need to take care of are the carpets. If your carpets are in good enough shape that they don’t need to be replaced, you may be able to just focus on a deep clean. It is highly suggested that homeowners clean their carpets before trying to sell their home. If you are in a tight spot financially, you may feel overwhelmed by having to figure out how to pay for steam cleaning.

LoanMart is here to help explain why deep cleaning may be necessary, whether dry carpet cleaning or steam cleaning is better, how much steam cleaning costs, and how we may be able to help you cover the costs with some emergency funding1.

Why Deep Cleaning is Necessary

There is a whole myriad of reasons as to why it’s a good idea to deep clean the carpets in your house.

Here are just a few reasons why deep cleaning may be necessary before putting your home on the market:

  1. Appearance

When carpets are old or haven’t been cleaned in a while, they make the whole room look worse. Stains draw the eyes of potential buyers. The carpet looks dark and unattractive. Vacuuming or shampooing the carpet will only address surface issues and will not make it look brighter or brand new like a deep clean will.

  1. Odor

All kinds of smells and odors hide inside your carpet fibers. Even if you, by living there, have become desensitized to them, the people touring your home at an open house could pick up on them right away. The only way to remove them completely may be to do a carpet deep clean.

  1. Health/Comfort

Potential buyers who suffer from upper respiratory conditions, asthma, or allergies could be triggered by carpets that not have been deep cleaned. When you get your home carpet steam cleaned, you will remove allergens and dust that could be harmful.

  1. Move-In Ready

Some buyers are looking for a place that is ready to move in right away. When a home is thoroughly and deeply cleaned, it gives an air of readiness that many potential buyers love.

Dry Carpet Cleaning VS Steam Cleaning Methods

The steam cleaning method uses water heated to a high temperature with shampoo, while dry carpet cleaning uses various chemical solutions to remove dirt and stains from your carpet. Some major differences include how long it may take to dry and how many chemicals your home may be exposed to in the process.

For those worried about chemical exposure or lingering odors from the solutions, steam cleaning may be the best direction to go. But it all comes down to what works best for your particular needs!

How Much Does Steam Cleaning Cost?

Steam cleaning carpets is a service that is usually charged by either room or square footage. On average, steam cleaning costs somewhere between $40 and $70 per room. However, if you have a large house that needs to be entirely steam cleaned, the costs could be upwards of $550.

Can LoanMart Help Ready Your House for Sale?

If you need some funding in order to pay for steam cleaning for your carpets, an auto title loan with LoanMart may be the perfect option for you1! Auto title loans are secured loans that utilize the title of your vehicle as collateral.

The fact that auto title loans are secured can be super handy for individuals with bad credit. The main qualifying factors for approval are the equity in your car and your ability to repay the loan1.

If you think an auto title loan may be a great way for you to cover the costs of steam cleaning your carpets, then fill out this online inquiry form to get started! Or if you have any additional questions, do not hesitate to contact us at (855) 277-4847.

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART

California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Loan approval is subject to meeting the lenders credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

Loans for Delaware, District of Columbia, Florida, Illinois, Indiana, Kansas, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

Questions? Customersupport@800loanmart.com or call 855-399-2261.