How do I qualify for a loan?

To qualify for a loan, there are several things in one’s financial history that must be considered by the lender before deciding to give that loan to a potential borrower. Because someone is basically giving customers borrowed money and expect them...

What are the different processes for getting a loan?

Once someone qualifies for a loan, there’s still a few things that need to be done when getting a loan. Looking at the different loans, as well as the different processes of loans helps make a potential borrower a more educated one that understands...

What type of collateral is used for personal loans?

Are you considering a personal loan to resolve a sudden financial emergency or pay for some other expense? You may already know that secured loans provide borrowers with many advantages over unsecured loans, but do you know what you can use to secure...

Where can I get a no-hassle title loan?

Many title loan lenders can give you things like same-day funding or extended hours of operation. However, only larger companies will have the infrastructure necessary for things like a mobile app or being able to provide your money through multiple ...

What is the Best Way to Use a Debit Card?

Debit cards eliminate the need for them because now you can instantly spend money from your checking account and not have to take multiple minutes at the checkout counter to fill out a check. Plus, they have a variety of other abilities too, like bei...

What Are the Different Kinds of Loans?

If you are unsure if there is a loan out there for you and your personal needs though, you happen to be in luck. The following is a list of many of the different kinds of loans out there.

What do I Need to Know about Getting a Loan?

Getting a loan can be a great way to help make an otherwise difficult large purchase go much smoother, and knowing your way around loan-obtaining will in turn make that process smoother too.

What are the Major Pros and Cons of Auto Loans?

When you’re looking for an auto loan, there’ll be all kinds of options for where you can get it from. Dealerships, banks and more can all make you offers on loans, all offering their own pros and cons. So which one is the best one to choose?

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY LOANMART

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

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DISCLOSURES FOR VEHICLE SECURED LOANS MADE BY CAPITAL COMMUNITY BANK

Loans for Delaware, Florida, Illinois, Indiana, Kentucky, Michigan, Mississippi, Oklahoma, Ohio, Oregon, South Dakota, Tennessee, Texas, and Washington residents are made by Capital Community Bank, a Utah chartered bank located in Provo, UT, member FDIC. Loans made by Capital Community Bank will be governed by Utah law and serviced by LoanMart.

All loan applications are subject to meeting Capital Community Bank’s credit criteria, which include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.

Questions? Customersupport@800loanmart.com or call 855-399-2261.