Can I Obtain an Auto Title Loan to Get My Vehicle Out of the Shop?

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Have you recently needed to get some repairs done on your car, but you don’t have enough money to cover the expenses? Have you asked yourself, “Can I obtain an auto title loan to get my vehicle out of the shop?” By getting an auto title loan with LoanMart, you’ll be able use those funds to get your vehicle out of the shop.1

How Auto Title Loans Work

Auto title loans can be a great way to get the money you need when you fall short in a financial emergency. You can use auto title loan funds to pay for many different types of emergencies: medical emergencies, home and car repairs, bills, rent, and many other things you need emergency money for1.

By using your auto title, you can get money based on the equity of your car and your income. If your car has a clear-and-free title and you have proof of income, you’ll be able to use a title loan to get your vehicle out of the shop.

Auto title loans use the title of your car as the collateral of the loan. This means your amount of money isn’t based off your credit history, but rather the value of the car1. This is a type of secured loan that isn’t determined by credit whether you’ll be approved, but by the collateral you are using – in this case, your vehicle’s title.

Using an Auto Title Loan to Get Your Vehicle Out of the Shop

Cars are a necessity in life, especially if you travel a lot because of work or your lifestyle needs. When something happens to our cars, we need to get them fixed immediately- especially if you rely on your vehicle for work. Even if the fix is more than we can handle financially, we find a way to pay for it.

If you don’t have the money to pay for your vehicle repair to get it out of the shop, let LoanMart help you by giving you an auto title loan. In fact, by applying for a title loan with LoanMart, you’ll be able to get your loan in as little as one business day. You can even get it in a few hours if you apply at the right time and have all your important information ready.

Applying for Your Title Loan

With LoanMart, we’ve made our process extremely easy to apply for title loans. If your car is in the shop, that may mean you are without transportation to a LoanMart store. However, LoanMart has several ways for you to apply for your loan entirely online without having to step foot into a participating store.


The first step to getting your title loan is to apply! This is one of the easiest parts of our streamlined application process. You can either apply online, over the phone, or in a store. With our online application, it could take you less than 5 minutes to complete your application! After you submit it, a LoanMart representative will be in contact with you to continue your loan process3.

Submit Your Documents

Your LoanMart representative will contact you about your initial quote for your title loan, and to submit your important documents and pictures of the vehicle. LoanMart doesn’t need to inspect your car in person to give you a title loan1. When you send in your documents, you’ll be able to send the pictures as well. The best part is you can do it all from your phone with our online system. Make sure you send the following documents:

  • Original vehicle title
  • Proof of income
  • Vehicle registration card
  • Proof of residency
  • Proof of auto insurance
  • Valid identification
  • VIN, plate, odometer
  • Pictures of vehicle
  • 4 personal references

Collect Your Funds

After you’ve submitted your documents and pictures for review, your LoanMart representative will be able to give you a more accurate quote on your loan. You will then receive your contract explaining your loan terms, the life of your loan, as well as the interest rate you’ll receive for the loan1. If you apply online, you’ll be able to electronically sign it with our online system.

To receive your money, there are many options with LoanMart. You can collect it at a participating store, a MoneyGram location, or it can be deposited into your bank account.

Benefits of LoanMart

By choosing LoanMart for your title loan needs, you’ll be able to take advantage of all the amazing benefits that LoanMart has to offer. Not only are we one of the leading title loan lenders, but we make sure that our customers are well educated on title loans before they make a choice. We want you to know your options and what you’ll be agreeing to before you sign.

We also have other amazing benefits like:

  • Trained LoanMart representatives
  • Amazing customer service experience
  • Competitive interest rates
  • Lower monthly payments
  • Online system
  • LoanMart App
  • Customizable loan terms

Don’t miss your chance with LoanMart! Get your title loan today so you can get your car out of the shop and back in your home where you can drive it as you please. Even with a title loan, you’ll be able to drive and operate your loan as you normally would! Call us today!

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

All loans will be serviced by LoanMart. See State Disclosures for additional information.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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