Utah Disclosures

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Utah Loan Information

The Annual Percentage Rate (“APR”) for our loans in Utah range from 80% -204% For questions or complaints regarding loans, you may call our customer service at 888-700-2239. If your problem cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may want to call the Department for regulatory relief, if warranted.

Utah residents may contact the Utah State Department of Financial Institutions at 801-538-8830. Residents of other states may contact the regulatory agencies of the state in which they reside.

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5%

  12
Months
Amount Financed
$1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000
APR 80% $726.15 $968.19 $1,210.24 $1,452.29 $1,694.34 $1,936.39 $2,178.44 $2,420.48
90% $827.00 $1,102.67 $1,378.33 $1,654.00 $1,929.67 $2,205.34 $2,481.00 $2,756.67
100% $929.92 $1,239.90 $1,549.87 $1,859.85 $2,169.82 $2,479.80 $2,789.77 $3,099.75
110% $1,034.86 $1,379.81 $1,724.76 $2,069.71 $2,414.66 $2,759.62 $3,104.57 $3,449.52
120% $1,141.74 $1,522.32 $1,902.90 $2,283.48 $2,664.06 $3,044.64 $3,425.22 $3,805.80
130% $1,250.51 $1,667.35 $2,084.19 $2,501.03 $2,917.87 $3,334.71 $3,751.54 $4,168.38
140% $1,361.12 $1,814.83 $2,268.53 $2,722.24 $3,175.95 $3,629.66 $4,083.36 $4,537.07
150% $1,473.50 $1,964.66 $2,455.83 $2,947.00 $3,438.16 $3,929.33 $4,420.49 $4,911.66
160% $1,587.59 $2,116.78 $2,645.98 $3,175.17 $3,704.37 $4,233.56 $4,762.76 $5,291.95
170% $1,703.32 $2,271.10 $2,838.87 $3,406.65 $3,974.42 $4,542.20 $5,109.97 $5,677.75
180% $1,820.65 $2,427.54 $3,034.42 $3,641.31 $4,248.19 $4,855.08 $5,461.96 $6,068.85
190% $1,939.51 $2,586.02 $3,232.52 $3,879.03 $4,525.53 $5,172.04 $5,818.54 $6,465.05
200% $2,059.85 $2,746.46 $3,433.08 $4,119.70 $4,806.31 $5,492.93 $6,179.54 $6,866.16
204% $2,108.38 $2,811.17 $3,513.97 $4,216.76 $4,919.55 $5,622.35 $6,325.14 $7,027.93

 

  24
Months
Amount Financed
$1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000
APR 80% $1,547.53 $2,063.37 $2,579.21 $3,095.06 $3,610.90 $4,126.74 $4,642.58 $5,158.43
90% $1,777.80 $2,370.40 $2,963.00 $3,555.61 $4,148.21 $4,740.81 $5,333.41 $5,926.01
100% $2,014.76 $2,686.35 $3,357.93 $4,029.52 $4,701.11 $5,372.69 $6,044.28 $6,715.87
110% $2,257.92 $3,010.55 $3,763.19 $4,515.83 $5,268.47 $6,021.11 $6,773.75 $7,526.39
120% $2,506.79 $3,342.39 $4,177.99 $5,013.58 $5,849.18 $6,684.78 $7,520.38 $8,355.97
130% $2,760.92 $3,681.23 $4,601.54 $5,521.85 $6,442.15 $7,362.46 $8,282.77 $9,203.08
140% $3,019.86 $4,026.48 $5,033.10 $6,039.72 $7,046.34 $8,052.96 $9,059.58 $10,066.20
150% $3,283.18 $4,377.57 $5,471.96 $6,566.35 $7,660.74 $8,755.13 $9,849.53 $10,943.92
160% $3,550.47 $4,733.95 $5,917.44 $7,100.93 $8,284.42 $9,467.91 $10,651.40 $11,834.88
170% $3,821.35 $5,095.13 $6,368.92 $7,642.70 $8,916.48 $10,190.26 $11,464.05 $12,737.83
180% $4,095.47 $5,460.63 $6,825.79 $8,190.95 $9,556.11 $10,921.26 $12,286.42 $13,651.58
190% $4,372.51 $5,830.02 $7,287.52 $8,745.02 $10,202.53 $11,660.03 $13,117.54 $14,575.04
200% $4,652.16 $6,202.88 $7,753.60 $9,304.32 $10,855.04 $12,405.76 $13,956.48 $15,507.20
204% $4,764.69 $6,352.92 $7,941.15 $9,529.38 $11,117.61 $12,705.84 $14,294.07 $15,882.30

 

  36
Months
Amount Financed
$1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000
APR 80% $2,490.87 $3,321.16 $4,151.45 $4,981.74 $5,812.03 $6,642.32 $7,472.61 $8,302.90
90% $2,873.70 $3,831.60 $4,789.50 $5,747.40 $6,705.30 $7,663.20 $8,621.10 $9,579.00
100% $3,267.19 $4,356.26 $5,445.32 $6,534.39 $7,623.45 $8,712.52 $9,801.58 $10,890.65
110% $3,669.91 $4,893.21 $6,116.51 $7,339.82 $8,563.12 $9,786.42 $11,009.72 $12,233.03
120% $4,080.53 $5,440.70 $6,800.88 $8,161.05 $9,521.23 $10,881.40 $12,241.58 $13,601.75
130% $4,497.86 $5,997.15 $7,496.44 $8,995.73 $10,495.02 $11,994.30 $13,493.59 $14,992.88
140% $4,920.88 $6,561.17 $8,201.46 $9,841.76 $11,482.05 $13,122.34 $14,762.63 $16,402.93
150% $5,348.65 $7,131.54 $8,914.42 $10,697.31 $12,480.19 $14,263.08 $16,045.96 $17,828.85
160% $5,780.40 $7,707.21 $9,634.01 $11,560.81 $13,487.61 $15,414.41 $17,341.21 $19,268.01
170% $6,215.46 $8,287.27  $10,359.09 $12,430.91 $14,502.73 $16,574.55 $18,646.37 $20,718.18
180% $6,653.24 $8,870.98 $11,088.73 $13,306.47 $15,524.22 $17,741.96 $19,959.71 $22,177.45
190% $7,093.27 $9,457.69  $11,822.11 $14,186.53 $16,550.95 $18,915.38 $21,279.80  $23,644.22
200% $7,535.14 $10,046.86  $12,558.57 $15,070.29  $17,582.00 $20,093.72  $22,605.43 $25,117.15
204% $7,712.34  $10,283.11  $12,853.89  $15,424.67  $17,995.45 $20,566.23 $23,137.01 $25,707.78

 

  48
Months
Amount Financed
$1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500 $5,000
APR 80% $3,526.95 $4,702.60 $5,878.25 $7,053.90 $8,229.54 $9,405.19 $10,580.84 $11,756.49
90% $4,073.18  $5,430.91  $6,788.63 $8,146.36 $9,504.09 $10,861.81 $12,219.54 $13,577.27
100% $4,631.52 $6,175.36 $7,719.20 $9,263.04 $10,806.88 $12,350.72 $13,894.56 $15,438.40
110% $5,199.48  $6,932.63 $8,665.79
$10,398.95  $12,132.11 $13,865.27 $15,598.43 $17,331.59
120% $5,774.99  $7,699.98  $9,624.98  $11,549.97  $13,474.97 $15,399.96 $17,324.96 $19,249.96
130% $6,356.37 $8,475.16 $10,593.95 $12,712.74 $14,831.53 $16,950.32  $19,069.11 $21,187.90
140% $6,942.28  $9,256.37  $11,570.47 $13,884.56 $16,198.65  $18,512.75  $20,826.84  $23,140.93
150% $7,531.66 $10,042.21 $12,552.76 $15,063.31 $17,573.86  $20,084.41  $22,594.97  $25,105.52
160% $8,123.67
$10,831.56  $13,539.45  $16,247.34 
$18,955.23  $21,663.12 $24,371.01   $27,078.90
170% $8,717.68 $11,623.57    $14,529.47  $17,435.36  $20,341.25
$23,247.14 $26,153.04 $29,058.93
180% $9,313.20  $12,417.60 $15,521.99 $18,626.39 $21,730.79 $24,835.19 $27,939.59  $31,043.99
190% $9,909.85 $13,213.13 $16,516.41 $19,819.69 $23,122.97 $26,426.26  $29,729.54   $33,032.82
200% $10,507.35 $14,009.79  $17,512.24  $21,014.69  $24,517.14 $28,019.59 $31,522.04 $35,024.48
204% $10,746.53 $14,328.71 $17,910.89 $21,493.07 $25,075.24 $28,657.42 $32,239.60 $35,821.78