How Do Title Loans Work in Nebraska?

According to the Bureau of Labor Statistics, the average weekly wage in Nebraska isĀ $1,154. But if you are still struggling to pay for basic necessitiesĀ like many Americans, donā€™t despair! Title loans in Nebraska could be the solution youā€™ve been searching for to save the day. With a title loan, you will be able to use your carā€™s title as collateral for the loan and unlock emergency cash!1 3

In order to obtain loan approval and access the quick funding you need, you will need to meet the following title loan requirements in Nebraska:1

  1. Be of Legal Age to Apply for a Title Loan in Nebraska
  2. Be Able to Provide Proof of Your Ability to Repay a Nebraska Title Loan
  3. Have a Title to a Qualifying Car or Truck in Your Name

If you are eligible for an online title loan in Nebraska, a title loan lender will place a lien on your carā€™s title once the loan is funded. This lien will remain in place until your loan is paid in full, but you will be able to drive your vehicle throughout the repayment period. Just make sure to pay your loan on time each month!

Got any questions about applying for online title loans in Nebraska? GiveĀ LoanMartĀ a call atĀ 855-422-7412. Our experiencedĀ title loanĀ agents have seen it all and are ready to walk you through your loan request!1

Does Nebraska Allow Title Loans and Title Pawns?

It is important to understand that the terms title loan and title pawn are sometimes used interchangeably, but they are not the same. If you apply for a title pawn in Nebraska with a pawnbroker, your vehicle is typically stored at their shop until your debt is fully repaid. With a title loan in Nebraska, a borrower is allowed to maintain access to their vehicle as long as they keep up with their loan payments.

Looking to learn more about the title loan laws in Nebraska? The state of Nebraska has specific laws in place to protect borrowers from predatory lending practices. Additionally, a prospective borrower must be at least 18 years of age to apply for a title loan in the Cornhusker State.

Although you can conveniently apply for a title loan online or over the phone, you will not be able to find a lender who offers title loans with instant approval in Nebraska. Whether you are applying for a title loan or a personal loan, a reputable lender will need to verify your information and conduct a credit check during your application. This is done to review your financial history, verify your identity, and determine your ability to repay the loan. Thatā€™s also why you canā€™t find title loans with no credit check in Nebraska!

Working with a reputable lender is advantageous, and although you canā€™t get instant online title loans in Nebraska, you can apply for a title loan serviced by LoanMart online and find out if you are eligible for same day pre-approval!1 3

What Do I Need to Get Title Loans in Nebraska?

Although applying for title loans in Nebraska can be simple and convenient, you will be asked to submit a few documents to verify your income, age, and identity, as well as other pertinent information.1

Hereā€™s a short list of the documents you can expect to need in order to obtain title loan approval as a Nebraska resident:1

  • Nebraska Car Title in Your Name: If you want to borrow against the value of your vehicle through a title loan, you must submit a qualifying car title during your application. It will need to be in your name, and if you have misplaced your current title, you will need to head to your local Department of Motor Vehicles office and request a duplicate title.
  • A Valid, Government-Issued Photo ID Card: Driver’s licenses, state identification cards, and passports are the most common forms of identification submitted by applicants. Make sure your ID is not expired!
  • Recent Photos of Your Vehicle: Take pictures of your car in clear lighting and submit them during your application. Youā€™ll be expected to submit photos of all sides of your vehicle, as well as its VIN (Vehicle Identification Number) and odometer reading.
  • Proof of Your Income While you are not required to have a traditional job in order to apply for a Nebraska title loan, you must provide proof of your ability to repay the loan. Your loan amount is largely determined by your income and the value of your car! Upload recent bank statements, pay stubs, or proof of alternative income during your application.1
  • Proof of Current Residence in Nebraska: If you have any recent utility bills, bank / credit card statements, or lease agreements on hand, you can upload them online to prove your current address in Nebraska.

How Do I Get Title Loans Online with No Store Visit in Nebraska?

Are you searching for title loans online with no store visit in Nebraska? Applying for the cash you need doesnā€™t have to be complicated! Youā€™ll be able to apply for a title loan online or over the phone in Nebraska. Just click here or call LoanMart at 855-422-7412 to get started on your loan application now!1

Take a closer look at the three-step application process you will need to complete to find out if you are eligible for quick funding:1 3

  1. Call Us or Go Online: Conveniently submit your loan application online or over the phone with a LoanMart title loan agent today! It takes just a few minutes to find out if you are prequalified for emergency cash. Apply online or dial 855-422-7412!1 3
  2. Upload a Few Documents:Once you are initially approved, you will be asked to submit the required paperwork to verify your information.1 Upload your documents online, send them through a text message, or email them to a title loan agent. Additionally, during this step, you will need to complete a vehicle inspection. Getting title loans with no inspection in Nebraska is impossible, but with LoanMart, there is an alternative option for you to take advantage of. You can complete a virtual vehicle inspection with your smartphone or computer! As previously stated, your vehicle will need to be photographed during your loan application. These photos will be used to determine the market value of your car and its overall condition, and a title loan agent will review them, along with your other documents. After your documents have been received and verified for completeness, you can move on to the next step of your application.
  3. Get Your Fast Money If You Qualify for a Title Loan in Nebraska: Upon approval, you can discuss your loan terms with your title loan agent and learn more about the repayment process. Once you sign your electronic loan agreement, you can get your funds via direct deposit or pick up your cash at a participating money transfer location near you in Nebraska. Another option is to have a check mailed to your current address. If you are eligible for a car title loan serviced by LoanMart in Nebraska, you can get your funds in as little as one business day!1 3

How Do I Get Title Loans With Bad Credit in Nebraska?

Do you have a credit score under 670? According to the FICO Score scale, if the answer is yes, then you have a ā€œbadā€ credit score. Having a low credit score can make it more difficult for you to borrow money from a financial institution. It can also affect your ability to get a job! Some employers will run credit checks on applicants in order to review their ability to handle their own finances. They need to have your written consent to do this, however.

Getting title loans with bad credit in Nebraska is feasible as long as you can provide the previously mentioned documents and meet the initial application criteria!1

Due to the fact that title loans are secured loans, the application process is much more flexible in comparison to unsecured loan options. Finding title loans with bad credit can be simple! If you have any questions about applying for title loans with bad credit in Nebraska, just click here to visit the FAQ page or give us a call at 855-422-7412.1

online title loans nebraska

Where Can I Apply for Title Loans Near Me in Nebraska?

If you live in a household with internet access in Nebraska, you can use your smartphone or computer to submit an application for a title loan near you! There is no store visit required to find out if you are eligible for the financial help you need.1

You can use LoanMartā€™s online title loan calculator to get a loan quote with no obligation today. Hereā€™s a list of the information you will need to submit into the online form:1

  1. The Make, Model, and Style of Your Car
  2. The Year of Your Vehicle
  3. Your Current State of Residence

Click here to submit an application for a car title loan serviced by LoanMart and find out if you are eligible for emergency cash!1

Where to Repay Your Title Loan Serviced by LoanMart in Nebraska

Should you gain the eligibility required for a title loan serviced by LoanMart, there are a wide variety of convenient ways that you can go and repay your loan. One of the most convenient options is to visit a participating money transfer location or a MongeyGram.

In order to provide even further assistance and convenience for customers based in Nebraska, below is a map as well as list of a few MoneyGram locations in Nebraska. However, there are several more MoneyGram locations throughout the entire state of Nebraska.


Demographic and Financial Statistics for Nebraska

The below table provides some of the key income, loan and financial statistics for Nebraska, which are intended to give you a better understanding of how your financial circumstances compare to other Nebraska residents. With this information in hand, we hope you gain a better idea of your financial options so you can decide if completing a title loan application is the right decision for you:

Average credit score (VantageScoreĀ®)715
Average FICOĀ® score731
Average student loan debt$31,919
Average credit card debt$5,423
Average monthly car loan payment$469 (Lease) | $532 (Loan)
Share of households that rent33.7%
Average rent$857
Median gross rent$909
Median value of owner-occupied housing units$174,100
Median monthly owner costs - with a mortgage$1,483
Median monthly owner costs$568
Number of bank branches878
Median household income$66,644
Per capita income$35,189
Average title loan amount$3,723