Find Title Loans Serviced by LoanMart in Columbia

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

Over 250,000 Customers Helped Since 20022
If you are from Columbia, South Carolina and need money, there is a unique offer for you to inquire about. Try title loans serviced by LoanMart!Âą
What is LoanMart Servicing Title Loans in Columbia, South Carolina?

Title Loans serviced by LoanMart in Columbia, South Carolina provide a convenient way for borrowers to find funding with bad or even no credit. Call 855-922-4168 to learn more!

What documents do I need with LoanMart Servicing Title Loans in Columbia, South Carolina?

Generally, basic documents like vehicle title, proof of income, proof of residency, etc., is what you’ll need for Title Loans serviced by LoanMart in Columbia, South Carolina. Need more information? Call 855-922-4168 now!

Do I have to go to LoanMart Servicing Title Loans in Columbia, South Carolina in person to get a title loan?

No! Title Loans serviced by LoanMart in Columbia, South Carolina are available online. Or, you can call 855-922-4168 to speak with a loan representative directly.

What are the Benefits of a Title Loan Serviced by LoanMart in Columbia, South Carolina?

By choosing a title loan serviced by LoanMart in Columbia, South Carolina, a borrower could get a lot of other useful benefits, and they are:

Easy Repayment

One huge benefit that comes with these loans is ease and flexibility with repayment. One way this is done is that borrowers are given the ability to pay the loan off early, without any fees, or penalties.5

When you are approved for a title loan serviced by LoanMart, you can be sure you get the most flexibility!

No Hidden Fees

There are absolutely no hidden fees of any kind, no giant payment at the end, or any other surprises.5

Convenience and Speed

Title loans serviced by LoanMart are made to be as convenient as possible and so when you apply, you could have the money you need the same day!1

The approval process for title loans serviced by LoanMart is extremely simple, and there are only a few documents that are required to apply!

About Service Areas in Columbia, South Carolina

With a unique program available to residents who are looking for title loans in Columbia, title loans serviced by LoanMart may be able to provide secure funding backed by the financial stability of a title loan. Our representatives may be able to put hundreds- even thousands of dollars in your pocket fast, with low monthly payments1.

Service Hours

Monday 10:00 am to 8:00 pm EST
Tuesday 10:00 am to 8:00 pm EST
Wednesday 10:00 am to 8:00 pm EST
Thursday 10:00 am to 8:00 pm EST
Friday 10:00 am to 8:00 pm EST
Saturday 11:00 am to 8:00 pm EST

Where Can I Get Title Loans Serviced by LoanMart in Columbia, South Carolina?

With title loans serviced by LoanMart, you could get your approved funds through your local MoneyGram location!1 There are many Money Gram locations all over Columbia, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Columbia. Along with a list of contact information of a few of these locations.

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

Locations Near Columbia, South Carolina

LoanMart is proud to help people all over the United States, including Columbia, South Carolina and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:

Featured Locations Near Columbia, South Carolina

What Happens After Having an Accident While Repaying a Car Title Loan?

Having an accident is not a pleasant thing to deal with during or after by any stretch of the imagination. Your lender should certainly understand and empathize with that. That said, they should be are willing to work with all of their borrowers who get into an accident, but even though the car may be completely totaled and no longer exist (or at least is in such a bad condition that it will never be able to be repaired and driven again) they are still responsible for paying back the amount of money that still remains on the balance for their car title loan.

Insurance Coverage After an Accident

After getting into a car accident and all of the dust from it has settled, it is important for a borrower to remember what their car insurance policy entails. This is because insurance coverage is a major factor in deciding what the future of their accident case will be as well as future payments on their car title loan. This information might not be the most helpful following an accident, but it may help them in rethinking whatever financial planning they may be doing for the future, should something like this ever unfortunately happen again.

In this kind of situation, the best kind of coverage to have is full coverage, rather than only liability coverage. Liability coverage only covers property damage and injury to another person, whereas full coverage will also protect the policy holder – especially when they have a pending title loan at the moment of the accident. All of the coverage protection will be made clearer once the driver at fault is determined.

Negotiating Vehicle Value, Loan Coverage, and Insurance Liability

It is a wise idea to be aware of the value of the car that was involved in the accident when going to deal with the insurance company. Going to Kelley Blue Book is one of the best ways to find this information. By heading over there, all of the important information can be input to determine the worth of the car.

If there was still a remaining balance on a car title loan when getting into an accident, the lender may expect a borrower to continue making payments. Once everything regarding the case gets settled down some, the settlement check received from the insurance company may then be applied to what remains of the loan. 

The car title acts as the lender’s collateral for all car title loans and even though the car may no longer exist, repayment of said loan is still an obligation on the borrower’s part. In many instances, a car title loan will require a borrower to have a full coverage policy for car insurance in order to make sure that there is money made available for the repayment of the loan just in case a car totaling accident might happen.

A car title loan is a loan where a vehicle’s title is put down as collateral against the loan. If an individual is interested in getting a car title loan in South Carolina, but lives in a different state they might be curious to whether South Carolina allows them to take out a car title loan or not. Each state including South Carolina is different when it comes to car title loans and it may be helpful to know about lending and borrowing laws before applying for a car title loan.

I Don’t live in South Carolina, Can I Get a Title Loan in South Carolina?

In order to get a car title loan in South Carolina, one must be resident of the state, so most likely if a person does not live in South Carolina, they cannot get a car title loan from there. Instead they need to seek out lenders in the state that they do live in. When it comes to navigating the different states with car title loans, people may find themselves in these scenarios when looking for a car title loan (in South Carolina or really any state):

  • I Just Moved to South Carolina – They may have to get a driver’s license for the state of South Carolina and then transfer their vehicle’s title to the state.
  • I AM NOT a Resident of South Carolina and My Car is Registered to the State (South Carolina) – They may have to get their title registered in the state they live in. After that, they can find out if title loans are legal in their state.
  • I Have More Than One Vehicle (safely running) Registered to the State of South Carolina– When looking into title loans everyone should let their lender know about all other vehicles, as this may increase the value of the loan. This applies for any state in the U.S (Keep in mind title loans can be only given out one at a time to the same person and the value of the vehicles cannot be combined).

So, for anything title related the Department of Motor Vehicles in the state in which one resides may be the most helpful. In addition, having more than one vehicle may also be a benefit one when looking for a car title loan. The general rule for car title loans in the United States is this: The individual applying must live in the state, and have their vehicle registered to the state, in which they are applying for their car title loan in. 

What Do I Need for A Car Title Loan In South Carolina?

In almost every state, including South Carolina a borrower needs to have a couple things:

  • A Lien-free title
  • A Government-Issued Photo ID (driver’s license, passport etc.)
  • Proof of Income (pay stubs, bank statements, invoices etc.)
  • Vehicle Inspection (pictures, in person, or online- lenders vary)
  • Proof of Residency (a utility bill, copy of lease, etc.)

Once these pieces of information are collected a lender will then figure out if that person can get a car title loan.

If There is No Title to Show

If for some reason the car title is missing, there are some things that can be done by the applying borrower to help fix the situation.

The Department of Motor Vehicles (“DMV”) will frequently allow someone to have a new title to a vehicle be printed up and authenticated so that they will have in their possession the legal documentation that proves that they have ownership of it. 

Replacing a Missing Title

A request can be submitted for a replacement car title in South Carolina online, through the mail, or in person at the closest local South Carolina DMV office.

To apply for a duplicate South Carolina title by mail or in person, a client will be required to:

When applying to receive a new vehicle title in person, it will be necessary to provide proof of identity, such as:

  • Valid South Carolina credential
  • Passport that’s valid and unexpired
  • Valid out-of-state credential that’s unexpired
  • Permanent residency card that unexpired and valid
  • Valid or unexpired Employment Authorization Document (EAD)

If a Vehicle Has No Title

If an applying borrower does not have a previous title to their vehicle, they can apply for approval for a new title, which can be processed at DMV headquarters. Necessary documents include:

Following Submission

Once everything has been submitted and all of the fees paid, it should not take long to get the new title. Once the new title is in hand and can be provided in addition to the other required documents, the process for getting a car title loan can proceed1.

If you currently live in Columbia, South Carolina or if you are considering moving there, it’s a good idea to have at least a basic understanding of what the cost of living is and how it compares to the nation as a whole. In addition to information about things like salaries, we’ve compiled what you need to know to start being aware of how much to budget for expenses like:

  • Housing
  • Healthcare
  • Groceries
  • Utilities
  • Transportation

Average Cost of Living in Columbia

The average cost of living in Columbia is 3% lower than the national average. This number is generated by using the costs of a number of different things like housing, groceries, utilities, transportation, and healthcare.

The cost for each of the five categories, except utilities, ranks at or below the national average in Columbia:

  • Housing – 25% Lower
  • Healthcare – 7% Lower
  • Groceries – National Average
  • Utilities – 11% Higher
  • Transportation – 8% Lower

How does Columbia stack up, compared to other major cities around the United States? Take a look below:

  • Phoenix, Arizona: 3% lower than Columbia
  • Miami, Florida: 17% higher than Columbia
  • Anchorage, Alaska: 31% higher than Columbia
  • Dallas, Texas: 4% higher than Columbia
  • New York City, New York: 135% higher than Columbia
  • Knoxville, Tennessee: 16% lower than Columbia
  • Chicago, Illinois: 26% higher than Columbia

Average Salary in Columbia

Using average salaries of some of the main job titles in Columbia, the average salary people are reporting is $44,286, trending down 1.5% over the last few months of the end of 2017. This is compared to the U.S. average of $51,939. The average salary in Columbia is about 85% of the national average.

Cost of Housing in Columbia

There are three major things consider when thinking about the cost of housing.

  • Monthly rent
  • Utilities
  • Internet

Rent on one-bedroom apartments closer to downtown run about $865.91 a month and a three-bedroom costs about $1,593.75 a month closer to downtown. A one-bedroom further from downtown runs about $691.67 per month and a three-bedroom costs about $1,205.00.

The utilities for one month with two people living together is about $143.05, including gas, heating, and water and garbage. Internet separately for one month at a rate of 60 Mbps is $62.73.

 If you plan on buying a home, rather than renting, you’ll be excited to hear that the average price to own in Columbia is $131,300, just over half the average price for the nation, $206,300.

 Cost of Transportation in Columbia

Transportation in Columbia costs 8% less than the national average. The cost is figured to include:

  • Gas
  • Public Transportation
  • Taxis

One gallon of gas is about $2.10 in Columbia. For public transportation like trains, it costs about $40 per month and for a 5-mile taxis trip it can cost $14.

How Does the Cost of Living in Columbia Compare?

You can compare the cost of living in Columbia, South Carolina to where you live now by simply entering all your information on this website that helps you compare the cost of living between two cities, or the cost of a single city to the national average.

Living in Columbia

During the 1990s and early 2000s, Columbia saw heavy investment in revitalizing its downtown area. The Congaree Vista district, previously known as a warehouse district, has since become known for its art galleries, shops, and restaurants. It’s also home to the state’s flagship university, University of South Carolina, and Fort Jackson.

There are a number of great things to do in Columbia, whether you are visiting or are a resident:

  • Riverbank Zoo and Botanical Gardens – Home to nearly 2,000 animals and representing over 350 species from around the world, Riverbank Zoo and Botanical Gardens hosts more than 70-acres of plants, over 4,300 species of native and exotic plants and is considered one of the greatest public gardens in the United States.
  • South Carolina State Museum – A state-of-the-art museum featuring a digital dome planetarium, a 4D interactive theater, and an observatory. It’s the largest and most comprehensive museum in the state.

How to get an Auto Title Loan 

Title loans allow you to get emergency funds without the lengthy application process of most other loans. And since they are secured with collateral, you may receive a more-favorable interest rate than if you borrowed an unsecured loan. If you have a qualifying car title in your name, you may be eligible to qualify for a loan1. Streamlined application process means the turnaround between submitting your information receiving your money could be less than 24 hours3.

  1. Call us at 1-877-787-4923
  2. Apply online without leaving your home

Once you’ve figured out the best way for you to apply, all you have to do is follow these steps to get the money you need1:

  1. Fill out the application
  2. Submit your important documents to your representative
  3. Sign your agreement and collect your funds!

Don’t let unexpected expenses get the best of you in Columbia! Take advantage of quick service and amazing benefits to get the funds you need today1!

More About Columbia, South Carolina

The Columbia area is home to about 342,861 people in South Carolina. Of those 342,861 people, 262,620 of them are considered adults, being above the age of 18. But what about the general gender distribution in Columbia, South Carolina? Well, there are approximately 177,891 identified females, which is about 53.1% of the total population, and 164,970 identified males, which is about 46.9% of the total population of Columbia. Of those 177,891 females, about 138,174 of them are legal adults, that’s about 53.59% of the all the grown women in Columbia. For the males, 124,446 are of legal adulthood, which is about 46.41% of all the grown men in Columbia.

Interested in even more info about who lives in Columbia, South Carolina? Check out the additional information below!

Total People Under 5 Years20,407
Total People 5-9 Years19,922
Total People 10-14 Years18,140
Total People 15-19 Years31,168
Total People 20-24 Years40,134
Total People 25-34 Years53,541
Total People 35-44 Years40,258
Total People 45-54 Years38,951
Total People 55-59 Years18,991
Total People 60-64 Years19,216
Total People 65-75 Years26,375
Total People 75-84 Years11,591
Total People 85 Years and Older4,167

Some Housing Information about Columbia, South Carolina

There are approximately 129,173 total households in the city of Columbia, with about 59,094 of those households being rented while 70,079 were owned. Between the years of 2015 – 2016, about 20,892 households were newly occupied, with about 15,818 of those households being rented and 5,074 owned. Between the years 2010 – 2014, 26,298 households were occupied by newly moved-in renters, and 12,680 households started being occupied by owners, which comes out to about 38,978 total households during that time. Between the years of 2000 – 2009 approximately 29,996 households were occupied by new people, with 6,226 of those households being rented and 23,770 were purchased outright and owned. Between 1990-1999, about 1,495 households were occupied by renters who just moved in, while 12,117 households were occupied by homeowners who just moved in; combined means that homeowners and renters moved into about 13,612 households during that time period.

Education in Columbia, South Carolina

Below is some basic education information about people who live in Columbia:

Percent of People Who Have Not Graduated High School4.71%
Percent of People Who Have Graduated High School12.37%
Percent of People Who Started College23.94%
Percent of People Who Finished College37.57%

When it comes to homeowners and their education, about 3.34% of homeowners in Columbia have not graduated high school, while 10.3% have. Furthermore, about 20.31% of homeowners who live in Columbia, South Carolina have started college/university, and about 44.6% have finished. Looking at people who rent their homes, about 14.78% of the home renters in Columbia have graduated high school, while 6.64% have not. For college, about 27.62% of the people who rent their homes in Columbia have started college/university, and approximately 29.52% have graduated college/university.

Employment in the Households of Columbia, South Carolina

Out of the 127,907 in the city of Columbia, about 32,650 of those households contain people who are unemployed. Of those 127,907 households, about 56,880 of them contain 1 person working, 33,097 contain 2 people working, and just about 5,280 of them contain 3 or more people who are working.

Did you know that there are about 43,076 households in Columbia with one resident, and out of those 43,076 households about 17,460 of them have residents who are unemployed while 25,616 households are the home of individuals who are employed.

If you would like to learn more about other households in Columbia and their employment, check out the helpful information below:

Total 2-Person Households42,049
2-Person Households with Unemployed Residents10,438
2- Person Households with 1 Employed Resident15,918
2-Person Households with 2 Employed Residents15,693
Total 3-Person Households20,682
3-Person Households with Unemployed Residents2,535
3- Person Households with 1 Employed Resident8,056
3-Person Households with 2 Employed Residents7,715
3-Person Households with 3+ EmployedResidents2,376
Total 4-Person Households22,100
4-Person Households with Unemployed Residents2,217
4- Person Households with 1 Employed Resident7,290
4-Person Households with 2 Employed Residents9,689
4-Person Households with 3+ EmployedResidents2,904

Title Loans Serviced by LoanMart in Columbia

When you’re living in Columbia and in need of emergency cash, you deserve to get the money you need, when you need it. That’s why Title Loans Serviced by LoanMart is proud to service loans throughout the entire state of South Carolina. Find out how you can get your money today by calling us at 855-277-4847 to learn more, or visit Title Loans serviced by LoanMart online to get started immediately.

Apply Now

All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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