Find Title Loans Serviced by LoanMart in North Charleston

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

Over 250,000 Customers Helped Since 20022
If you are from North Charleston, South Carolina and need money, there is a unique offer for you to inquire about. Try title loans serviced by LoanMart!Âą
What is LoanMart Servicing Title Loans in North Charleston, South Carolina?

Title Loans serviced by LoanMart in North Charleston, South Carolina provide a convenient way for borrowers to find funding with bad or even no credit. Call 855-922-4168 to learn more!

What documents do I need with LoanMart Servicing Title Loans in North Charleston, South Carolina?

Generally, basic documents like vehicle title, proof of income, proof of residency, etc., is what you’ll need for Title Loans serviced by LoanMart in North Charleston, South Carolina. Need more information? Call 855-922-4168 now!

Do I have to go to LoanMart Servicing Title Loans in North Charleston, South Carolina in person to get a title loan?

No! Title Loans serviced by LoanMart in North Charleston, South Carolina are available online. Or, you can call 855-922-4168 to speak with a loan representative directly.

What are the Benefits of a Title Loan Serviced by LoanMart in North Charleston, South Carolina?

By choosing a title loan serviced by LoanMart in North Charleston, South Carolina, a borrower could get a lot of other useful benefits, and they are:

Easy Repayment

One huge benefit that comes with these loans is ease and flexibility with repayment. One way this is done is that borrowers are given the ability to pay the loan off early, without any fees, or penalties.5

When you are approved for a title loan serviced by LoanMart, you can be sure you get the most flexibility!

No Hidden Fees

There are absolutely no hidden fees of any kind, no giant payment at the end, or any other surprises.5

Convenience and Speed

Title loans serviced by LoanMart are made to be as convenient as possible and so when you apply, you could have the money you need the same day!1

The approval process for title loans serviced by LoanMart is extremely simple, and there are only a few documents that are required to apply!

About Service Areas in North Charleston, South Carolina

With a unique program available to residents who are looking for title loans in North Charleston, title loans serviced by LoanMart may be able to provide secure funding backed by the financial stability of a title loan. Our representatives may be able to put hundreds- even thousands of dollars in your pocket fast, with low monthly payments1.

Service Hours

Monday 10:00 am to 8:00 pm EST
Tuesday 10:00 am to 8:00 pm EST
Wednesday 10:00 am to 8:00 pm EST
Thursday 10:00 am to 8:00 pm EST
Friday 10:00 am to 8:00 pm EST
Saturday 11:00 am to 8:00 pm EST

Where Can I Get Title Loans Serviced by LoanMart in North Charleston, South Carolina?

With title loans serviced by LoanMart, you could get your approved funds through your local MoneyGram location!1 There are many Money Gram locations all over North Charleston, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in North Charleston. Along with a list of contact information of a few of these locations.

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

Locations Near North Charleston, South Carolina

LoanMart is proud to help people all over the United States, including North Charleston, South Carolina and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:

Featured Locations Near North Charleston, South Carolina

A sudden bill or expense can knock the wind out of just about anyone. It can leave anyone wondering what they will do in order to take care of this immediate concern and get themselves financially back on their feet.

If you have poor or no credit, you might be concerned about getting approval for a car title loan. But don’t worry, most title loan lenders doesn’t really even care about your credit score. When we assign approval for car title loans, we care much more about the equity of the vehicle and ability to repay the loan. 

Getting a Car Title Loan Without a Credit Check

There is no way to get a car title loan without the lender doing some kind of credit check. However, the upside of this is that even though the lender does look into potential borrowers’ credit history and current credit status do not use the information they get from these as the sole or even main criteria in determining whether or not they will provide them with a car title loan1.

When determining an applying borrower’s approval status, even though a credit check is performed, the title loan lender is more interested in whether or not they are able to show us the following things:

  • A qualifying car title that is made out in the applying borrower’s name
  • A government-issued photo ID such as the customer’s state ID or driver’s license
  • Proof of residence (recent mail like a utility bill is fine)
  • Proof of Income (like a paycheck stub, invoices, or bank account statements) which will show the applying borrower’s capability of repaying any loan we would provide for them
  • Several photos of the car being used for the car title loan 

If all of these documents are given to us, we may be able to give approval for a car title loan1.

Having a bad credit score or credit history may affect a person’s ability navigate the financial world. Getting a traditional loan may be difficult and that is why subprime loans exist. Subprime loans are loans where the eligibility is not necessarily affected by bad credit or bad credit history. These loans are available in the state of South Carolina in a couple different forms. Subprime loans may be a good option for residents of South Carolina who don’t have the best credit history.

Why Some People Consider a Subprime Loan?

Some people consider a subprime loan because of a few reasons:

  • Having bad credit history
  • Not having any credit history
  • They may need quick funding for an emergency
  • They have an asset that may get them more than a traditional loan

Types of Subprime Loans in South Carolina:

There are generally two type of loans:

  1. Secured Loan: A secured loan is where the lender has some sort of security in case the borrower defaults on the loan. This type of loan includes, mortgages and car title loans. For a secured loan the lender may not factor in poor credit history. Interest rates for secured loans tend to be higher because the lender is taking a risk.
  2. Unsecured Loan: An unsecured loan is a loan where the lenders do not have any security if the borrower defaults on their loan. Unsecured loans usually include credit cards, or payday loans. Unsecured loans are usually only given out to people with favorable credit history, and that is why interest on these tend to be lower than secured loans.

Subprime Loans or Subprime lending can be either secured or unsecured. Here a few types of loans that can be subprime loans:

  • Credit Cards
  • Personal Loans
  • Mortgages
  • Car Title Loans

The Interest Rates of Subprime Loans

Interest rates on subprime loans can be higher, so it is very important to pay attention, and calculate the total amount it will cost before signing a contract. With subprime loans there are usually two types of interest the MPR (Monthly Principal Rate) and the APR (Annual Percentage Rate). The MPR is how much the loan will cost the borrower every month while the APR is the total for the monthly cost just shown in terms of the year.

Certain types of secured loans may have subprime lenders who may be willing to work with poor credit or poor credit history. So, if someone wants to find a subprime loan they should probably go with a secured loan for their funds. 

Which Secured Loan Type is the Most Available Subprime Loan in South Carolina?

Generally the most common types of secured subprime loans are a mortgage and a car title loan. Ever since the financial housing crisis that occurred in the United States, finding lenders that give out a subprime mortgage may be difficult. An easier option may be to look at a car title loan.

What is a Car Title Loan and are They Available in South Carolina?

A car title loan is a type of subprime loan where a vehicle’s title is used as collateral. Some states in the U.S do not allow car title loans, however South Carolina does. In order to get a car title loan in South Carolina, a borrower needs a few pieces of information:

  • A Government-Issued Photo ID (Driver’s license, passport etc.)
  • Proof of Income (paystubs, bank statements etc.)
  • Vehicle Inspection (some may ask for an in-person or an online inspection via photos)
  • Lien-Free Title (registered to the borrower’s name)
  • Proof of Residency (something like a utility bill or a copy of a lease)

Once these things are collected the lender may then go to places like Kelley Blue Book and determine the borrower’s eligibility. The lender will let the borrower know the value of the loan, the interest rate and come up with a repayment schedule1.

If a resident of South Carolina is looking to get a loan they may be curious about the options that they have in their state. In South Carolina auto title loans are available as a loan option for its residents. Every state has its own set of rules/regulations/laws with every type of loan, including auto title loans. If an individual is looking to get an auto title loan in South Carolina it may be helpful to know about the process of a car title loan along with the specific rules that South Carolina legislation has in place.

What Makes an Auto Title Loans Different From a Traditional Loan?

An auto title loan is simply a different type of loan than a traditional loan. Generally there are two types of loans:

  • Secured Loan– The lender has some sort of security in case the borrower defaults on the loan. For example in a mortgage the security is the house, in auto title loan, it is the car.
  • Unsecured Loan– The lender does not have any type of security if the borrower defaults on the loan. These are the most common types of loans out there. Examples of unsecured loans include credit cards or student loans.

Because these loans are so different in how they function, they have major differences in what they offer to the borrower:

The Ins and Outs of Auto Title Loans:

An auto title loan is commonly known as a car title loan, a title loan or a pink slip loan. How it works is that a borrower puts down their vehicle as collateral. No matter what state a potential borrower lives in there generally a few things that they will need in order to be eligible for an auto title loan. If a borrower goes through LoanMart we will ask for a few things1:

  1. A qualifying Vehicle
  2. A qualifying Title
  3. Government-issued Photo ID
  4. Proof of Income
  5. Proof of Residency
  6. Several Pictures of the Vehicle

Once LoanMart has all of this information, they will come up with a value for the vehicle, along with an interest rate and repayment schedule1. The convenient thing about car title loans is that once the process is complete the lender may give out the money in as little as twenty four hours3. At LoanMart we try to make this process as easy as possible. We can get the process started in only a couple minutes and work with your specific information to possibly come up with a value for an auto title loan1.

How Much Can I Get On An Auto Loan In South Carolina?

The amount a borrower may get in the state of South Carolina depends on a few things. The first and possibly the most important factor in determining the value of an auto title loan is, the value of the vehicle. Lenders will also take into consideration the borrower’s income along with their ability to repay the loan.

More About North Charleston, South Carolina

The North Charleston area is home to about 75,118 people in South Carolina. Of those 75,118 people, 56,185 of them are considered adults, being above the age of 18. But what about the general gender distribution in North Charleston, South Carolina? Well, there are approximately 38,089 identified females, which is about 50.9% of the total population, and 37,029 identified males, which is about 49.1% of the total population of North Charleston. Of those 38,089 females, about 29,161 of them are legal adults, that’s about 52.2% of the all the grown women in North Charleston. For the males, 27,024 are of legal adulthood, which is about 47.8% of all the grown men in North Charleston.

Interested in even more info about who lives in North Charleston, South Carolina? Check out the additional information below!

Total People Under 5 Years4,361
Total People 5-9 Years4,917
Total People 10-14 Years4,522
Total People 15-19 Years4,510
Total People 20-24 Years4,792
Total People 25-34 Years13,178
Total People 35-44 Years9,983
Total People 45-54 Years10,178
Total People 55-59 Years5,323
Total People 60-64 Years4,149
Total People 65-75 Years5,976
Total People 75-84 Years2,390
Total People 85 Years and Older839

Some Housing Information about North Charleston, South Carolina

There are approximately 28,536 total households in the city of North Charleston, with about 13,796 of those households being rented while 14,740 were owned. Between the years of 2015 – 2016, about 4,526 households were newly occupied, with about 3,337 of those households being rented and 1,189 owned. Between the years 2010 – 2014, 7,047 households were occupied by newly moved-in renters, and 2,952 households started being occupied by owners, which comes out to about 9,999 total households during that time. Between the years of 2000 – 2009 approximately 7,155 households were occupied by new people, with 2,054 of those households being rented and 5,101 were purchased outright and owned. Between 1990-1999, about 360 households were occupied by renters who just moved in, while 2,468 households were occupied by homeowners who just moved in; combined means that homeowners and renters moved into about 2,828 households during that time period.

Education in North Charleston, South Carolina

Below is some basic education information about people who live in North Charleston:

Percent of People Who Have Not Graduated High School11.47%
Percent of People Who Have Graduated High School28.7%
Percent of People Who Started College34.27%
Percent of People Who Finished College25.57%

When it comes to homeowners and their education, about 7.6% of homeowners in North Charleston have not graduated high school, while 24.03% have. Furthermore, about 34.43% of homeowners who live in North Charleston, South Carolina have started college/university, and about 33.87% have finished. Looking at people who rent their homes, about 34.4% of the home renters in North Charleston have graduated high school, while 15.17% have not. For college, about 33.9% of the people who rent their homes in North Charleston have started college/university, and approximately 16.57% have graduated college/university.

Employment in the Households of North Charleston, South Carolina

Out of the 27,980 in the city of North Charleston, about 6,670 of those households contain people who are unemployed. Of those 27,980 households, about 12,568 of them contain 1 person working, 7,205 contain 2 people working, and just about 1,537 of them contain 3 or more people who are working.

Did you know that there are about 8,963 households in North Charleston with one resident, and out of those 8,963 households about 3,610 of them have residents who are unemployed while 5,353 households are the home of individuals who are employed.

If you would like to learn more about other households in North Charleston and their employment, check out the helpful information below:

Total 2-Person Households9,028
2-Person Households with Unemployed Residents2,240
2- Person Households with 1 Employed Resident3,628
2-Person Households with 2 Employed Residents3,160
Total 3-Person Households4,943
3-Person Households with Unemployed Residents464
3- Person Households with 1 Employed Resident1,696
3-Person Households with 2 Employed Residents2,116
3-Person Households with 3+ EmployedResidents667
Total 4-Person Households5,046
4-Person Households with Unemployed Residents356
4- Person Households with 1 Employed Resident1,891
4-Person Households with 2 Employed Residents1,929
4-Person Households with 3+ EmployedResidents870

Title Loans Serviced by LoanMart in North Charleston

When you’re living in North Charleston and in need of emergency cash, you deserve to get the money you need, when you need it. That’s why Title Loans Serviced by LoanMart is proud to service loans throughout the entire state of South Carolina. Find out how you can get your money today by calling us at 855-277-4847 to learn more, or visit Title Loans serviced by LoanMart online to get started immediately.

Apply Now

All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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