Find Title Loans Serviced by LoanMart in Charleston

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

3 Easy Steps

Here’s How to Get Your Cash1

1

Click or Call

The process is extremely fast. Apply over the phone or online.

2

Submit Info

Submit documents by 4 pm PST, get your cash the same day3.

3

Get Your Money!

Get money sent directly to your bank account, or pick up your money at a participating location.

Over 250,000 Customers Helped Since 20022
If you are from Charleston, South Carolina and need money, there is a unique offer for you to inquire about. Try title loans serviced by LoanMart!¹
What is LoanMart Servicing Title Loans in Charleston, South Carolina?

Title Loans serviced by LoanMart in Charleston, South Carolina provide a convenient way for borrowers to find funding with bad or even no credit. Call 855-922-4168 to learn more!

What documents do I need with LoanMart Servicing Title Loans in Charleston, South Carolina?

Generally, basic documents like vehicle title, proof of income, proof of residency, etc., is what you’ll need for Title Loans serviced by LoanMart in Charleston, South Carolina. Need more information? Call 855-922-4168 now!

Do I have to go to LoanMart Servicing Title Loans in Charleston, South Carolina in person to get a title loan?

No! Title Loans serviced by LoanMart in Charleston, South Carolina are available online. Or, you can call 855-922-4168 to speak with a loan representative directly.

What are the Benefits of a Title Loan Serviced by LoanMart in Charleston, South Carolina?

By choosing a title loan serviced by LoanMart in Charleston, South Carolina, a borrower could get a lot of other useful benefits, and they are:

Easy Repayment

One huge benefit that comes with these loans is ease and flexibility with repayment. One way this is done is that borrowers are given the ability to pay the loan off early, without any fees, or penalties.5

When you are approved for a title loan serviced by LoanMart, you can be sure you get the most flexibility!

No Hidden Fees

There are absolutely no hidden fees of any kind, no giant payment at the end, or any other surprises.5

Convenience and Speed

Title loans serviced by LoanMart are made to be as convenient as possible and so when you apply, you could have the money you need the same day!1

The approval process for title loans serviced by LoanMart is extremely simple, and there are only a few documents that are required to apply!

About Service Areas in Charleston, South Carolina

With a unique program available to residents who are looking for title loans in Charleston, title loans serviced by LoanMart may be able to provide secure funding backed by the financial stability of a title loan. Our representatives may be able to put hundreds- even thousands of dollars in your pocket fast, with low monthly payments1.

Service Hours

Monday 10:00 am to 8:00 pm EST
Tuesday 10:00 am to 8:00 pm EST
Wednesday 10:00 am to 8:00 pm EST
Thursday 10:00 am to 8:00 pm EST
Friday 10:00 am to 8:00 pm EST
Saturday 11:00 am to 8:00 pm EST

Where Can I Get Title Loans Serviced by LoanMart in Charleston, South Carolina?

With title loans serviced by LoanMart, you could get your approved funds through your local MoneyGram location!1 There are many Money Gram locations all over Charleston, one more advantage of title loans serviced by LoanMart.

There is a map provided below, with MoneyGram locations in Charleston. Along with a list of contact information of a few of these locations.

Addresses shown display closest MoneyGram locations. Map displays all MoneyGram locations in general vicinity.

Locations Near Charleston, South Carolina

LoanMart is proud to help people all over the United States, including Charleston, South Carolina and beyond! Look through the different LoanMart service areas and see which one is closest to your neighborhood:

Featured Locations Near Charleston, South Carolina

A car title loan is a loan where the vehicle’s title is put down as collateral. If a person in Charleston is looking for a car title loan they are probably wondering how old of a car lenders might accept. In any city in the United States, including Charleston, there are some lenders that require a vehicle to be of a certain year. However, there are other lenders in Charleston that could accept an old car for a car title loan as long as the borrower has a lien-free title, and the car is in safe, working condition, along with other qualifying factors.

Why Does Age Matter with Car Title Loans in Charleston?

The year a car is manufactured may be a factor in determining a car‘s value and ultimately the value of the car title loan. The age of a vehicle can impact its value in a couple of ways:

  • General Age– Sometimes, a newer car will be worth more than an older car (Keep in mind that there are many exceptions to this rules, such as classic cars)
  • The Mileage – Generally the older a car the more mileage it will have. Having a higher mileage usually decreases the value of a car, while having lower mileage may increase the value.
  • Working Condition– Sometimes older cars don’t run as well as newer ones and this may impact value
  • Physical Condition– Older cars, if not taken care of can have more physical damage such as rust when compared to younger ones.

Other Than How Old a Car Is, What Other Factors Determine the Value of a Car?

Other major factors that lenders use when figuring out the value of a vehicle include:

How is Condition Looked At?

There are a few ways that lenders inspect the condition of a vehicle:

  • Some lenders ask for the borrower to bring them their vehicle to look at, to their business location
  • Others may ask for several pictures of the vehicle
  • Or lenders may ask for the borrower to fill out a checklist online (essentially letting the borrower do the inspection at home)
  • Some lenders may do a combination of these methods of inspection

Keep in mind that the inspection may occur on both the exterior and interior of the car being put up for collateral. So it is best to fix the small things, and just clean up a vehicle before putting it up for condition inspection.

Why is the Value of the Car So Important in Car Title Loans?

The value of the car is important because it serves two main purposes in the title loan process.

  1. The value of the car is a large factor in determining in the amount that the borrower may receive.
  2. In car title loans, the lenders’ only security is the vehicle, and so they want to make sure they are taking a calculated risk by giving out a loan.

Flexibility with Car Title Loan Lenders in Charleston, When it Comes To Old Cars

All lenders vary when it comes to the types of vehicles they will take. In some states there has to be a minimum value the vehicle must bring in. While in other states there is a range for the age of the car that can be accepted for a car title loan. Fortunately for the residents of Charleston who have a very old car, there are no state laws that the lenders have to follow in regards to the age of the car.

What Do I Need to Get A Car Title Loan in Charleston?

In order to get a Car Title Loan in Charleston, in addition to having a safe, working vehicle, an individual may need to have the following:

  • A Government-Issued Photo ID (driver’s license, passport)
  • Proof of Income (pay stubs, bank statements)
  • Lien-Free Title
  • Vehicle Inspection (the method depends on the lender)

Once the lender collects all of this personal information, along with the information for the vehicle they can begin the process of a car title loan1. They will work with the borrower’s income to come up with interest percentage along with a repayment plan.

Car title loans could be a good option for people who have bad credit or bad credit history. If someone with an old car looking to get a car title loan in Charleston, they might be thinking about their car’s value. A vehicle’s value plays a large role in determining eligibility and amount of a car title loan. There are some lenders in Charleston who have age ranges for the vehicle’s they accept. 

If you’re considering a move to or from Charleston, you might want to take a look at the cost of living in Charleston compared to the rest of the nation. LoanMart has compiled data to help you figure out the cost of living in Charleston down to the average salary. We will be breaking it down by:

  1. Groceries
  2. Housing
  3. Utilities
  4. Transportation
  5. Health care

Overall, the average cost of living is 3% higher than the National Average Cost of Living.

Average Cost of Living in Charleston

Out of 102 of the cities posted in the rankings, Charleston is at 25th. The average cost of living in cities can be compared through groceries, housing, utilities, transportation, and health care.

In Charleston, groceries are 2% higher than the national average, as well as utilities at 24% higher and health care which is 2% higher. Luckily, transportation is 6% lower than the national average along with housing which is 3% lower.

To compare Charleston with some of the bigger metropolitan areas as well as some of the popular housing markets, we look at how much higher or lower these places are to live compared to Charleston:

  • Phoenix, Arizona: 8% lower than Charleston
  • Miami, Florida: 8% higher than Charleston
  • Anchorage, Alaska: 24% higher than Charleston
  • Dallas, Texas: 2% lower than Charleston
  • New York City, New York: 120% higher than Charleston
  • Knoxville, Tennessee: 21% lower than Charleston
  • Chicago, Illinois: 17% higher than Charleston

Average Salary in Charleston

The average salary in Charleston is $48,826, which is used from compiling some of the more popular jobs in Charleston like Office Manager, Operations Manager, and Software Engineer. Since 2006, Charleston has seen a wage growth of 14.2% with a 1.3% decrease in the last quarter of 2017.

Cost of Housing in Charleston

For the average cost of housing in Charleston, you can break it down into the categories for what you may pay as a part of your housing like:

  • Monthly rent (furnished accommodations)
  • Utilities
  • Internet

For monthly rent, an expensive area with a home of about 900 square feet costs $2,284 per month. Rent in a normal area for the same size is about $1,344 per month.

Separate from monthly rent, the utilities for one month with 2 people are $177 including gas, heating, electricity, etc. Internet costs about $46 per month for 8 Mbps.

Cost of Transportation in Charleston

Transportation in Charleston is lower than the national average, so it’s good to have an idea of how much lower and in what categories like:

  • Gas
  • Public transportation
  • Taxi trips

One gallon of gas goes for about $2.28 in Charleston. Public transportation for a monthly train ticket is at $47, and a taxi trip on a business day for 5 miles is $18.

How Does the Cost of Living in Charleston Compare?

If you want to compare the cost of living in Charleston to wherever you might be living now, or where you are relocating, you can enter your information on Payscale.com and it can help you compare everything!

Living in Charleston

Other than the cost of living in Charleston being only 3% higher than the National Average, it has a lot of history behind it. It’s known for its beauty, history, food, livability, business climate, and romantic appeal. Nominated the world’s friendliest town, Charleston is a region made up of many little diverse cities and towns divided into areas.

History of Charleston

The history of Charleston is one of the longest and most diverse in the country. In 1670, the first settlers began establishing the town under the name Charles Town due to their relation to King Charles during the time of the settlements. Upon establishment, they grew from the export of rice, and eventually, sea island cotton.

While it is known for the Siege of Charleston, one of the worst American defeats of the Revolutionary War, the American settlers renamed the town Charlestown before finally setting with Charleston. It was one of the leading cities in the Southern states during the colonial era and up to the Civil War, where the city was destroyed during battles.

They became a major Naval base during World War II, continue their growth into a diverse community. There are many historical places to visit and surround yourself with in Charleston like:

  • Rainbow Row – the Historic District cluster of 13 pastel-painted, Georgian-style rowhouses built between 1758 and 1845.
  • Magnolia Plantation and Gardens – a plantation and gorgeous garden dating back before the revolutionary war time.
  • Patriots Point – a retired Naval aircraft carrier, destroyer, and submarine that visitors can look upon.
  • Middleton Place – a rice plantation dating back to the 1730s.
  • Old Slave Mart – the former slave auction building that now serves as a historical mark of the slavery in Charleston.
  • Boone Hall – 1681 working plantation known for its plant life.
  • Drayton Hall – a well-preserved antebellum plantation with an African-American cemetery.
  • Fort Moultrie – a military site used between 1776 and 1947 with artifacts, harbor, and Fort Sumter views.

What do I need to get a Title Loan?

You’ll need to get a few things together for your title loan application:

  • Clear-and-Free title for the vehicle
  • Government-Issued Photo I.D. (Driver’s License, State I.D., Passport, etc.)
  • Photos of the front, back, and sides of vehicle
  • Proof of Income
  • Proof of Residence (Certain pieces of mail)

What is Considered Proof of Income for a Title Loan?

Using a paystub is a common way of demonstrating proof of income to lenders. However, there are a number of other ways you can show you’ll be able to pay your title loan back:

  • Annuity
  • Worker’s Compensation
  • Settlement/Court-Ordered Award
  • Social Security

How Much Money Can I get with a Title Loan in South Carolina?

A variety of factors influence how much money you can receive for a title loan:

  • Loan Terms
  • Value of your vehicle
  • Income (ability to repay the loan)

The value of your car will determine the maximum that you may be able to borrow. That said, the actual amount you may be approved to borrow is based on your ability to repay the loan1.

How do I get a Copy of my Vehicle’s Title?

Your local department of motor vehicles (“DMV”) may be able to provide you with a copy of your vehicle’s title. LoanMart may be able to direct you to the nearest DMV capable of expediting your duplicate title request. LoanMart may even be able to assist you directly with the duplicate title. If you can add LoanMart as a lienholder at that time, you may be able to speed up the loan process.

What Happens if I Fail to Pay my Title Loan?

In the worst-case scenario when a customer cannot make payments, the most effective strategy is to maintain constant communication with your lender.  If you continually communicate and the lender knows where you stand, most lenders will work with you. All lenders want to work with their customers to help them pay the loan back by keeping an ongoing dialog. Payment plans and help are usually available. When a customer falls silent is when they run into issues.

The best way to handle your financial situation is to keep in contact with your lender. When you pick a lender that understands your financial situation, you can both work on a plan that will satisfy your lending terms and your current budget.

How Auto Title Loans Work 

Auto title loans are a type of secured loan that you may receive by using the qualifying title of your vehicle as collateral for the loan. Now that you know some of your loan options when you are in need of emergency cash in Charleston, South Carolina, you can see that title loans are a great way to cover an unexpected expense. You won’t have to wait through lengthy application processes. 

Streamlined application only takes 3 steps, and you could receive your money in less than 24 hours3:

  1. Fill out application over the phone or online.
  2. Submit your documents to your representative.
  3. Sign your loan agreement and collect the funds1!

Don’t miss out on the chance to pay for your expenses hassle free!

More About Charleston, South Carolina

The Charleston area is home to about 196,902 people in South Carolina. Of those 196,902 people, 152,742 of them are considered adults, being above the age of 18. But what about the general gender distribution in Charleston, South Carolina? Well, there are approximately 101,790 identified females, which is about 47.94% of the total population, and 95,112 identified males, which is about 52.06% of the total population of Charleston. Of those 101,790 females, about 80,293 of them are legal adults, that’s about 48.7% of the all the grown women in Charleston. For the males, 72,449 are of legal adulthood, which is about 51.3% of all the grown men in Charleston.

Interested in even more info about who lives in Charleston, South Carolina? Check out the additional information below!

Total People Under 5 Years12,273
Total People 5-9 Years12,063
Total People 10-14 Years8,620
Total People 15-19 Years11,329
Total People 20-24 Years17,153
Total People 25-34 Years38,342
Total People 35-44 Years25,246
Total People 45-54 Years21,703
Total People 55-59 Years11,695
Total People 60-64 Years11,037
Total People 65-75 Years16,777
Total People 75-84 Years6,913
Total People 85 Years and Older3,751

Some Housing Information about Charleston, South Carolina

There are approximately 78,704 total households in the city of Charleston, with about 34,825 of those households being rented while 43,879 were owned. Between the years of 2015 – 2016, about 13,201 households were newly occupied, with about 9,304 of those households being rented and 3,897 owned. Between the years 2010 – 2014, 16,488 households were occupied by newly moved-in renters, and 10,787 households started being occupied by owners, which comes out to about 27,275 total households during that time. Between the years of 2000 – 2009 approximately 16,021 households were occupied by new people, with 4,064 of those households being rented and 11,957 were purchased outright and owned. Between 1990-1999, about 934 households were occupied by renters who just moved in, while 7,753 households were occupied by homeowners who just moved in; combined means that homeowners and renters moved into about 8,687 households during that time period.

Education in Charleston, South Carolina

Below is some basic education information about people who live in Charleston:

Percent of People Who Have Not Graduated High School5%
Percent of People Who Have Graduated High School11.94%
Percent of People Who Started College18.4%
Percent of People Who Finished College44.66%

When it comes to homeowners and their education, about 3.89% of homeowners in Charleston have not graduated high school, while 10.03% have. Furthermore, about 16.2% of homeowners who live in Charleston, South Carolina have started college/university, and about 39.89% have finished. Looking at people who rent their homes, about 14.72% of the home renters in Charleston have graduated high school, while 6.01% have not. For college, about 20.42% of the people who rent their homes in Charleston have started college/university, and approximately 38.86% have graduated college/university.

Employment in the Households of Charleston, South Carolina

Out of the 77,203 in the city of Charleston, about 18,781 of those households contain people who are unemployed. Of those 77,203 households, about 32,029 of them contain 1 person working, 22,802 contain 2 people working, and just about 3,591 of them contain 3 or more people who are working.

Did you know that there are about 26,305 households in Charleston with one resident, and out of those 26,305 households about 10,631 of them have residents who are unemployed while 15,674 households are the home of individuals who are employed.

If you would like to learn more about other households in Charleston and their employment, check out the helpful information below:

Total 2-Person Households28,125
2-Person Households with Unemployed Residents6,225
2- Person Households with 1 Employed Resident9,007
2-Person Households with 2 Employed Residents12,893
Total 3-Person Households11,532
3-Person Households with Unemployed Residents1,288
3- Person Households with 1 Employed Resident3,599
3-Person Households with 2 Employed Residents4,673
3-Person Households with 3+ EmployedResidents1,972
Total 4-Person Households11,241
4-Person Households with Unemployed Residents637
4- Person Households with 1 Employed Resident3,749
4-Person Households with 2 Employed Residents5,236
4-Person Households with 3+ EmployedResidents1,619

Title Loans Serviced by LoanMart in Charleston

When you’re living in Charleston and in need of emergency cash, you deserve to get the money you need, when you need it. That’s why Title Loans Serviced by LoanMart is proud to service loans throughout the entire state of South Carolina. Find out how you can get your money today by calling us at 855-277-4847 to learn more, or visit Title Loans serviced by LoanMart online to get started immediately.

Apply Now

All loans will be serviced by LoanMart. See State Disclosures for additional information. LoanMart is currently not lending in California and does not make loans or credit.

1Loan approval is subject to meeting the lender's credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from LoanMart from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 2PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify the lender in writing by midnight on the third calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5Lenders recommend and encourage consumers to pay early and often and more in order to avoid additional finance charges.

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