How Long Do I Have to Cancel a Title Loan?

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With a commitment like a title loan, you want to make sure you know all the information you can about them and your options. You may be asking yourself, “How long do I have to cancel a title loan?” While some companies do not allow you to cancel your title loan, or they are not open about that information, LoanMart lets you cancel your title loan for up to 3 days after you sign your agreement1.

Canceling a Title Loan

If you’re looking to cancel your title loan with LoanMart, you’ve come to the right place to learn about it. There could be many reasons why you would cancel a title loan. You could have found money that will help you pay for your emergency expense, or maybe a title loan just isn’t the right option for you.

If you’re not sure about getting a title loan, here’s your reassurance that there is no obligation to continue with your title loan for up to 3 days after you sign. LoanMart wants to make sure you’re absolutely sure about your title loan, which is why we let you try it for 3 days without being locked in.

How to Cancel a Title Loan

If you want to cancel your title loan with LoanMart, there are no hard feelings. It’s easy to cancel the title loan. All you need to do is return the money in full if you change your mind. Once you return the money, we waive the application fee and other charges that might have been associated with the loan. It’ll feel like you never had it.

To cancel a title loan, LoanMart must receive written notification by midnight of the sixth day after the date of the Agreement and return the money within one business day of the letter.

Refinancing a Title Loan with LoanMart

If you have a title loan with another company and need to cancel your title loan because your monthly payments are too high, LoanMart may be able to help you refinance your loan with the other company to give you a better monthly payment1.

Refinancing a title loan with LoanMart is like applying for a new one. All you have to do is apply online, over the phone, or at a participating store. After you’ve submitted your application and a LoanMart representative contacts you, just let them know you are trying to refinance an existing loan and they’ll take you through the process from there! LoanMart has some of the highest approval rates and competitive interest rates, so we may be able to offer you the best monthly payment option1.

The Benefits of Title Loans with LoanMart

Still unsure about a title loan with LoanMart? LoanMart wants to make sure you are ready and informed before you commit to a title loan with us. Applying at LoanMart allows you to take advantage of many different benefits that we offer our customers.

Completely Online Process

Our team at LoanMart is committed to making your experience convenient for you. We offer our title loans online because we understand that life can get busy and convenience is key. Our entire loan process can be completed online from the comfort of your home, office, car, or wherever you may be.

Active in the Community

LoanMart is proud to support the surrounding community through sponsored events, charitable organizations, scholarships, and sports teams across the West Coast of the US. We proudly partner with organizations that help motivate our team to better ourselves and our services.

Exceptional Customer Service

We provide a customer experience above and beyond what you may expect. With a US-based call center, we work with you to make sure your title loan experience is positive and supportive. While our process can be completed online, you can still call us at any time to talk with us about a problem you may have.

How to Apply for a Title Loan with LoanMart

Ready to apply for your title loan? LoanMart makes it easy for our customers to apply for an auto title loan with us. We give you different options for applying that are easiest for you. All you have to do is choose the most convenient application method for you:

  • Online
  • Over the phone
  • At a participating store

Once you’re ready to apply, the application process is simple and easy to complete. We make it as easy as just three steps:

  1. Complete your application online, over the phone, or at a participating store. Fill out any information need about your car and yourself.
  2. Send in your documents to your LoanMart representative. You can either provide them in person or send pictures of them to email or text.
  3. After you’ve sent in your documents, the final step is signing your title loan agreement and collecting your funds1! It’s simple and can be completed in as little as one business day3!