Title Loan on Your Kia Optima

 
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Did you know that your Kia Optima might be able to help you cover an unexpected expense? Not by driving for a rideshare company or through selling your car, but via a car title loan. For an Optima with about 94,484.66 miles, the average care title loan from LoanMart is $3,955.951. You can take a look at the chart below to see the average mileage and average loan amounts for the Kia Optima from 2004 through 2016. You can use it to help estimate the value of a car title loan that you might be able to get from LoanMart1.

MakeModelYearAvg. MileageAvg. Loan
KiaOPTIMAAverage94,484.66$3,955.95
KiaOPTIMA2004143,034.8$2,739.97
KiaOPTIMA2005122,114.53$2,572.82
KiaOPTIMA2006116,021.14$2,666.12
KiaOPTIMA2007124,434.14$2,614.54
KiaOPTIMA2008111,660.13$3,006.89
KiaOPTIMA2009123,636.07$3,257.73
KiaOPTIMA2010151,024.66$2,785
KiaOPTIMA201188,172.37$3,878.35
KiaOPTIMA201287,784.15$4,351.79
KiaOPTIMA201366,922.97$5,133.57
KiaOPTIMA201449,829.57$6,787.54
KiaOPTIMA201524,512.36$4,421.97
KiaOPTIMA201619,153.6$7,211.02

As you might expect, the value of the loan you can get for an Optima increases as the age of the car decreases1.

The Kia Optima is a four-door sedan that has been in production since 2000. Since then, it has become famous not only for its affordability, but for its features and size. Many young families have fallen in love with its roomy cargo spaces and standard electronics. If you’re one of those families, you may never have to worry about losing your Optima due to an unexpected bill.

LoanMart may be able to approve you for a car title loan so that you can pay for your unforeseen expense, using your Optima’s title to secure it1. A loan secured with a car title offers a number of advantages over an unsecured loan, like a payday loan. For example, you can frequently borrow more money and pay a lower interest rate. This is because lenders are typically willing to take greater risks with secured loans, since they have something that they can use to recover their losses if the borrower defaults. Don’t worry though, you can drive your car just like normal during the life of your car title loan as long as you make your monthly payments on time.

There are a number of factors that determine how much you may be able to borrow for a car title loan1. The equity in your car helps to determine the maximum loan amount. Your monthly income determines the actual amount you can pay per month.

If you have a Kia Optima with a qualifying car title in your name, you might be able to use it to qualify for a car title loan of up to $30,0001. Then, LoanMart’s streamlined process may allow you to receive your car title loan funds in as little as a single business day, once you complete your inquiry 3. Sign up online, at a local participating store, or call LoanMart at 1-877-787-4923.

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