ChoiceCash Car Title Loans in Washington State

ChoiceCash Title Loans, serviced by LoanMart, may help alleviate any burden that is attributed to financial insecurity for residents of Washington 1.

What is a ChoiceCash Title Loan Serviced by LoanMart in Washington?

A ChoiceCash Title Loan is a unique form of loan lending. However, as with most secured loans, a ChoiceCash Title Loan will require a form of collateral in order for the borrower to obtain the loan. This form of collateral is generally the car title, as ChoiceCash Title Loans will place a lien on it until the loan is paid off.

For those looking for a unique type of loan that can be fast and easy to obtain, ChoiceCash Title Loans can offer flexible loan options for eligible borrowers1. These options can include extended loan terms, as well as easy loan approval and competitive interest rates.

How to Get a ChoiceCash Title Loan in Washington

Getting approved for a ChoiceCash Title Loan in Washington can be easy and could take just a few minutes1. The inquiry process can be done online by completing the online inquiry or over the phone. The inquiry will ask you a few basic questions to better determine your eligibility for a title loan.

There are three easy steps involved with the approval process for a ChoiceCash Car Title Loan in Washington State:

1. Apply for a ChoiceCash Loan

The first step in the approval process is to apply for the car title loan. This can conveniently be done online or over the phone. A loan agent will walk you through the loan approval process and ask basic information about the vehicle and yourself. This information can include your income, what kind of vehicle you possess, and how much funding you need.

2. Find Out if You are Eligible in Washington

Once you have filled out the inquiry form or spoken to a loan agent, you will be able to find out if you qualify. If you have been deemed eligible, you will be asked to submit some documents and a loan agent will discuss a rough estimate of your ChoiceCash Title Loan with you.

3. Receive your Approved Funding

After you have received your approval, you have the ability to decide how you will receive your funding. Your title loan funding can be made available through direct deposit, money transfer, or through a mailed check. Funding can also conveniently be obtained through any MoneyGram location.

If you have any further questions about your ChoiceCash Title Loan eligibility, reach out to a loan agent at any time by calling the toll-free number at 1 (844) 237-5530.

Why Choose ChoiceCash Title Loans for Funding in Washington?

Exceptional Customer Service

A Fast and Easy Process1

Honesty and Transperency

Competetive Interest Rates3

Years of Knowledgeable Experience in the Lending Industry

Compassion with Lending

Choosing the right loan for your finances is the most important step in finding funding or financial freedom. With ChoiceCash Title Loans, applicants can find loans potentially suitable for them, as well as find excellent customer service and compassionate lending available to them. With years of lending experience to all financial backgrounds, ChoiceCash Title Loans offers some of the best loan options are available for applicants1.

Why is ChoiceCash Title Loans Superior to Other Forms of Car Title Loans?

One of the greatest benefits of ChoiceCash Title Loans is the unmatched flexibility throughout the title loan approval process.

Most loans can burden the borrower with unnecessary fees that can make the repayment process impossible. With ChoiceCash Title Loans, skip the hidden fees!

When you apply for a ChoiceCash Title Loan, a loan agent can direct you through the process and make sure you get the right loan terms for your financial situation1. With ChoiceCash Title Loans, you’ll have the personal experience of excellent customer service when finding the right loan for you.

Most title loans offer incredibly high interest rates, but ChoiceCash Title Loans offers borrowers competitive interest rates right from the beginning. During your search for the right title loan for your financial situation, pay close attention to how much interest your loan will be charging you in both monthly and annual terms!

One of the most unique aspects of choosing ChoiceCash Title Loans is the ability to earn rewards during the repayment process! One of these rewards is low payments that can get lower every month you’re paying it off2. By the time your loan is completely repaid, borrowers could be paying half of what their first loan payment was!

Another reward for borrowers is the ability to apply for even more funding if needed at a new reduced interest rate2! If you find yourself in need of more funding, borrowers could apply while still repaying their current loan.

What Are Some Additional Benefits with a ChoiceCash Title Loan?

For more insight on all the wonderful benefits that come with a ChoiceCash Title Loan in Washington, take a look at these innovative perks:

Accessible to Many

With ChoiceCash Title Loans, accessibility is important. That’s why this type of title loan is available to those from all different types of financial backgrounds, regardless of financial history or credit1. As a result of using collateral to secure the loan, the borrower’s credit is not the most important factor for approval as much as the equity in the vehicle is.

Rewards Available

With most lenders, the transaction is very one sided, with the borrower paying the lender interest in order to obtain funding. With ChoiceCash Title Loans, this is set up slightly differently. Those who pay steady payments on time have the ability to earn rewards for being responsible!

Flexible Loan Options

With ChoiceCash Title Loans, flexible loan options are unmatched. ChoiceCash Title Loans provide borrowers with options that fit their financial situation. So, your terms, such as the monthly payment amount and loan length, are personalized for you.

Ease and Speed

Another benefit of ChoiceCash Title Loans is the ease of the loan approval process. The title loan inquiry process only takes a few minutes, and eligible borrowers can receive their funds in as little as 24 hours1!

What is the Difference Between ChoiceCash Title Loans and Other Loans in Washington?

ChoiceCash Title Loans has similarities to traditional title loans, such as using the car title as collateral to secure the loan. However, there are a few differences that make ChoiceCash Title Loans stand out, such as:

Loan Repayment Rewards

Unlike other title loan lenders, ChoiceCash Title Loans will reward you for positive payment history. Through making continuous on time payments, the borrower could potentially receive lower monthly payments and rates that potentially get lower each month as a reward for just paying the loan2!

No More Hidden Fees to Worry About

During the repayment of most loans, borrowers will more than likely discover that most loans have hidden fees and that interest was not revealed during loan approval. With ChoiceCash Title Loans, avoid the discovery of hidden fees and increasing interest by knowing exactly what your loan repayment will look like. Hidden fees are not a part of the ChoiceCash Title Loan process.

Why Were ChoiceCash Title Loans Created?

ChoiceCash Title Loans were created to help those that may be denied other types of loans in Washington1. This type of loan provides a different loan experience and makes obtaining fast funds easier and more beneficial.

ChoiceCash Title Loans, serviced by LoanMart, in Washington can potentially:

Provide Accessibility:

While all different kinds of loans are available to residents in Washington, few are like ChoiceCash Title Loans in that they provide flexible requirements and accessibility for many individuals. This is a direct result of being a secured loan that focuses on collateral rather than credit scores to approve borrowers for funding1.

Benefits to Borrowers:

One of the main reasons that borrowers choose ChoiceCash Title Loans in Washington to receive their funding is the massive amount of rewards that are unmatched.

Can I Refinance My Title Loan in Washington?

If you have found yourself in over your head with a loan, or if you have found yourself financially stressed from your current loan payment, refinancing could be the best option. This is a service that can be done through ChoiceCash Title Loans and can potentially be beneficial to your financial situation1.

The advantages to your title loan are simple:

Step 1: Save Money

Refinancing can help save you money in the long run by changing the terms of your loan payments. This can mean saving on interest costs from hidden fees and receiving lower monthly payments. This can potentially help you save money exponentially.

Step 2: Consolidate Debt

If you are already in possession of multiple loans, refinancing can mean consolidating the amount of debt you have into a single loan. New repayment terms can potentially mean receiving a better loan that fits your financial situation.

Step 3: Get a Better Loan with ChoiceCash Title Loans

If you do not have a loan that is affordable to you or your financial situation, refinancing could get you a better loan with ChoiceCash Title Loans that leaves more cash in your pocket 1.

What Can Funding from a ChoiceCash Title Loan Be Used For?

When considering a ChoiceCash Title Loan to ease a financial situation, chances are that the borrower already has ideas in mind of what to use the funds for. ChoiceCash Title Loans can be used for a variety of financial situations, but mostly cover:

Medical Bills

Medical bills are often unpredictable and can be a terrible burden on those they affect. Whether it is for an emergency room expense or emergency surgery, ChoiceCash Title Loans can be used to fund these unpredictable emergency expenses1.


Emergency travel can be expensive, as airports will generally hike up prices for last minute plane tickets. If an emergency travel expense comes up, ChoiceCash Title Loans may be able to fund it1.

Home Repairs

Anyone who is a homeowner can relate to unnecessary expenses from time to time. If you aren’t keen on dipping into your savings, ChoiceCash Title Loans could help cover those expenses1.

Funeral Costs

Unfortunately, funeral costs can be some of the most expensive emergency costs in the US. They can range anywhere from $3,000 to $10,000 dollars, and often force family members to spend their savings. Those attempting to cover funeral costs will need funds fast, and funding may be found with ChoiceCash Title Loans1.

How Does the Repayment Process for a ChoiceCash Title Loan Work in Washington?

Most applicants are curious about the potential repayment process of a ChoiceCash Title Loan in Washington.

Luckily for borrowers, the repayment process with ChoiceCash Title Loans is just as easy as all the other aspects of the loan process.

For example, there are lots of ways that ChoiceCash Title Loan borrowers could repay:

  • Mailing Your Payment
  • Make Automatic Payments Each Month with Your Bank Account
  • Pay Online Through Your Account
  • Pay by Phone

The minimum title loan payment amount will depend on the amount of the loan taken out, as well as the decided interest rate. This rate can vary based on the individual borrower. This rate is discussed before the loan agreement is signed. The loan payment will be due every month, on the same day decided during the loan approval process.

The ChoiceCash Title Loan payment plan may extend up to three years3, which can be decided during the loan approval process as well. While most title loan options are short term loans and only give borrowers thirty days to pay back, ChoiceCash Title Loans, serviced by LoanMart, allow the applicant to repay their loan in three long years.

Can I Get a ChoiceCash Title Loan in Washington with Bad Credit?

With most other types of loans, credit history and scores will play a huge role with eligibility.

When applying for any loan, a credit check is performed. There are two different types of credit checks: hard and soft credit checks. With soft credit check, the lender’s inquiry does not impact the applicant’s credit, but a hard credit check will.

Eligibility for a ChoiceCash Title Loan in Washington is determined by a few prominent factors:

The Applicant’s Income

Like any loan inquiry, the applicant’s income is considered one of the most prominent factors during the loan approval process. ChoiceCash Title Loans will require the applicant to provide proof of income. The documents provided as proof of income are used to determine the applicant’s ability to repay the loan.

The Value of the Car

As a result of using the car title as collateral for the vehicle, the borrower’s vehicle is the largest factor in the eligibility process and will also impact the loan amount that is offered.

And so, it is extremely important to work with lenders who take preventative measures to protect their customers. When working with ChoiceCash Title Loans, you can rest assured that extensive, precautionary measures are taken to protect you and your identity—both during and after the loan process.

What Will I Need to Qualify for a ChoiceCash Title Loan in Washington?

To apply for a ChoiceCash Title Loan in Washington, you will need:

  • To be 18 Years of Age or Older
  • Have a Steady Income
  • Own a Vehicle in Your Name

With these initial requirements met, the loan approval process can be much easier.

There are certain documents needed when making an inquiry for a ChoiceCash Title Loan, such as:

  • A valid government issued photo ID
  • Proof of income (bank statement, pay stub, checking account statement, etc.)
  • Proof of residency (government recognized mail with your legal name)
  • Qualifying car title with your name

These documents should be kept handy during the loan approval process to help make the loan inquiry even more easy. In addition to these documents being provided, applicants are also required to have a vehicle inspection done. This inspection can provide an accurate estimate of the vehicle’s value and can affect the amount of the title loan offered.

The vehicle inspection will be used to determine if there is any damage to the vehicle, as well as various other details such as the make, model, style, year, and current mileage. All these factors will help determine eligibility for the title loan, as well as the amount of the loan. The equity of the vehicle will help applicants receive the best loan for their financial situation in Washington1.

More Details on the ChoiceCash Rewards in Washington

One of the incredible benefits of borrowing with ChoiceCash Title Loans are the loan rewards that are offered to eligible borrowers. There are certain requirements in order to receive these specific loan rewards.

The conditions for receiving loan awards with ChoiceCash Title Loans are:

  • The ChoiceCash Title Loan must always be less than 90 days past due.
  • The ChoiceCash Title Loan cannot have been modified.
  • The vehicle involved cannot have been repossessed.
  • The ChoiceCash Title Loan cannot have reached its original maturity date.

With these conditions met, the applicant is free to receive the advantageous loan rewards offered.

These innovative rewards include lower payments every month, and the ability to borrow more funding in the future, which can potentially be borrowed at the original or new low interest rate1,2.

What if I Default on My ChoiceCash Title Loan?

Defaulting on a loan means that the terms of the loan have not been fulfilled. This is a reason to find a loan that can be flexible, as not having a flexible loan option can potentially hinder the repayment process and make defaulting easier. Defaulting on a loan can mean the car will be repossessed.

However, with ChoiceCash Title Loans, agents will try and make vehicle repossession the absolute last resort.

Some of the alternative options ChoiceCash Title Loans offers include:

Keeping Communication Open

ChoiceCash Title Loans has an excellent customer service staff available for borrowers to take advantage of. When a borrower finds their financial situation changing, borrowers are encouraged to reach out to an agent to find a solution.


Another way to prevent defaulting on a loan is to have refinancing be an option. By refinancing a loan, it is possible to save the loan from defaulting, and new and better terms could be acquired to better suit the borrower’s financial situation1.

The last thing that loan agents want to do is to repossess a vehicle, as it can be costly to both parties, and does not usually solve the unpaid debt. Instead, ChoiceCash Title Loans will work with borrowers to find a better solution. Instead of finding yourself in a tough financial situation, reach out to an agent and communicate any repayment issues, so that an agreement may be reached before default.

What is Customer Service Like with a ChoiceCash Title Loan?

As a customer and applicant of ChoiceCash Title Loans, you can expect to be treated as the most important factor in the transaction. ChoiceCash Title Loans will set the bar high when it comes to unparalleled customer service.

With ChoiceCash Title Loans, you can expect the following from customer service:

Longer Contact Hours

ChoiceCash Title Loan agents are available during traditional business hours, as well as outside of them for your convenience. Residents in Washington can speak to a loan agent quickly without waiting long hours on hold. While ChoiceCash Title Loan agents are available over the phone, they are also available over email as well.

Care and Compassion

At ChoiceCash Title Loans, the focus is finding applicants the best title loan for their financial situation1. Customers can expect quality care with their finances, and unlike other loan options, ChoiceCash Title Loans will try to make the transactional relationship as pleasant as possible.


With most other types of loans, hidden fees are attached as well as unexpected interest rates that can make the loan difficult to pay back in the long run. At ChoiceCash Title Loans, the primary focus is for customers to understand the loan terms, and to not burden them with any hidden fees.

Visit Any MoneyGram Location in Washington to Get Your ChoiceCash Title Loan Money

ChoiceCash Title Loans is a new and innovative loan for residents in Washington to receive funding1. One of the benefits of ChoiceCash Title Loans is the ability to allow eligible individuals to have access to emergency funding without the burden of travel.

For eligible applicants, ChoiceCash Title Loan funding is available to be picked up at any MoneyGram location in Washington.

Below is a convenient map of some MoneyGram locations in Washington, along with some additional location details for a few stores.