How to Replace a Car Key

 
You are here: Home » MoneyTalk » Additional Topics » How to Replace a Car Key

You never realize how important a car key is until you’ve lost it, or it stops working. After all, it’s the way to start your car! Regardless, you should know how to replace a car key if you happen to lose it or it malfunctions. There are a few different options for replacing a car key:

  • Locksmith
  • Manufacturer/Dealer
  • Aftermarket Keys/Fobs Online

How to Replace an Older Car Key

  1. Get your VIN number for your car.

In order to find someone to help you replace your car key, you’ll need to have your VIN number ready. If you can’t find it inside your car, you can find it on your insurance information. The VIN can be located on a rear wheel, front of the engine bloc, trunk, door jam, or the frame of the car between the carburetor and windshield washer.

It is also important that you know your year, make, and model to help get your specific kind of key you’ll need to open your vehicle.

  1. Call a nearby auto locksmith.

Your first option is to go to the nearest auto locksmith. They tend to give the best deal, usually about half as much as the manufacturer or dealer will charge. On top of that, they typically don’t charge to visit your car. Hardware stores aren’t usually equipped to duplicate car keys, but an auto locksmith is.

The older your car is, the better chance you’ll have of being able to duplicate the key. If you’ve lost a key fob, a good locksmith might be able to help make a new one and reprogram the replacement. It will depend on the sophistication of the key.

  1. Look for discount replacement keys or key fobs online.

Aftermarket keys and factory replacements can be found online for less. You can either find a reputable dealer on eBay or look for companies that sell replacement car keys. As mentioned before, the older your car is the simpler it’ll be to replace it. Before you buy, call around to see who would be willing to program the key bought online.

How to Replace a New Electronic Car Key

  1. Check your warranty or car insurance to see if they cover key replacement.

Depending on how new your car is and how high-end it is, your key may not be replaced by anyone except the manufacturer and distributor. With a warranty or car insurance, you might be able to get a discount. When purchasing, make sure you have all your car information, a valid photo ID, and other sets of keys you may have for the dealer.

  1. Visit your local locksmith.

Again, depending on the sophistication of your car keys, you could try to see if your local locksmith will duplicate them. If your key has a microchip, they won’t be able to duplicate it. If it has a transponder, the locksmith could potentially do it for $50-$120.

  1. Buy an aftermarket replacement car key.

You can simply search “aftermarket electronic car keys” on the internet and find plenty of replacement options for electronic car keys. You could get a new car key for 75% less than what a dealer would charge, but you’ll still need to get it programmed so check prices before purchasing anything.

  1. Get a new set from your dealer.

Depending on how new your car is, this could cost you up to $200 and more. But, if you want a key that you know will work and you need it quickly, this is not a bad option. You can visit your local dealer – Honda, Chevrolet, Ford, etc.

  1. Program your new key to your car.

When you get your new car keys, you might be able to avoid a special technician and the costs of having them program your key. Depending on your car, the owner’s manual might have instructions involving opening/closing the doors, turning the lights and other electronics on and off, pressing buttons like a code, etc.

How to Replace a Malfunctioning Electric Key

  1. Wait it out.

Sometimes if it’s really cold or hot the electric key might stop working properly. If you get it a little too wet, sometimes water can work its way in there and cause some issues. Let the key rest for a little while before you pay a lot of money to replace it if this happens to you.

  1. Reset all your keys.

A key fob can stop working properly after you have a change or repair in the car’s electrical systems (like a battery). Find your owner’s manual and find out how to reset all your keys according to the instructions provided.

  1. Replace the battery.

If you notice your key working badly over the span of a couple days, your battery could be dying. A replacement car battery is inexpensive compared to a full replacement and can be found online, at an auto-locksmith, or at an electronics store. Most batteries are pretty simple to replace and only require a Philips screwdriver.

Trusted lender of over 250,000 customers2

Trusted by over 250,000 customers since 2002, we know how to do business the right way. Our US based customer service team is there for you seven days a week.

LoanMart © 2018 All Rights Reserved. Version: 4.0
Go To topGet it on Google Play

DISCLOSURES

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

If you are using a screen reader and are having problems using this website, please call 1-855-422-7412 for assistance.

LoanMart is a responsible lender and takes its legal responsibilities seriously. Questions? Customersupport@800loanmart.com or call 855-399-2261.