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Can you get a Title Loan online in Alabama?

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You can1! Applying for a title loan online is even easier than applying for a title loan in person. When you apply for an online title loan with LoanMart, you get the same benefits as you would applying in person. There’s no lengthy application process and, because lenders care more about your ability to pay the loan back and the equity of your car. You’ll need the same sort of documents for an online title loan as a regular one.

What do I need to get an online Title Loan?

You may be asked to upload photos of these during the online application:

  • Qualifying title for the vehicle, in your name
  • Proof of Income
  • Government-Issued photo I.D. (Driver’s License, State I.D., Passport, etc.)
  • Proof of Residence (Certain pieces of mail)
  • Photos of the front, back, and sides of vehicle

Who can make online Title Loans?

Lenders with the appropriate state licenses. Getting the license may involve things like taking an exam and paying a fee. Generally, there is also an annual renewal fee. Once they possess the license, lenders can make contracts with borrowers where the lender gives the borrower money under certain conditions, that they will get paid back with interest or take possession of the borrower’s car.

What are the laws surrounding online Title Loans?

In 1993, the Alabama Pawnshop Act defined title loan lenders as pawnbrokers, meaning they have to abide by the laws set out in the act. It puts into writing the responsibilities and duties of borrowers and lenders when it comes to title loans. For example, borrowers must swear that the car they are using for their title loan isn’t stolen. And lenders must detail the monthly payments and associated fees of the title loan.

How much can I get for my online Title Loan?

There are a several factors that determine how much money you may be able to get through an online title loan from LoanMart1:

  • Value of your vehicle
  • Income
  • Loan Terms

The more money you make and the equity in your car, the more money you may be able to borrow1. That said, lenders will never give you more than the value of your car, which they typically determine through resources like Kelly Blue Book.

What is considered proof of income for an online Title Loan from LoanMart?

A paystub is far from the only way you can prove that you have income for an online title loan. There are actually a wide range of ways you can prove that you have income and are able to pay back an online title loan. For example:

  • Alimony
  • Child Support
  • Workers’ Compensation
  • Social Security
  • Disability

How do I get a copy of my vehicle’s title?

Your local Motor Vehicle Division (“MVD”) may be able to provide you with a duplicate title. Some are even capable of providing expedited titles. Depending on the situation, LoanMart may be able to provide you with the location of the nearest MVD that can help you, or even assist you directly in getting your expedited title. If you add LoanMart as a lienholder at that time, it may speed up the loan process

Are there any costs other than the interest for an online Title Loan?

Applying for a loan with LoanMart is free. That said, there may be other fees associated with a title loan. Your lender should disclose those to you during the application process.

How long do I have to pay my online Title Loan back?

LoanMart’s loan terms range from 12-48 months.

What happens if I fail to pay my online Title Loan?

If you can’t pay your loan back in the allotted time, you are putting yourself at risk for having your car repossessed. If this happens, lenders can sell your vehicle.

How to get an online Title Loan with LoanMart

Now that you’re familiar with how Alabama treats online title loans, you understand that they may be a good way to get money in an emergency. There’s no lengthy application process. Because of LoanMart’s streamlined registration process, the time between when you submit your information and when your money arrives could be less than 24 hours3. If you have a qualifying car title in your name, you may be eligible for a title loan of up to $50,0001.


With our easy process, we give you three ways to contact us that make it convenient for you:

  1. Visit a participating store
  2. Call us at 1-877-787-4923
  3. Sign up online without leaving your home

Once you’ve figured out the best way for you to get in touch, all you have to do is follow these steps to get the money you need:

  1. Fill out the registration form
  2. Submit your important documents to your LoanMart representative
  3. Sign your LoanMart agreement1
  4. Collect your funds1!

Keep your finances on track with an online title loans in Detroit, in Alabama, and in many other places. Don’t let yourself get derailed by something like an unexpected medical bill or car repair. You can do it conveniently, and begin from the comfort of your own home.

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