The citation should explain how to pay it. Finding the money to pay a speeding ticket may be much more difficult. If you can’t pay your speeding ticket, there are a number of things you can do, and we will also tell you how we may be able to help get you emergency money from title loans in order to pay for that pesky ticket. The sooner you pay your debt, the sooner you can get back on the road. If you need a small loan to pay for a ticket, you may be able to use your car title to get a loan, but make sure you only borrow what you need.
What do I do if I can’t pay for a speeding ticket?
If you can’t pay for your speeding ticket, the best thing to do is tell the court. Depending on where you received the ticket, you may be able to plead your case by writing or by phone. If not, you’ll need to appear in person before the judge. Either way, you’ll need to explain exactly why you cannot pay. Depending on your situation, the judge may reduce your fine. If the officer doesn’t show up to court, the judge may dismiss your citation, but this doesn’t always happen.
Another option is traffic school. If it’s your first driving ticket, you may be able to get it dismissed by attending traffic school. You’ll have to pay for the class, but usually it’s much cheaper than a traffic citation. If you are able to do traffic school, it usually also keeps that ticket from being reported to your insurance company, meaning your insurance rates won’t go up. That said, you are normally only able to attend traffic school a limited number of times. If you don’t get the citation dismissed and the judge doesn’t allow you to attend traffic school, you’ll have to pay the fine.
And if you live somewhere with driving record points, you’ll accrue some from your ticket, which may also raise your insurance rates.
What are some ways I can pay for a speeding ticket?
The easiest thing to do is just pay it. If you don’t think your financial situation will allow it, you can request a reduction of your fine, an extended time to pay, or a payment plan. If you still can’t afford the fine after asking the judge for the above, you’ll have to explore other options. You might try something like:
- Asking friends and family – They might be able to lend you enough money to cover the fine and then you can repay them once you have money again.
- Pick up a side job – To make enough money to cover your ticket, and maybe a little extra just in case.
- Sell some things you don’t need anymore – Almost everyone has things around their house that they don’t really need, and one person’s trash is another person’s treasure.
Take out a personal loan of some kind – You may be able to get enough money to cover the ticket through a payday loan. If you don’t want to get a payday loan, you might be able to use your car title as collateral for a title loan. Check out our application and see how you can use emergency money from a title loan to pay for a ticket1!
What happens if I don’t pay my speeding ticket?
If you don’t pay your speeding ticket a number of increasingly bad things can happen. The first thing that will happen is it will accrue late fees, increasing the amount you owe. The ticket could be passed on to a collection agency, and you’ll start getting calls from debt collectors. The speeding ticket will also be reported to your insurance company, and they will probably raise your insurance rates.
If you continue to not pay, your license may be suspended. If you continue to drive on a suspended license, you can receive a misdemeanor charge, be fined, and potentially go to jail, for up to a year in some states.
Even if you don’t drive, the judge may issue a misdemeanor charge against you for ignoring your ticket. Once that happens, you can be arrested and potentially sentenced to jail time or community service.
How can I avoid getting a speeding ticket?
Once you’ve had to go through the hassle of dealing with a speeding ticket, you probably want to avoid it in the future. There are a number of things you can do to reduce your chances of getting one:
- Be aware of the speed limit – The simplest thing is to always know and follow the speed limit of the road you’re on
- Use a roadmap app to avoid speed traps and cameras – Some apps have a function where drivers can report where they are looking for people who are speeding. Once you know where they are, you can be extra careful to follow the posted traffic signs.
Traffic fines, especially speeding tickets, can be expensive. They can cause you a lot of problems if you don’t pay them; you can even be arrested. When you get a speeding ticket, it’s important to know how to pay it.
Prevention is always best when it comes to speeding tickets. If you ever need quick cash, for a quick fix, call us and see how much you may be able to get with title loans, with LoanMart1.