Our mission is to loan money soundly to people who need it profoundly!
Our mission consists of three separate parts, all equally important. This three-part mission is exactly what has led us to become the number one auto title loan provider on the West Coast.
- Customer Service
We are completely devoted to fulfilling our customers’ needs. It is extremely difficult to deal with financial emergencies and we want to make handling them as painless as possible.
We are committed to disclosing all the accurate and useful financial information that we can to you so that you are able to make the best decisions possible. We wish to lead you to financial freedom in more ways than one.
We are dedicated to protecting our customers’ information vigilantly. We’ll defend any and all personal information and documents you share with us.
No Job? No Problem
If you’re currently unemployed, you may still be eligible for an auto title loan. There is also no minimum length of time that we require at a job. We simply ask to verify some kind of monthly income stream and your ability to make payments. We know this doesn’t always come in the form of traditional employment.
Title loans are a valuable option for anyone on disability or any person that is retired. Self-employed or contract employees may also have a hard time demonstrating income to a traditional lending institution, making title loans a great option when you need money. We’ll work with you no matter your unique situation.
Credit Trouble? Don’t worry
This is the one area people are most afraid of when it comes to loans. Their credit is horrible and they are afraid of rejection. At LoanMart, we know that the very reason you need this money is because things have come up and are just getting hard. This may be reflected in your credit report. We give people loans who need loans and qualify under very liberal conditions. We are not a bank. We are non-traditional. We are one human helping another. It doesn’t matter what the banks have told you, we don’t think or act the same.
At LoanMart, your credit score is not a main contributing factor in how we make our decision on if you qualify for a loan. We know that your past isn’t always an accurate representation of your present or future. We have been able to help people with all types of credit in the past, so we encourage you to check us out regardless of your current score.
Time Crunch? We Can Help
Does the same day or next day work for you? Try us.
One of the biggest reasons people get car title loans is because they need money fast. From application to approval and funding, traditional loans can take about 7 days to 2 weeks. In some cases, banks can take even longer when taking into consideration the processing time for electronic deposits. We know that life cannot always wait that long. Our application process is quick and easy and if you’re approved for a loan, you can have your money as soon as the same or next business day 1.
No Bank Account Needed
With LoanMart, you don’t need to provide bank account information to qualify or to receive your money. We offer a variety of convenient payment methods that don’t involve using a bank account.
The submission process, nor any part of the qualification process will depend on what you wish to receive a loan for. If you are approved for a car title loan, you will be able to spend the money however you want without any restrictions or questions.
Auto title loans don’t require that you submit as many documents as you would need for traditional borrowing from a bank. This is why we are a good option for those who do not wish to provide so many papers, or simply don’t have them.
All we need is:
· A car title to a qualifying car in your name (If you’ve lost or don’t have your title, view our tips on how to get a new one here.)
· A government-issued photo ID such as a driver’s license (We accept matricula consular also known as a CID)
· Proof of Income (ie. paycheck stubs, invoices or bank account statements) showing your ability to repay back the loan
· Proof of residence (a piece of recent mail like a utility bill will work)
Other Unique Benefits
If someone doesn’t fit the mold of the average loan borrower, they may fit in perfectly here at LoanMart. We take various aspects into account when deciding upon which customers can qualify for a title loan. Our loan offers are catered to those who are struggling and need a little bit of extra help. We make this easier for you by offering:
- Spanish-speaking representatives
- No hidden fees, balloon payments or penalties for paying early
- The ability to qualify for a loan if you have an Individual Tax Identification Number (ITIN)
- Online account access anytime, anywhere
- A mobile app that you can download from your smartphone’s App Store
- Hundreds of participating store locations across the country
The Difference LoanMart Makes
We are committed to providing our customers with valuable information about car title loans. We want our customers to make an educated decision before borrowing money from anywhere. To see if an auto title loan is a good fit for you, start a conversation with us. Our representatives are here 7 days a week with extended hours to answer any questions about the process.