Are Car Title Loans Easy to Get?
With LoanMart, a car title loan is one of the easiest ways to get the money you need—sometimes in an as little as one business day3!
We’ve all been there: one unexpected event or a harmless misstep leads to financial misfortune. Sometimes these events are a bit like quicksand and make you feel like your struggles are never ending. Well, don’t fret, because LoanMart has your back and is ready to toss you a rope and help pull you from the pit of financial worry with an easy to get car title loan!
Q: Why are car title loans easy to get?
A: Because even those with poor credit can qualify and all you need is the free and clear title to a drivable motor vehicle to start the process1!
It’s true! Those customers with poor credit may qualify for as much as $50,000 (depending on your state of residence) with LoanMart1. As previously mentioned, LoanMart knows the curveballs that life tends to throw can hit anyone if they’re not careful. We know that things like bad credit or unemployment are not always an individual’s fault, and that’s why we don’t penalize a person with a less than perfect credit score.
So, if anyone can apply, what do I need?
Here’s what LoanMart asks of their customers to meet qualifications:
- First and foremost, each applicant will need the title to drivable motor vehicle. Most cars, new or old, should meet qualifications if they’re in good condition, inside and out.
- This should be obvious, but a valid form of identification (state registered driver’s license, international passport, etc) is needed to apply and qualify for funding with LoanMart.
- While unemployment can happen, LoanMart will still need to see a proof of income (paystub, annuity/loan receipt). Whether it’s from a job that will continue to pay you while you currently search or it’s some form of annuity that will be able to help you make your monthly payments. Not to worry though, as your LoanMart agent will work with you and help you obtain a flexible payment schedule that works with your cash flow.
- A proof of residency is usually required for applicants as well (usually in the form of a bill).
Once all of your credentials are in order and you’ve completed the free application process, a speedy LoanMart representative will talk to you about the title loan process and you’ll be able to obtain your funds, sometimes in as little as one business day3, getting you the money you need in no time!
Other Features & Benefits of a LoanMart Car Title Loan
Not sold on the title loan process yet? Are you at third base and need an extra reason as to why you should steal home? Read on to find out some of the features that will benefit customers with their time working with LoanMart!
What is a Car Title Loan, Anyway?
A car title loan is based on the equity of your vehicle, where LoanMart takes over as the lien holder for the duration of your payment period. You keep the keys and the money while you pay us back—it’s that simple!
Efficiency in Staff Service
LoanMart’s staff is helpful, skilled, efficient, and trustworthy, and makes sure that you feel like a member of the LoanMart family at the inception of your car title loan. Staff members are available via LoanMart’s toll-free line, as well as the helpful ‘Chat Now’ feature. LoanMart has a seamless application process that is free and offers no obligations once it’s been completed. You can ask our staff members questions via email and will have access to an online account to make payments that can be used on a smartphone via the LoanMart app. We’ve really tried to make the whole process a comfortable process for you and our thousands of other customers nationwide. We empathize with your situation and appreciate your business, which is why we go above and beyond for you!
One thing we’re aware of is that not everyone is familiar with what car title loans and the entire process of it all, so we are transparent and will elaborate on the process, making the information relatable and understandable.
Keep the Keys while you Pay Us Back!
You’re probably aware that with other lenders you may not be able to keep your car as a viable means of transportation while you pay back the money you own. Here at LoanMart, you’re like family and we honestly and wholehearted want you to know that we understand your situation. Why would someone trade something for something else if it made the situation all the more complicated? Don’t worry—a LoanMart car title loan will keep you behind the wheel as long as you continue to make your payments on time. LoanMart’s name is placed on the title as lien holder for only the duration of your loan payment period. Once the terms end and the loan is paid in full, everything is back to the way it was, except now your financial woes have dimmed.
The List Doesn’t End There…
LoanMart wants you to know that the features don’t stop there and that there are many more exciting and beneficial attributes that we have to offer. Take a look below!
- As one of the largest lenders across the country and the biggest lender on the West Coast, it should be pretty apparent that LoanMart offers some of the industry’s most competitive and accessible rates. We want to encourage our customers and keep them in our family as long as they need financial help.
- Our car title loan terms range from 12 to 48 months
- It is possible to get your funds of up to $50,0001 in as little as one business day3—now that’s what I call efficiency! Fast access to your funds means your life will be happier in no time!
- We offer flexible schedules and payment terms, while also offering no prepayment penalties or unexpected fees! We pride ourselves in our transparency!
- You may be able to refinance another loan from another lender with us if you’re able to meet the requirements!
Apply for a Car Title Loan with LoanMart!
As we’ve previously said, we want you to feel right at home with us at LoanMart and our reputations as an efficient lender across the nation with a ton of benefits tends to speak for itself. Thousands of people trust us which has lead to thousands more joining our family. If you’re ready to get a car title loan from LoanMart you can fill out an application on our secure website, click chat now to talk to one of our reps, or contact us via email or on our toll-free line. Get the ball rolling today and get the financial help you so rightly deserve, with LoanMart!!!