Do I Need a Job to Get a Title Loan in Florida?

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Do I Need a Job to Get a Title Loan in Florida?

Are you in need of some emergency funding in, Florida? If you are currently unemployed, you could likely use some extra money more than most. But you may be concerned that not having a job could disqualify you from most lending options.

However, this is not the case. With ChoiceCash Title Loans, serviced by LoanMart in Florida, it is possible to get the funding you need regardless of your current employment status1.

Because car title loans are a secured installment loan, they use your vehicle as collateral. Since the loan is secured with collateral, ChoiceCash Title Loans serviced by LoanMart can minimize the necessary qualifying factors to make it easier for unemployed individuals to be approved1.

Qualifying Factors for ChoiceCash Title Loans in Florida

The two most important qualifying factors for ChoiceCash Title Loans include the current equity value of your vehicle and your ability to repay the loan.

The loan amount is largely determined by the value of your vehicle through the make, model, year, and condition. All of which is verified through the title of the vehicle and pictures of the front, back, and both sides.

Next, your financial ability to repay the loan in full through regularly scheduled monthly payments is analyzed. If employed, this can be determined primarily through your paychecks. However, it is not necessary that you have paystubs to prove income.

There are plenty of other qualifying forms of income that can be used for the inquiry process. If these other forms of income are deemed adequate, then you ought to have no issue being approved regardless if you do not have a job1!

Qualifying Forms of Income for ChoiceCash Title Loans

Social Security

If you are retired, you may have started to receive Social Security benefits from the government and/or a pension plan from previous employment. This qualifies as a source of income and can be easily used to prove ability to repay a title loan. To apply for a ChoiceCash Title Loan, you will simply need copies of your Social Security and/or pension plan statements. These copies can be easily faxed or scanned to the loan agent.

Worker’s Compensation

If you are receiving worker’s compensation, that also counts as proof of income for a ChoiceCash Title Loan. Worker’s compensation is a kind of insurance that pays your missing wages and medical costs when you have been injured on the job. Simply send in your proof of worker’s compensation in the form of statements, letters, or deposit slips to your loan agent.


If you are self-employed, you may worry that you don’t have paystubs to prove eligibility for a ChoiceCash Title Loan as you pay yourself. However, it’s easy for self-employed individuals to prove their income. Simply provide copies of some of your recent tax records. These will establish your ability to repay the loan you are applying for.

Unemployment or Disability

If you don’t currently have a job but are receiving regular checks for unemployment or disability, then ChoiceCash Title Loans may still be an option1. Submit documentation of the monthly payments you receive to see if they qualify as proof of income to repay the title loan you are applying for.

The ChoiceCash Title Loan Process in Florida

ChoiceCash Title Loans serviced by LoanMart are one of the best lending options to get fast funding in the state of Florida. Getting the funding you need could be easy, convenient, and painless. With top-notch customer service, it’s possible to receive the loan money you are approved for in as little as one business day—or even sameday1.

Unlike so many other title loan processes out there, you don’t need to have a typical job to get approved for a ChoiceCash Title Loan serviced by LoanMart1. This type of loan is affordable and accessible to all kinds of people who need financial help in the midst of a financial crisis1.

All you need to do to get started is fill out the easy online inquiry form! Your financial future could be peaceful in no time at all1!

Unlike the inconvenient terms that can come with payday loans or unsecured loans, a ChoiceCash Title Loan comes with comfortable terms starting at 36 months so keeping up with payments is a stress-free experience. 1

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