While there is not a title loan forgiveness program, LoanMart will go above and beyond to help you get your finances back on track. Many people seek out a loan forgiveness program because they are no longer able to make payments on their loan. This can be the result of agreeing to a payment plan that didn’t work for them in the first place.
Other lenders might leave you in the dark when it comes to figuring out your loan agreement, but not LoanMart. LoanMart will take the time to answer any and all of your questions before you even commit to your title loan contract. LoanMart believes you need the facts first in order to make the best financial decisions for yourself.
Instead, LoanMart will work with you to determine a manageable payment plan using our convenient terms and competitive rates. Some lenders might bury you in fees and minuscule loan terms that leave stressing and struggling to come up with a monthly payment, but LoanMart works with you to put you on the path towards financial success.
Benefits of Getting a LoanMart Title Loan
- High Approval Rate
Inquire about a LoanMart title loan, even if you have a credit score on the lower side. LoanMart doesn’t just focus on your credit score when we determine your approval for a title loan. Instead, we direct our attention to other important factors such as the equity of your vehicle and your ability to repay the loan.1LoanMart might look at your credit score just to make sure you are not currently declaring bankruptcy or presently going through financial counseling.
- Efficient Funding
LoanMart can get you your funding as soon as the next business day3. You can find out if you are pre-approved after filling out a quick 5-minute information request. After we have your documentation, you will go over the terms of the contract with an underwriter, then you can sign your contract and get your money. We work at your pace, so the sooner you get us your information and documents, the sooner we can get you your money.
- Quality Service
Don’t waste your time. LoanMart always puts you first, because we know you are the heart and soul of what we do. LoanMart will make every effort possible to identify and address your unique financial needs with our vast network and resources. We also have LoanMart representatives available 7 days a week with extended hours for your personal convenience.
- No Secret Fees
LoanMart won’t be shady and hit you with secret fees you knew nothing about. Some lenders will require borrowers to make a balloon payment, which can be both expensive and inconvenient, or charge you with ridiculous early payment fees when you try to make a monthly payment on your loan earlier than the due date. LoanMart won’t discourage you from being responsible and on top of your title loan payment plan, so we won’t ever charge you a fee for making a payment early. Also, with our convenient terms and competitive rates, you can say goodbye to balloon payments because there are none of those at LoanMart.
How to Get a Title Loan with LoanMart
1. Submit your information
There are a couple different ways you can get started on your LoanMart title loan. You can hop on your homepage and click on the “APPLY NOW” link, try the awesome live-chat feature also on our homepage, email us at firstname.lastname@example.org, call us over the phone at 1-855-422-7412, text us on your mobile device at 1-818-315-8741, or you can even stop by our licensed location to speak with a LoanMart representative face to face.
From there, you will fill out a short information request which will ask you for information like:
- Your name, date of birth, address, phone number, and email
- How long you have lived at your current residence (in months / years)
- Do you rent or own at your current residence?
- Gross monthly income (from your job and any other resources)
- Year, Make, Model, Style, and Mileage of your car
- Social security number or Individual taxpayer identification number
2. Get approved1
After we have received your successful information submission, your LoanMart title loan agent will request a few documents from you. Some of the documents that we will request are:
- Government issued form of photo ID
- Proof of residence
- Proof of income
- Several pictures of your car
- Title to your vehicle with your name on it
Don’t worry too much if you cannot locate your vehicle’s title, LoanMart may still be able to help you.
3. GET YOUR MONEY
Once LoanMart has processed your information and received your documents, we can draw up your title loan contract for you to sign. We will also sign onto your vehicle title as a lienholder at this time, but this is only for the duration of your loan period.
From there you can receive your money in several ways:
- Electronic deposit
- Money Gram
- Stop by our licensed location to receive your money in person
LoanMart has been a leader in non-traditional lending since 2002. Check out our customer testimonial page to see how LoanMart has helped people throughout the United States. Get the financial relief you’ve been looking for with a LoanMart car title loan!1